Identity Guard vs Privacy Matters 123
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Identity Guard vs Privacy Matters 123
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Identity Guard is one of the longest-established businesses in the Identity Theft Protection industry. For over 20 years, their services have sought to protect the average consumer from any security breaches, preventing loss and restoring positive credit ratings.
Their protection plans have changed over the years, so if it's been awhile since you've taken a look at what Identity Guard has to offer, consider this basic overview of their three current plans:
Their most recent addition is the artificial intelligence feature known as Watson, IBM's cognitive computing that allows Identity Guard to "personalize and customize" their protection for each customer. This AI is used to analyze users' digital habits to look for areas of potential risk, as well as to scan news articles, social media comments, posts, and blogs in order to find any emerging threats that are pertinent to each individual customer.
We found it challenging to understand the differences between IG's three plans. It would have been very helpful to see a chart that allows prospective clients to compare the plans at a glance, to determine which features are included. Instead, visitors to the IG site have to click back and forth among several screens, looking for which features may be different across the plans. Especially given that Identity Guard's plans are, across the board, more expensive than most of their competitors', we were left wondering what exactly we'd be getting when choosing among the three options.
Our biggest concern with Identity Guard is the quality of the service. We found more than a few reviews that described IG's failure to alert users of security breaches in a timely fashion. For example, several people said they were notified of a problem either by their credit card company or by another Identity Theft company days in advance of any communication received from Identity Guard. Also, a number of customers said that it was difficult to get through to anyone at customer service when they had a problem and wanted to make sure that their information was secure.
On the other hand, Identity Guard's Total Protection service was chosen by well-known authority Kiplinger Finance as the 2015 winner for the "Best ID Protection Service". That kind of endorsement merits consideration.
In order to give Identity Guard a more ringing endorsement, we'd like to see more clarity in what each plan offers to their customers. We'd also like to see an upward trend in customer satisfaction, especially with respect to timely notification of any security threats. With such an extensive history within the identity theft protection field, Identity Guard should be able to make those changes and once again establish themselves as a top authority.
This website is not easy to navigate through. There are too many different links. It took us a while to find a link to simply explain how Privacy Matters 123 protects a person's identity. By the looks of the website, signing up for protection appears to be more about getting a free credit report than actually protecting your identity.
They do not provide any information on their refund policy or service level guarantee.
As a member of Privacy Matters 123, you receive the following benefits:
You can try the Privacy Matters 123's services free for seven days. If you decide to cancel you still receive your online credit report. If you do not cancel, your credit card will be billed $19.99 per month
This is where the service provided by Privacy Matters 123 ends. They do not provide the fraud alerts, credit line verification, or identity theft insurance provided with the other plans in our review. Ironically, they do offer the highest cost however.
Privacy Matters 123 offers the bare minimum in protection and costs the most per month. The website is organized poorly and they provide no guarantee or identity theft insurance. For real identity theft protection, we suggest you look to one of our higher-rated selections.
To help you find the Best Identity Theft Protection, TopConsumerReviews.com provides you with an in-depth comparison of Identity Guard and Privacy Matters 123.
A $50 Billion industry is big business. Unfortunately, that's how much fraudulent activity is charged each year stemming from identity theft. It's a big business alright; and one in which you are a potential victim.
There are a variety of ways in which data thieves can steal your personal information. They can sift through trash to find bills and credit statements; they can steal credit and debit card numbers when your card is used; they can "phish" your email and retrieve your data while posing as legitimate businesses. The list goes on and on.
Once they have your data, it doesn't take long for them to wreak havoc. For example, they can drain your bank and checking accounts. Or, they can open new loans for cars and other big ticket items. They can even charge your accounts for vacations, home furnishings, and surgical procedures such as Liposuction and plastic surgery.
And after you realize you're a victim, it can take months or even years to straighten out the mess.
While no one can guarantee that your personal information will never be stolen, Identity Theft Protection services work to make sure that this information can not be used to bring you harm.
There are a number of features you'll want to consider when looking for an Identity Theft Protection service. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best Identity Theft programs available today. We hope this information helps you protect your identity and credit files right away!
Identity Theft In The News
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A former bank president already sentenced to federal prison has now pleaded guilty on state charges for issuing fraudulent loans and using the money for himself. John Kevin Vann, 57, pleaded to a char...
Published: Fri, 20 Jul 2018 16:56:00 GMT
Common sense is the best defense against identity theft - creating strong passwords for online accounts and monitoring personal credit reports and credit card statements are good, basic steps to take ...
Published: Fri, 20 Jul 2018 13:03:00 GMT
A Washington Township man who posed as a residential builder has pleaded guilty or no contest in several criminal cases for defrauding people out of thousands of dollars. James M. Ciarmataro, 31, plea...
Published: Sat, 21 Jul 2018 09:23:00 GMT
Are the seniors in your life as protected as they can be from threats of identity theft Credit experts often recommend a credit freeze, also called a security freeze, as a way to protect personal inf...
Published: Thu, 19 Jul 2018 16:28:00 GMT
KNOX COUNTY - Ashley Wright, a Knox County Schools teacher who pleaded guilty to identity theft charges and stealing thousands of dollars from friends, family, and other Knox County Schools teachers, ...
Published: Thu, 19 Jul 2018 13:19:00 GMT
A clerk inside the California Department of Motor Vehicles who was accused of using her computer access to commit bank fraud and identity theft was sentenced in federal court in Sacramento to three ye...
Published: Thu, 19 Jul 2018 17:11:00 GMT
VIRGINIA BEACH, Va. - As millions of Americans get ready to relax at the beach, visit theme parks, set sail on a cruise or explore exotic destinations this summer, AAA Tidewater Virginia is reminding ...
Published: Fri, 20 Jul 2018 09:30:00 GMT
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