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      January 16, 2019

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Identity Force vs Identity Guard

Best Identity Theft Protection

To help you find the Best Identity Theft Protection, TopConsumerReviews.com provides you with an in-depth comparison of Identity Force and Identity Guard.

To see ALL of our reviews for the Best Identity Theft Protection, please Click Here

What's the best Identity Theft Protection service? Unfortunately, Identity Theft is big business. According to Javelin Strategy, the number of identity theft victims in the U.S. has risen to over 16 million people, resulting in around $20 billion in losses each year.

It's a big business alright; and one in which you could be a potential victim. There are a variety of ways in which data thieves can steal your personal information. They can sift through trash to find bills and credit statements; they can steal credit and debit card numbers when your card is used; they can get information by hacking your computer and retrieving your data while posing as legitimate businesses.

Continue reading below reviews

Best Reviews

2019

Identity Theft Reviews

4.5 stars
Identity Force

IDENTITY FORCE Visit Site

Cost:

$14.95/mo or $19.95/mo with credit check option added

$27.50/yr for ChildWatch

IdentityForce is a complete identity theft prevention service that offers multi-level protection and claims to be the industry leader in identity protection for individuals, businesses and even government agencies. The array of services offered by IdentityForce is impressive, and certainly a lot more extensive than a simple credit score monitoring system that many other identity theft prevention services offer as their only protection strategy.

IdentityForce divides their list of services into 4 main categories, each of which has several underlying components. These are:

  • Monitor: In addition to the usual daily monitoring of a client's credit reports, IdentityForce actually scans the Internet at large on a constant basis, searching chat rooms, blogs and other websites to detect when a client's personal information is being sold. They monitor court records and quick loan services as well; to be sure no unauthorized use of a client's social security number is being used. IdentityForce even monitors any change of address requests that may be someone trying to redirect someone's personal information.
  • Alert: If any of the monitoring activities listed above reveals a red flag, such as a client's social security number being used to secure a loan or showing up in a courtroom log, the client is immediately sent an alert. Additionally, Identity Force monitors major credit incidents such as security breaches or new identity theft laws. If a department store announces that shopper credit card information may have been compromised, IdentityForce will notify its clients.
  • Control: IdentityForce has several features that allow a client to control how much of his or her personal information is out there for potential theft. They offer a Junk Main Opt Out program that protects personal information by deleting the client's name from the most commonly used marketing websites, and by stopping pre-approved credit offers from being sent. They also offer DeleteNow, which is a report sent to the client with a list of places on the Internet where their name or other information has been made public. The client can then choose to delete any incidents of public information that are inaccurate or unwanted.
  • Relax: IdentityForce offers a $1,000,000.00 insurance policy against any damage caused by identity theft that they fail to prevent. This is equal to the highest identity theft insurance in the industry. This category also includes the comfort of having 24/7 customer service specialists available, and even a Lost Wallet Assistance program where IdentityForce will assist a client in canceling their credit cards and other accounts that might have been compromised by a lost wallet.

IdentityForce offers a free 2 week trial offer for potential customers. This is a great option for those that want to better understand what they are getting into before paying for the service. IdentityForce provides two different plans to choose from. While the more basic plan is more expensive than other top rated identity theft companies, the service is more comprehensive and comes with actual insurance policy should something occur. Customers can also add their ChildWatch program which keeps an eye on your children's identity and the possibility that a thief might target a family member.

Overall we found IdentityForce to be an incredibly impressive identity theft protection program. Their list of services is robust and multifaceted, providing some of the top protection in the marketplace.

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3 stars
Identity Guard

IDENTITY GUARD Visit Site

Cost:

From $19.99 to $24.99 per month

Identity Guard is one of the longest-established businesses in the Identity Theft Protection industry. For over 20 years, their services have sought to protect the average consumer from any security breaches, preventing loss and restoring positive credit ratings.

Their protection plans have changed over the years, so if it’s been awhile since you've taken a look at what Identity Guard has to offer, consider this basic overview of their three current plans:

  • Identity Guard with Watson: for $19.99/month, you get a very comprehensive set of features, including personal risk assessment, $1 million in identity theft insurance, 3-bureau credit monitoring, and a safe browsing extension for subscribers’ computers. This plan is recommended for people who use social media at least once a week.
  • Total Protection: also for $19.99/month, this plan seems to focus more on getting quarterly updates on subscribers’ credit reports, but includes many of the same features as the previous plan, minus the Watson Artificial Intelligence component
  • Platinum: for $24.99/month, customers get all of the benefits of the Total Protection plan, with the addition of monthly credit report updates and scores from all three credit bureaus

Their most recent addition is the artificial intelligence feature known as Watson, IBM’s cognitive computing that allows Identity Guard to “personalize and customize” their protection for each customer. This AI is used to analyze users’ digital habits to look for areas of potential risk, as well as to scan news articles, social media comments, posts, and blogs in order to find any emerging threats that are pertinent to each individual customer.

We found it challenging to understand the differences between Identity Guard's three plans. It would have been very helpful to see a chart that allows prospective clients to compare the plans at a glance, to determine which features are included. Instead, visitors to the Identity Guard site have to click back and forth among several screens, looking for which features may be different across the plans. Especially given that Identity Guard’s plans are, across the board, more expensive than most of their competitors’, we were left wondering what exactly we’d be getting when choosing among the three options.

Our biggest concern with Identity Guard is the quality of the service. We found more than a few reviews that described Identity Guard's failure to alert users of security breaches in a timely fashion. For example, several people said they were notified of a problem either by their credit card company or by another Identity Theft company days in advance of any communication received from Identity Guard. Also, a number of customers said that it was difficult to get through to anyone at customer service when they had a problem and wanted to make sure that their information was secure.

On the other hand, Identity Guard’s Total Protection service was chosen by well-known authority Kiplinger Finance as the 2015 winner for the “Best ID Protection Service”. That kind of endorsement merits consideration.

In order to give Identity Guard a more ringing endorsement, we’d like to see more clarity in what each plan offers to their customers. We’d also like to see an upward trend in customer satisfaction, especially with respect to timely notification of any security threats. With such an extensive history within the identity theft protection field, Identity Guard should be able to make those changes and once again establish themselves as a top authority.

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Continued from above

Once they have your data, it doesn't take long for them to wreak havoc. For example, they can steal from your bank and checking accounts. Or, they can open new loans for cars and other big ticket items. They can even charge your accounts for vacations, home furnishings, and surgical procedures such as Liposuction and plastic surgery.

And after you realize you're a victim, it can take months or even years to straighten out the mess.

While no one can guarantee that your personal information will never be stolen, Identity Theft Protection services work to make sure that this information can not be used to bring you harm.

There are a number of features you'll want to consider when looking for an Identity Theft Protection service. Some of these include:

  • Services offered.  Some companies provide extensive protection and monitoring services; others provide just basic reporting.
  • Cost.  The cost for these services can vary widely. You want to be sure you're getting good value for your dollar.
  • Reimbursement.  Some services provide no reimbursement for losses or expenses do to identity theft or coverage for lawyers if needed.

TopConsumerReviews.com has reviewed and ranked the best Identity Theft Protection Services available today. We hope this information helps you protect your identity right away!

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