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LifeLock vs Identity Force

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LIFELOCK

LifeLock offers Identity Theft Protection plans to fit different individuals needs. LifeLock is one of the pioneers in Identity Theft protection and consistently works to stay ahead of the ever-changing world of identity theft. Here's a summary of the Identify Theft protection services they currently offer:

  • LifeLock Standard™. LifeLock Standard™ identity theft protection uses innovative monitoring technology and alert tools to help proactively safeguard your credit and finances. LifeLock will send you alerts for potential identity theft by text, phone ††, email, or mobile app. If identity theft does occur, a U.S.-Based Identity Restoration Specialist, dedicated to you, is there to personally manage your case.
  • LifeLock Advantage™. LifeLock Advantage™ identity theft protection provides enhanced identity theft protection beyond financial and credit fraud. LifeLock searches for falsified court records containing your personal information to help protect you from arrest for crimes you haven't committed, monitor for fictitious identities using aliases with your Social Security number, and alert you of potentially fraudulent credit card activity.
  • LifeLock Ultimate Plus™. Your bank accounts and credit are a gold mine for identity thieves. LifeLock Ultimate Plus™ identity theft protection gives you peace of mind knowing you have LifeLock's most comprehensive identity theft protection. Enhanced services include alerts for new bank account applications, attempts to take over existing accounts, online annual three-bureau credit reports and credit scores, plus monthly one-bureau credit score tracking1.

In addition to helping proactively safeguard your credit and finances, LifeLock also provides assistance should you become a victim of identity theft. If you become a victim of identity theft, LifeLock helps protect you with their Million Dollar Protection™ Package †††. This includes reimbursement for stolen funds and coverage for personal expenses, each with limits of up to $25,000, $100,000 or $1 million depending on your plan, and coverage for lawyers and experts if needed up to $1 million, to help resolve your case.

As a LifeLock member, you receive additional perks, such as annual credit reports1 and access to LifeLock Junior™. A LifeLock Junior membership is available only as an added membership to an adult LifeLock plan.

Your child's clean credit file is a gold mine for identity thieves. LifeLock Junior™ identity theft protection helps proactively safeguard your child's personal information with a combination of advanced monitoring features uniquely designed to help protect children against identity theft.

LifeLock's services start at a very affordable price point. If you're concerned about identity theft, LifeLock's comprehensive protection should put your mind at ease. By taking the steps necessary to help protect your identity, LifeLock provides a strong defense against identity thieves. And their Million Dollar Protection™ Package ††† is there if you ever become a victim of identity theft. LifeLock earns our highest rating.

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IDENTITY FORCE

IdentityForce is a complete identity theft prevention service that offers multi-level protection and claims to be the industry leader in identity protection for individuals, businesses and even government agencies. The array of services offered by IdentityForce is impressive, and certainly a lot more extensive than a simple credit score monitoring system that many other identity theft prevention services offer as their only protection strategy.

IdentityForce divides their list of services into 4 main categories, each of which has several underlying components. These are:

  • Monitor: In addition to the usual daily monitoring of a client's credit reports, IdentityForce actually scans the Internet at large on a constant basis, searching chat rooms, blogs and other websites to detect when a client's personal information is being sold. They monitor court records and quick loan services as well; to be sure no unauthorized use of a client's social security number is being used. IdentityForce even monitors any change of address requests that may be someone trying to redirect someone's personal information.
  • Alert: If any of the monitoring activities listed above reveals a red flag, such as a client's social security number being used to secure a loan or showing up in a courtroom log, the client is immediately sent an alert. Additionally, Identity Force monitors major credit incidents such as security breaches or new identity theft laws. If a department store announces that shopper credit card information may have been compromised, IdentityForce will notify its clients.
  • Control: IdentityForce has several features that allow a client to control how much of his or her personal information is out there for potential theft. They offer a Junk Main Opt Out program that protects personal information by deleting the client's name from the most commonly used marketing websites, and by stopping pre-approved credit offers from being sent. They also offer DeleteNow, which is a report sent to the client with a list of places on the Internet where their name or other information has been made public. The client can then choose to delete any incidents of public information that are inaccurate or unwanted.
  • Relax: IdentityForce offers a $1,000,000.00 insurance policy against any damage caused by identity theft that they fail to prevent. This is equal to the highest identity theft insurance in the industry. This category also includes the comfort of having 24/7 customer service specialists available, and even a Lost Wallet Assistance program where IdentityForce will assist a client in canceling their credit cards and other accounts that might have been compromised by a lost wallet.

IdentityForce offers a free 2 week trial offer for potential customers. This is a great option for those that want to better understand what they are getting into before paying for the service. IdentityForce provides two different plans to choose from. While the more basic plan is more expensive than other top rated identity theft companies, the service is more comprehensive and comes with actual insurance policy should something occur. Customers can also add their ChildWatch program which keeps an eye on your children's identity and the possibility that a thief might target a family member.

Overall we found IdentityForce to be an incredibly impressive identity theft protection program. Their list of services is robust and multifaceted, providing some of the top protection in the marketplace.

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Identity Theft

To help you find the Best Identity Theft Protection, TopConsumerReviews.com provides you with an in-depth comparison of LifeLock and Identity Force.

, the number of identity theft victims in the U.S. has risen to over 16 million people, resulting in around $20 billion in losses each year.

It's a big business alright; and one in which you could be a potential victim. There are a variety of ways in which data thieves can steal your personal information. They can sift through trash to find bills and credit statements; they can steal credit and debit card numbers when your card is used; they can get information by hacking your computer and retrieving your data while posing as legitimate businesses.

Once they have your data, it doesn't take long for them to wreak havoc. For example, they can steal from your bank and checking accounts. Or, they can open new loans for cars and other big ticket items. They can even charge your accounts for vacations, home furnishings, and surgical procedures such as Liposuction and plastic surgery.

And after you realize you're a victim, it can take months or even years to straighten out the mess.

While no one can guarantee that your personal information will never be stolen, Identity Theft Protection services work to make sure that this information can not be used to bring you harm.

There are a number of features you'll want to consider when looking for an Identity Theft Protection service. Some of these include:

  • Services offered.  Some companies provide extensive protection and monitoring services; others provide just basic reporting.
  • Cost.  The cost for these services can vary widely. You want to be sure you're getting good value for your dollar.
  • Reimbursement.  Some services provide no reimbursement for losses or expenses do to identity theft or coverage for lawyers if needed.

TopConsumerReviews.com has reviewed and ranked the best Identity Theft Protection Services available today. We hope this information helps you protect your identity right away!



Identity Theft In The News

Protect Yourself Against Social Security Identity Theft

Last fall, after the Equifax breach, Jim Borland, acting deputy commissioner for communications at the Social Security Administration wrote a blog post on the agency website headlined "Protecting Your ...

Published:  Thu, 17 Jan 2019 10:11:00 GMT



Identity of theft suspect sought by police

Scott Police Department is asking the public's assistance in identifying a theft suspect. Security footage shows a man at multiple locations throughout Scott taking merchandise and leaving the ...

Published:  Thu, 17 Jan 2019 15:42:00 GMT



Spotting Phony Pickups And ID Scams Is Crucial For Cargo Safety

However, such daring escapades apart, there exists a section of cargo theft that is almost entirely attributable to the gullibility of brokers and carriers - namely, fictitious pickups and identity (I...

Published:  Thu, 17 Jan 2019 09:03:00 GMT



Is Identity Theft Affecting Corrections

This is interesting. Twenty-six million Americans are victimized by identity theft in 2016 and only seven percent of victims called the police. The numbers completely dwarf any other form of violent o...

Published:  Sun, 13 Jan 2019 16:07:00 GMT



Police blotter: Cops led on pursuit; homeless woman charged with identity theft in New Haven

A 39-year-old Forbes Avenue man was charged with larceny, reckless endangerment, reckless driving, possession of less than half an ounce of marijuana, engaging police in pursuit, disobeying signal of ...

Published:  Thu, 17 Jan 2019 12:17:00 GMT



Dealing with identity theft during the shutdown

WASHINGTON - I'm betraying no secrets by observing that the government shutdown provides a window of opportunity for identity and electronic theft. Trust me, the crooks already know this. And, unfortu...

Published:  Wed, 16 Jan 2019 13:22:00 GMT



Police investigating identity theft in which student loans were opened in victim's name

CUMBERLAND COUNTY, Pa.- Police are investigating an identity theft in which student loans were opened in a victim's name at various online universities. On January 15, a victim came to the ...

Published:  Wed, 16 Jan 2019 05:43:00 GMT



Tax Identity Theft Lower But Still A Problem

Identity thieves have many ways to steal your money - including fraudulent tax returns. They file a return in your name as early as possible to beat your legitimate return, with fake financial data de...

Published:  Thu, 17 Jan 2019 03:17:00 GMT



WBTV Investigates questions why credit freeze didn't help ID theft victim

CHARLOTTE, NC (WBTV) - Kristi McElfresh knew something was wrong when she started get notifications in the mail from banks she didn't belong to. "This was a huge red flag to me," the Iredell County wo...

Published:  Tue, 15 Jan 2019 10:59:00 GMT





LifeLock Disclaimers:

1 - If your LifeLock plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful LifeLock plan enrollment.

No one can prevent all identity theft.

- LifeLock does not monitor all transactions at all businesses.

†† - Phone alerts made during normal local business hours.

††† - Reimbursement and Expense Compensation, each with limits of up to $25,000 for Standard, up to $100,000 for Advantage and up to $1 million for Ultimate Plus. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.

Symantec, the Symantec Logo, the Checkmark Logo, LifeLock, and the LockMan Logo are trademarks or registered trademarks of Symantec Corporation or its affiliates in the U.S. and other countries. Other names may be trademarks of their respective owners.

This site is not owned or operated by Symantec Corporation and the contents of this site are either under the exclusive control of TopConsumerReviews.com or other third parties not under the control of Symantec Corporation. Any representations contained in this site are those exclusively of the site owner and not Symantec Corporation, and Symantec Corporation is not responsible for the accuracy of any such representations. The site operator may receive compensation from sales made through this site.

 

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