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Home Warranty in Texas
Many first-time homeowners in Texas are finding that home warranties save them thousands of dollars in repair and replacement costs. For example, an electrical repair job that could cost over $5,000 to fix may cost them less than $300 if they have prior coverage. Or instead of paying full price to replace the sump pump, they
pay a small service fee and the rest of the cost is covered with their annual premium. Having coverage on their home may be the first step to help residents achieve financial freedom.
Basic home warranties generally cover systems such as heating and electrical systems, plumbing, dishwasher, and garbage disposal. Coverage on the septic system, garage door opener, pool, or spa may require an enhanced plan, which home warranty companies also offer.
Home warranties benefit more people than just new homeowners; anyone who owns an older home would be wise to check into the coverage provided by a policy. Homes that are more than 10 years old generally require maintenance and unexpected repairs. If the home is protected, the upkeep of it doesn't need to be financially stressful.
Consumers can take several steps before deciding on a home warranty plan. After selecting several different companies that have received favorable reviews, they should become familiar with the plans each offers. Any slight differences in coverage should be considered and evaluated against the needs of the home. Pre-set financial limits for each appliance or home system may be in place; determine if they will provide adequate coverage
for the home. And finally, identify items or systems in the home that may require additional coverage. For the more costly items, an enhanced plan may be the best option.
Being a homeowner in Texas doesn't necessarily need to be accompanied by huge additional costs; having a good home warranty can reduce expenses significantly.
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