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      September 21, 2018

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Home Warranty in Rhode Island

Rhode Island MapMany options are available to Rhode Island residents when it comes to home warranties. Having a good home warranty in place can prevent the homeowner from paying out thousands of dollars when unexpected repairs become necessary. Rather than paying $4,000 or more to fix the heating and cooling system, the cost to the homeowner could be just a couple of hundred dollars with a good home warranty policy. Instead of having to pay the total amount to replace the water heater, having a home warranty policy could mean the company purchases and installs the water heater.

All home warranty companies offer basic plans to cover the most essential items in the home. These plans typically include plumbing systems, dishwasher, water heater, and electrical systems. Home warranties provide for replacement or repair of appliances and home systems when necessary. For a home with a central vacuum or a pool, there are plans available to protect those items too.

When researching home warranties, experts recommend three steps for finding the best plan. First, choose three or more companies with good reviews, and read the plans they offer. Does one plan cover heating but not air conditioning? Understand what each plan provides and determine the needs of the home. Second, the business may have pre-determined limits in place on the amount they will pay for the repair. If so, make sure the limits are reasonable. And third, determine which items in the home will need extra coverage. If the backyard pool and the central vacuum system are to be worry-free, then the enhanced plan is probably the best option.

Generally, as a home begins to age the maintenance expenses increase and repairs become more frequent. Due to these increasing costs, anyone who owns a home that is ten years old or older would benefit from checking into home warranties. An individual planning to sell their home will increase the chances of a quick sale if the home already coverage. And those buying a home can request a home warranty, if not already provided.

Multiple companies provide home warranty service in Rhode Island; by following a few guidelines it is easy to find the policy that covers the most important features of the home.

 

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