Best Identity Theft Protection
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In Kentucky, identity theft happens at a rate of 48.4 victims for every 100,000 individuals. For the 2,000 Kentuckians in a typical year who experience identity theft, the effects can be significant. Complications of Identity theft can result in an inability to obtain credit for home mortgages or automobile purchases, false imprisonment, and many other costly, time-consuming problems.
What can people in Kentucky do to avoid identity theft? Protecting their personal data is usually the best approach. Wise habits include not carrying social security cards or other documents with the number given; not providing their social security number when because a business requests it without first verifying how their information will be used and protected; checking annual credit reports ; protecting computers using anti-virus software, and using complex passwords on Internet accounts; and not giving personal details over the phone unless the call is initiated by the individual (for example. a credit cardholder would call the customer service number on the back of her card, rather than respond to a phone call that probably came from a scammer).
In addition, many Identity Theft Protection services are available in Kentucky that offer around-the-clock monitoring of personal information (e.g. bank accounts, credit inquiries, etc.) and rapid response when any suspicious activity is detected.
How do criminals use stolen identity in Kentucky? They can use personal data - a social security number, a name, an address, and so on - to obtain medical care; to open up new credit card accounts; to file a false tax return and steal the refund, without the taxpayer finding out until he tries to file his own return later in the year. It seems that new ways for criminals to steal identifying details and use it for their benefit are constantly emerging, but Kentuckians can protect themselves from identity theft with protection services and wise decisions with respect to their personal information.
Identity Theft In The News
A man awaiting sentencing after pleading guilty to stealing about $75,000 from a Geneva attorney has been arrested and charged with felony marijuana and hydrocodone charges out of Gurnee, according to ...
Published: Tue, 21 May 2019 10:53:00 GMT
SMITHTOWN, NY - Curious about what's going on in your neighborhood? Check out the recent crimes reported in the area. Featured Events are paid listings by users and receive priority placement on ...
Published: Mon, 20 May 2019 13:16:00 GMT
SAN FRANCISCO (KGO) -- Do you know the new way identity thieves are getting your private, personal information? Michael Finney has another 7 on Your Side Quick Tip for you! Identity thieves are ...
Published: Tue, 21 May 2019 12:01:00 GMT
Far too many individuals who have never been victims of identity theft and financial crimes don't understand how devastating those are to victims. "There are many victim services organizations that ...
Published: Wed, 15 May 2019 23:02:00 GMT
Scammers are finding out more ways to steal your identity and it doesn't appear they're slowing down in Tennessee any time soon. Tennessee's Department of Insurance and Commerce told News4 technology ...
Published: Fri, 17 May 2019 12:46:00 GMT
1 - If your LifeLock plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful LifeLock plan enrollment.
No one can prevent all identity theft.
- LifeLock does not monitor all transactions at all businesses.
- Phone alerts made during normal local business hours.
- Reimbursement and Expense Compensation, each with limits of up to $25,000 for Standard, up to $100,000 for Advantage and up to $1 million for Ultimate Plus. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.
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