Identity Theft Reviews
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Identity Theft Reviews
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LifeLock offers Identity Theft protection programs for both individuals and businesses. LifeLock is one of the pioneers in Identity Theft protection and consistently works to stay ahead of the ever-changing world of identity theft. Here's a summary of the Identify Theft protection services they currently offer:
In addition to credit monitoring, detecting fraudulent activity, and alerting you of identity threats, LifeLock also provides assistance if an identity theft does take place - backed with an impressive $1,000,000 guarantee. If your identity is stolen, LifeLock's remediation team immediately takes action to restore your credit. The company will hire all the necessary lawyers, investigators, accountants - whatever assistance you may need. If any error or defect occurs in the services offered, LifeLock will pay up to $1,000,000 to correct the failure. The benefits under this Service Guarantee are provided under a Master Insurance Policy underwritten by State National Insurance Company. Under the Service Guarantee, LifeLock will spend up to $1 million to hire experts to help your recovery. As this is only a summary please see the actual policy for applicable terms and restrictions.
As a customer of LifeLock, you receive additional perks, such as annual credit reports and access to LifeLock Junior. This is an add-on service that serves to protect your children's identity. As strange as it may sound, many children have their identity stolen, which can go undetected for years. Thieves target kids because they know that typically no one is watching their credit until they become older. Monitoring credit applications and other services for your child's personal information minimizes their exposure to thieves and reduces the potential of a major credit and identity theft disaster.
LifeLock's services start at a very affordable $9.99 per month. If you're concerned about identity theft, LifeLock's comprehensive program should put your mind at ease. By taking the steps necessary to protect your identity, LifeLock provides a strong defense against identity thieves. And their $1,000,000 guarantee puts their money where their mouth is. LifeLock earns our highest rating.
IdentityForce is a complete identity theft prevention service that offers multi-level protection and claims to be the industry leader in identity protection for individuals, businesses and even government agencies. The array of services offered by IdentityForce is impressive, and certainly a lot more extensive than a simple credit score monitoring system that many other identity theft prevention services offer as their only protection strategy.
IdentityForce divides their list of services into 4 main categories, each of which has several underlying components. These are:
IdentityForce offers a free 2 week trial offer for potential customers. This is a great option for those that want to better understand what they are getting into before paying for the service. IdentityForce provides two different plans to choose from. While the more basic plan is more expensive than other top rated identity theft companies, the service is more comprehensive and comes with actual insurance policy should something occur. Customers can also add their ChildWatch program which keeps an eye on your children's identity and the possibility that a thief might target a family member.
Overall we found IdentityForce to be an incredibly impressive identity theft protection program. Their list of services is robust and multifaceted, providing some of the top protection in the marketplace.
Trusted ID offers a variety of products to help protect your identity. First, to help guard against Identity Theft, they offer a product called ID Freeze. ID Freeze offers the following features:
Another product we liked was the StolenID Monitor. For free, you are able to search the Trusted ID database to find out if your social security number or credit card information have already been stolen. If they haven't, you have the option to try StolenID Monitor free for one year. This product will monitor up to three pieces of data (SSN's, credit card numbers) and will alert you if your data is being misused.
Trusted ID backs their services by offering to pay up to $1,000,000 to cover any out-of-pocket costs associated with identify theft for their customers. This is a welcome show of confidence in the strength of their products.
Trusted ID offers their ID Freeze service for $10 / month, or $120 per year. If you sign up for a 12-month subscription, you pay only $99 (effectively receiving 2 months free) For additional fees you can also utilize their StolenID Monitor (free for the first year).
Trusted ID offers services very similar to top-rated LifeLock. For their monthly fee you receive identity theft protection backed with a very good guarantee.
Identity Guard is one of the longest-established businesses in the Identity Theft Protection industry. For over 20 years, their services have sought to protect the average consumer from any security breaches, preventing loss and restoring positive credit ratings.
Their protection plans have changed over the years, so if it's been awhile since you've taken a look at what Identity Guard has to offer, consider this basic overview of their three current plans:
Their most recent addition is the artificial intelligence feature known as Watson, IBM's cognitive computing that allows Identity Guard to "personalize and customize" their protection for each customer. This AI is used to analyze users' digital habits to look for areas of potential risk, as well as to scan news articles, social media comments, posts, and blogs in order to find any emerging threats that are pertinent to each individual customer.
We found it challenging to understand the differences between IG's three plans. It would have been very helpful to see a chart that allows prospective clients to compare the plans at a glance, to determine which features are included. Instead, visitors to the IG site have to click back and forth among several screens, looking for which features may be different across the plans. Especially given that Identity Guard's plans are, across the board, more expensive than most of their competitors', we were left wondering what exactly we'd be getting when choosing among the three options.
Our biggest concern with Identity Guard is the quality of the service. We found more than a few reviews that described IG's failure to alert users of security breaches in a timely fashion. For example, several people said they were notified of a problem either by their credit card company or by another Identity Theft company days in advance of any communication received from Identity Guard. Also, a number of customers said that it was difficult to get through to anyone at customer service when they had a problem and wanted to make sure that their information was secure.
On the other hand, Identity Guard's Total Protection service was chosen by well-known authority Kiplinger Finance as the 2015 winner for the "Best ID Protection Service". That kind of endorsement merits consideration.
In order to give Identity Guard a more ringing endorsement, we'd like to see more clarity in what each plan offers to their customers. We'd also like to see an upward trend in customer satisfaction, especially with respect to timely notification of any security threats. With such an extensive history within the identity theft protection field, Identity Guard should be able to make those changes and once again establish themselves as a top authority.
This website is not easy to navigate through. There are too many different links. It took us a while to find a link to simply explain how Privacy Matters 123 protects a person's identity. By the looks of the website, signing up for protection appears to be more about getting a free credit report than actually protecting your identity.
They do not provide any information on their refund policy or service level guarantee.
As a member of Privacy Matters 123, you receive the following benefits:
You can try the Privacy Matters 123's services free for seven days. If you decide to cancel you still receive your online credit report. If you do not cancel, your credit card will be billed $19.99 per month
This is where the service provided by Privacy Matters 123 ends. They do not provide the fraud alerts, credit line verification, or identity theft insurance provided with the other plans in our review. Ironically, they do offer the highest cost however.
Privacy Matters 123 offers the bare minimum in protection and costs the most per month. The website is organized poorly and they provide no guarantee or identity theft insurance. For real identity theft protection, we suggest you look to one of our higher-rated selections.
A $50 Billion industry is big business. Unfortunately, that's how much fraudulent activity is charged each year stemming from identity theft. It's a big business alright; and one in which you are a potential victim.
There are a variety of ways in which data thieves can steal your personal information. They can sift through trash to find bills and credit statements; they can steal credit and debit card numbers when your card is used; they can "phish" your email and retrieve your data while posing as legitimate businesses. The list goes on and on.
Once they have your data, it doesn't take long for them to wreak havoc. For example, they can drain your bank and checking accounts. Or, they can open new loans for cars and other big ticket items. They can even charge your accounts for vacations, home furnishings, and surgical procedures such as Liposuction and plastic surgery.
And after you realize you're a victim, it can take months or even years to straighten out the mess.
While no one can guarantee that your personal information will never be stolen, Identity Theft Protection services work to make sure that this information can not be used to bring you harm.
There are a number of features you'll want to consider when looking for an Identity Theft Protection service. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best Identity Theft programs available today. We hope this information helps you protect your identity and credit files right away!
Identity Theft In The News
Two Irving tax preparers have been charged with a total of 50 counts related to filing fake returns, the Department of Justice announced Monday. An indictment detailing the charges against Francisco V...
Published: Mon, 16 Jul 2018 12:37:00 GMT
VALDOSTA, Ga. (AP) - Prosecutors in Georgia say three people who admitted to filing approximately 984 fraudulent returns using stolen identities have each been sentence to more than five years in pris...
Published: Mon, 16 Jul 2018 17:11:00 GMT
The former Yeezy model accused of shopping with a dead man's credit card wants her passport back so she can get out of dodge, but the judge wasn't hearing it, refusing the model's request. According t...
Published: Mon, 16 Jul 2018 14:11:00 GMT
We've gotten to a point where we accept identity theft as a part of our lives. Between data breaches, skimming, phishing malware and more, we simply try to do our best. To be vigilant in protecting ou...
Published: Mon, 16 Jul 2018 01:45:00 GMT
Carbondale, Illinois Police are looking for a suspect in connection with a forgery and identity theft investigation. According to police, a man wearing a light colored polo shirt and blue jeans used t...
Published: Mon, 16 Jul 2018 09:26:00 GMT
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