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Home Warranty in New York

New York MapMany people in New York choose to purchase a home warranty before listing their house for sale. A home with coverage already in place provides added appeal to prospective buyers, usually helping the sale to happen more quickly.

Home warranties benefit more people than just sellers and buyers; anyone who owns an older home would be wise to check into the coverage provided by a policy. Houses that are more than a few years old generally require maintenance and unexpected repairs. If the home is protected, the upkeep of it doesn't need to be a financial strain.

Coverage through home warranties generally takes care of the costs in the event of repair or replacement of appliances such as the dishwasher, washer, dryer, refrigerator, and garbage disposal. Protection is not limited to appliances only; many home systems are also included such as plumbing, sump pump, heating, and electrical components. For a prospective buyer, home warranty coverage can bring peace of mind in the event of unforeseen repairs.

Three things should be considered while researching home warranties to find the perfect plan. First, choose at least three reputable home warranty companies and read up on the plans they offer. One policy may cover heating but not air conditioning, and another may include both. Be informed as to what is in each package. Second, check to see if the company places limits on the amount they will pay to repair each home system, and what the limits are. Third, be aware that items such as the pool, central vacuum, or the garage door opener may require additional coverage. Many business offer basic plans to cover the most essential items, as well as enhanced plans for higher cost systems.

Whether the New York homeowner is listing a house for sale, has recently purchased a new home, or is living comfortably in an older home, home warranties can provide great financial benefit.

 

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