TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.

 

LifeLock vs Identity Guard

We recommend

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

 

LIFELOCK

LifeLock offers Identity Theft Protection plans to fit different individuals needs. LifeLock is one of the pioneers in Identity Theft protection and consistently works to stay ahead of the ever-changing world of identity theft. Here's a summary of the Identify Theft protection services they currently offer:

  • LifeLock Standard™. LifeLock Standard™ identity theft protection uses innovative monitoring technology and alert tools to help proactively safeguard your credit and finances. LifeLock will send you alerts for potential identity theft by text, phone ††, email, or mobile app. If identity theft does occur, a U.S.-Based Identity Restoration Specialist, dedicated to you, is there to personally manage your case.
  • LifeLock Advantage™. LifeLock Advantage™ identity theft protection provides enhanced identity theft protection beyond financial and credit fraud. LifeLock searches for falsified court records containing your personal information to help protect you from arrest for crimes you haven't committed, monitor for fictitious identities using aliases with your Social Security number, and alert you of potentially fraudulent credit card activity.
  • LifeLock Ultimate Plus™. Your bank accounts and credit are a gold mine for identity thieves. LifeLock Ultimate Plus™ identity theft protection gives you peace of mind knowing you have LifeLock's most comprehensive identity theft protection. Enhanced services include alerts for new bank account applications, attempts to take over existing accounts, online annual three-bureau credit reports and credit scores, plus monthly one-bureau credit score tracking1.

In addition to helping proactively safeguard your credit and finances, LifeLock also provides assistance should you become a victim of identity theft. If you become a victim of identity theft, LifeLock helps protect you with their Million Dollar Protection™ Package †††. This includes reimbursement for stolen funds and coverage for personal expenses, each with limits of up to $25,000, $100,000 or $1 million depending on your plan, and coverage for lawyers and experts if needed up to $1 million, to help resolve your case.

As a LifeLock member, you receive additional perks, such as annual credit reports1 and access to LifeLock Junior™. A LifeLock Junior membership is available only as an added membership to an adult LifeLock plan.

Your child's clean credit file is a gold mine for identity thieves. LifeLock Junior™ identity theft protection helps proactively safeguard your child's personal information with a combination of advanced monitoring features uniquely designed to help protect children against identity theft.

LifeLock's services start at a very affordable price point. If you're concerned about identity theft, LifeLock's comprehensive protection should put your mind at ease. By taking the steps necessary to help protect your identity, LifeLock provides a strong defense against identity thieves. And their Million Dollar Protection™ Package ††† is there if you ever become a victim of identity theft. LifeLock earns our highest rating.

Visit Site >

IDENTITY GUARD

Identity Guard is one of the longest-established businesses in the Identity Theft Protection industry. For over 20 years, their services have sought to protect the average consumer from any security breaches, preventing loss and restoring positive credit ratings.

Their protection plans have changed over the years, so if it's been awhile since you've taken a look at what Identity Guard has to offer, consider this basic overview of their three current plans:

  • Identity Guard with Watson: for $19.99/month, you get a very comprehensive set of features, including personal risk assessment, $1 million in identity theft insurance, 3-bureau credit monitoring, and a safe browsing extension for subscribers' computers. This plan is recommended for people who use social media at least once a week.
  • Total Protection: also for $19.99/month, this plan seems to focus more on getting quarterly updates on subscribers' credit reports, but includes many of the same features as the previous plan, minus the Watson Artificial Intelligence component
  • Platinum: for $24.99/month, customers get all of the benefits of the Total Protection plan, with the addition of monthly credit report updates and scores from all three credit bureaus

Their most recent addition is the artificial intelligence feature known as Watson, IBM's cognitive computing that allows Identity Guard to "personalize and customize" their protection for each customer. This AI is used to analyze users' digital habits to look for areas of potential risk, as well as to scan news articles, social media comments, posts, and blogs in order to find any emerging threats that are pertinent to each individual customer.

We found it challenging to understand the differences between Identity Guard's three plans. It would have been very helpful to see a chart that allows prospective clients to compare the plans at a glance, to determine which features are included. Instead, visitors to the Identity Guard site have to click back and forth among several screens, looking for which features may be different across the plans. Especially given that Identity Guard's plans are, across the board, more expensive than most of their competitors', we were left wondering what exactly we'd be getting when choosing among the three options.

Our biggest concern with Identity Guard is the quality of the service. We found more than a few reviews that described Identity Guard's failure to alert users of security breaches in a timely fashion. For example, several people said they were notified of a problem either by their credit card company or by another Identity Theft company days in advance of any communication received from Identity Guard. Also, a number of customers said that it was difficult to get through to anyone at customer service when they had a problem and wanted to make sure that their information was secure.

On the other hand, Identity Guard's Total Protection service was chosen by well-known authority Kiplinger Finance as the 2015 winner for the "Best ID Protection Service". That kind of endorsement merits consideration.

In order to give Identity Guard a more ringing endorsement, we'd like to see more clarity in what each plan offers to their customers. We'd also like to see an upward trend in customer satisfaction, especially with respect to timely notification of any security threats. With such an extensive history within the identity theft protection field, Identity Guard should be able to make those changes and once again establish themselves as a top authority.

Visit Site >


Identity Theft

To help you find the Best Identity Theft Protection, TopConsumerReviews.com provides you with an in-depth comparison of LifeLock and Identity Guard.

, the number of identity theft victims in the U.S. has risen to over 16 million people, resulting in around $20 billion in losses each year.

It's a big business alright; and one in which you could be a potential victim. There are a variety of ways in which data thieves can steal your personal information. They can sift through trash to find bills and credit statements; they can steal credit and debit card numbers when your card is used; they can get information by hacking your computer and retrieving your data while posing as legitimate businesses.

Once they have your data, it doesn't take long for them to wreak havoc. For example, they can steal from your bank and checking accounts. Or, they can open new loans for cars and other big ticket items. They can even charge your accounts for vacations, home furnishings, and surgical procedures such as Liposuction and plastic surgery.

And after you realize you're a victim, it can take months or even years to straighten out the mess.

While no one can guarantee that your personal information will never be stolen, Identity Theft Protection services work to make sure that this information can not be used to bring you harm.

There are a number of features you'll want to consider when looking for an Identity Theft Protection service. Some of these include:

  • Services offered.  Some companies provide extensive protection and monitoring services; others provide just basic reporting.
  • Cost.  The cost for these services can vary widely. You want to be sure you're getting good value for your dollar.
  • Reimbursement.  Some services provide no reimbursement for losses or expenses do to identity theft or coverage for lawyers if needed.

TopConsumerReviews.com has reviewed and ranked the best Identity Theft Protection Services available today. We hope this information helps you protect your identity right away!



Identity Theft In The News

Tax season 2019: 5 ways to guard against identity theft

STATEN ISLAND, N.Y. -- With tax season in full swing, it's important for taxpayers to guard against identity theft and prevent related tax fraud. The New York State Department of Taxation and Finance ...

Published:  Wed, 20 Feb 2019 05:53:00 GMT



Colorado man arrested for identity theft, other felonies in Kingman

KINGMAN - Mohave County Sheriff's Office deputies arrested 62-year-old Benjamin Lee Peters of Steamboat Springs, Colorado, on Friday in connection to an alleged fraudulent use of a credit card.

Published:  Tue, 19 Feb 2019 15:25:00 GMT



LOWER MAKEFIELD POLICE REPORT: 73-year-old Doylestown man caught stealing lobster; residents report incidents of fraud, identity theft

The following information is provided by the Lower Makefield Police Department: RETAIL THEFT )) 600 block of Big Oak Rd. at McCaffrey's Market reported at 1:05 p.m. on Feb. 13. Loss prevention detaine...

Published:  Wed, 20 Feb 2019 08:38:00 GMT



Police: Identity Thieves May Be Stealing Tax Forms From Mailboxes

"A secondary crime of Identity Theft could likely follow the theft of this form that holds personal information." Anyone who thinks they may be a victim should get in touch with polic

Published:  Wed, 20 Feb 2019 10:39:00 GMT



How to Avoid Tax Season ID Theft, from the Illinois CPA Society

Getting your taxes organized and filed is more than enough to handle without worrying if your personal information is vulnerable to scammers looking to cash in at your expense. Criminals may file frau...

Published:  Tue, 19 Feb 2019 13:13:00 GMT



Identity theft case on Hawaii Island

HONOLULU (KHON2) - Detectives have charged a 24-year-old Pahoa man with multiple financial crimes following his arrest earlier last week. After conferring with prosecutors on Friday morning (Feb. 15), ...

Published:  Wed, 20 Feb 2019 00:45:00 GMT



BBB on Medical Identity Theft

Plan on the heaviest snow to accumulate this morning with snow tapering off to flurries around lunchtime. Patchy freezing drizzle may occur this afternoon. Dylan Martin of Cedar Rapids just got back f...

Published:  Wed, 20 Feb 2019 10:21:00 GMT



Warren Petryk: Beware of tax ID theft

With tax season in full swing the Wisconsin Department of Agriculture, Trade, and Consumer Protection is reminding taxpayers to be on the lookout for fraud before it is too late. Unfortunately ...

Published:  Wed, 20 Feb 2019 10:23:00 GMT





LifeLock Disclaimers:

1 - If your LifeLock plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful LifeLock plan enrollment.

No one can prevent all identity theft.

- LifeLock does not monitor all transactions at all businesses.

†† - Phone alerts made during normal local business hours.

††† - Reimbursement and Expense Compensation, each with limits of up to $25,000 for Standard, up to $100,000 for Advantage and up to $1 million for Ultimate Plus. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.

Symantec, the Symantec Logo, the Checkmark Logo, LifeLock, and the LockMan Logo are trademarks or registered trademarks of Symantec Corporation or its affiliates in the U.S. and other countries. Other names may be trademarks of their respective owners.

This site is not owned or operated by Symantec Corporation and the contents of this site are either under the exclusive control of TopConsumerReviews.com or other third parties not under the control of Symantec Corporation. Any representations contained in this site are those exclusively of the site owner and not Symantec Corporation, and Symantec Corporation is not responsible for the accuracy of any such representations. The site operator may receive compensation from sales made through this site.

 

We recommend

 

- View Full Site -