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Home Warranty in Maine

Maine MapIf your furnace stops working, do you have the $3,000 you will need to buy a new one? What if the pipes in the bathroom begin to leak? Many residents of Maine are finding that coverage by home warranties gives them confidence and peace of mind when dealing with unanticipated homeowner expenses.

Basic home warranty plans usually cover a broad range of household systems and appliances, ranging from electrical to hot water heater. If you also have a well pump or central vacuum that you want to be included in the coverage, an enhanced plan can provide that. When it comes to home repairs, a small amount of money annually has the potential to save you thousands in the long run.

Who should consider home warranties as essential? First-time home buyers donít usually have extra financial resources to take care of unplanned costs, so spending a small amount per year for home protection makes sense. For a person selling a home in a competitive market, providing a home warranty in the package could be the key to making a quick sale. And for owners of older homes, placing appliances and systems under coverage may defray expenses significantly. There are home warranty companies that can meet the needs of every homeowner in Maine.

As an informed consumer, there are several things you should do as you are considering a home warranty. First, know what is covered. Experts recommend choosing at least three different companies and comparing their plans. The basic plan offered by one provider may cover the air conditioning, but not the septic system. A similar plan offered by another company could cover both. Read the coverage provisions and be aware of what each includes before making a decision. Second, understand the limits each home warranty company places on specific systems. Coverage may be limited to a specific dollar amount depending on the system or appliance. Third, you may need to pay for additional coverage if you want things such as your central vacuum or the garage door opener under the warranty. Home systems that are more expensive to repair or replace slightly increase the cost of the warranty. Be informed and understand the coverage your plan provides.

Home warranties may be a great resource to provide financial ease when unexpected expenses occur.


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