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Home Warranty in South Carolina

South Carolina MapIf the water heater in your home goes out, do you have the $1,000 you will need to replace it? What if the oven stops working? Many South Carolina residents are finding that coverage by home warranties benefits them financially by helping with the costs of unexpected homeowner expenses.

Who should consider home warranties as essential? First-time homebuyers donít usually have extra financial resources to take care of unplanned costs, so spending a small amount per year for home protection is a wise move for them. For a person selling a home in a competitive market, providing a home warranty in the package could be the reason their home sells. And for owners of older homes, placing appliances and systems under coverage may reduce expenses significantly.

As a consumer, there are several things you should when checking into home warranties. First, know what is covered. Experts recommend choosing several different companies and comparing their plans. The basic plan offered by one provider may cover the water heater, but not the air conditioning. A similar plan offered by another company could cover both. Read the coverage provisions and be aware of what each includes before making a decision. Second, understand the limits each home warranty company places on specific systems. Coverage may be limited to a specific dollar amount depending on the system or appliance. Determine if the allocated amount will meet the needs of your home. Third, you may need to pay for additional coverage if you want things such as your pool or spa covered under the warranty. Home systems that are more expensive to repair or replace generally cost extra to be included in the warranty. Be informed and understand the coverage your plan provides.

A basic home warranty plan typically covers a broad range of household systems and appliances, ranging from sump pump to ceiling fans. If you also have a central vacuum that you want to be included in the coverage, an enhanced plan will suit your needs. In terms of home repairs, paying a small premium per year could potentially save you thousands in the long run.

There are home warranty companies that can meet the needs of any home in South Carolina.

 

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