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LifeLock Review

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LIFELOCK

LifeLock offers Identity Theft protection programs for both individuals and businesses. LifeLock is one of the pioneers in Identity Theft protection and consistently works to stay ahead of the ever-changing world of identity theft. Here's a summary of the Identify Theft protection services they currently offer:

  • LifeLock Standard. LifeLock utilizes a system that monitors whether your personal information is used to apply for credit cards, check orders, mortgage loans, payday loans, auto loans, and many other forms of credit. If a breach of your identity is detected, you are alerted via email or phone. You also benefit from a Lost Wallet Protection service, the monitoring of any false address changes, and detection of whether your personal data appears on the black market. All of these options work to proactively monitor and mitigate the effects of fraudulent activity. Further, LifeLock also works to remove their customers from pre-approved credit card lists to minimize the potential risk of theft.
  • LifeLock Advantage. This option provides all of the protection of the Standard Plan, plus the monitoring of checking and savings account activity. Customers are able to sign on to a single website to review activity across several credit card and bank accounts. Alerts occur for cash withdrawals, large purchases and cash transfers. This service also provides notifications of reported data breaches at your favorite local retailers you may have visited. In addition, you benefit from Fictitious Identity Monitoring, which includes detecting whether your social security number becomes linked to other names and addresses. LifeLock also scans court files for activity involving your name and other information, which may indicate an identity breach. Advantage members further benefit from an annual online credit report and credit score, which is included with membership.
  • LifeLock Ultimate Plus. This is LifeLock's all-encompassing option that provides the highest level of Identity Theft protection. With this plan, you receive all of the protections in the Standard and Advantage plans, plus the monitoring of new account activity at banks across the country in order to catch thieve's efforts to steal your identity. Bank withdrawals and activity within investment accounts also create alerts. In addition, you'll receive an annual credit report and score from all three bureaus, along with an online tracker for credit score changes. This service continues with the monitoring of your name, birthdate, email and social security number at photo, music and data sharing networks. Finally, LifeLock Ultimate Plus protects you and your family by alerting you if a sex offender moves into your neighborhood and whether they've used your address.

In addition to credit monitoring, detecting fraudulent activity, and alerting you of identity threats, LifeLock also provides assistance if an identity theft does take place - backed with an impressive $1,000,000 guarantee. If your identity is stolen, LifeLock's remediation team immediately takes action to restore your credit. The company will hire all the necessary lawyers, investigators, accountants - whatever assistance you may need. If any error or defect occurs in the services offered, LifeLock will pay up to $1,000,000 to correct the failure. The benefits under this Service Guarantee are provided under a Master Insurance Policy underwritten by State National Insurance Company. Under the Service Guarantee, LifeLock will spend up to $1 million to hire experts to help your recovery. As this is only a summary please see the actual policy for applicable terms and restrictions.

As a customer of LifeLock, you receive additional perks, such as annual credit reports and access to LifeLock Junior. This is an add-on service that serves to protect your children's identity. As strange as it may sound, many children have their identity stolen, which can go undetected for years. Thieves target kids because they know that typically no one is watching their credit until they become older. Monitoring credit applications and other services for your child's personal information minimizes their exposure to thieves and reduces the potential of a major credit and identity theft disaster.

LifeLock's services start at a very affordable $9.99 per month. If you're concerned about identity theft, LifeLock's comprehensive program should put your mind at ease. By taking the steps necessary to protect your identity, LifeLock provides a strong defense against identity thieves. And their $1,000,000 guarantee puts their money where their mouth is. LifeLock earns our highest rating.

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Identity Theft

To help you find the Best Identity Theft Protection, TopConsumerReviews.com provides you with an in-depth LifeLock Review.

A $50 Billion industry is big business. Unfortunately, that's how much fraudulent activity is charged each year stemming from identity theft. It's a big business alright; and one in which you are a potential victim.

There are a variety of ways in which data thieves can steal your personal information. They can sift through trash to find bills and credit statements; they can steal credit and debit card numbers when your card is used; they can "phish" your email and retrieve your data while posing as legitimate businesses. The list goes on and on.

Once they have your data, it doesn't take long for them to wreak havoc. For example, they can drain your bank and checking accounts. Or, they can open new loans for cars and other big ticket items. They can even charge your accounts for vacations, home furnishings, and surgical procedures such as Liposuction and plastic surgery.

And after you realize you're a victim, it can take months or even years to straighten out the mess.

While no one can guarantee that your personal information will never be stolen, Identity Theft Protection services work to make sure that this information can not be used to bring you harm.

There are a number of features you'll want to consider when looking for an Identity Theft Protection service. Some of these include:

  • Services offered.  Some companies provide extensive protection and monitoring services; others provide just basic reporting.
  • Cost.  The cost for these services can vary widely. You want to be sure you're getting good value for your dollar.
  • Guarantee.  Some services provide no guarantee of protection; others provide up to $1 million worth of coverage.

TopConsumerReviews.com has reviewed and ranked the best Identity Theft programs available today. We hope this information helps you protect your identity and credit files right away!



Identity Theft In The News

BBB tips to avoid identity theft

Scams are designed to either steal your money now, or steal your identity in order to steal your money later. Scammers have all kinds of techniques to collect personally identifiable information (PII) ...

Published:  Sun, 23 Sep 2018 21:21:00 GMT



ID theft: Use credit freezes to keep your kids, elderly safe from this financial scam

Amy Wang and her husband spent the first six months of 2016 trying to repair their credit after someone redirected their mail and stole tax forms with sensitive information. A Macy's, Bloomingdale's a...

Published:  Fri, 21 Sep 2018 03:01:00 GMT



New Medicare cards will offer better ID theft protection

If you have Medicare, you'll be getting a new Medicare card to help protect you from identity fraud. Criminals are always looking for ways to get your Social Security number, so those numbers have bee...

Published:  Mon, 24 Sep 2018 01:21:00 GMT



Wyandotte residents report incidents of identity theft, debit card fraud

Although they don't appear to be related, three Wyandotte residents reported incidents of identity theft and fraud, all on the same day - Sept. 18. The first police report was taken at 11:50 a.m. and ...

Published:  Fri, 21 Sep 2018 11:13:00 GMT



Identity Theft Service Captures Top Rating from TopConsumerReviews.com

LifeLock, a leading Identity Theft protection service, receives the highest ranking available from TopConsumerReviews.com. We're pleased to give LifeLock a first-place ranking as our top pick for Iden...

Published:  Wed, 19 Sep 2018 10:41:00 GMT



New Federal Law Offers Parents Protections From Child Identity Theft

PITTSBURGH (KDKA) - Starting Sept. 21, 2018, a new federal law will offer you and your children more protection from identity theft. You will be able to place a security freeze on your credit ...

Published:  Thu, 20 Sep 2018 14:54:00 GMT



Coeur d'Alene woman's quick thinking saves her from identity theft

Surveillance video obtained by KHQ from the McDonald's in Spokane Valley shows an alleged thief who Krystalynn Tekancic says broke into her home while she was moving. "We're pretty sure that the perso...

Published:  Fri, 21 Sep 2018 17:10:16 GMT



Fake ID Docs Sold On Websites Targeted By Feds

Discussions about ID theft often involve hackers and cyberattacks gaining access to consumer and payment data. But action from the U.S. Federal Trade Commission (FTC) on Tuesday (Sept. 18) showed how ...

Published:  Tue, 18 Sep 2018 19:17:00 GMT




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