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As a Michigander, are you taking the appropriate measures to protect yourself from identity theft? The Federal Trade Commission recommends that you focus on four areas of safeguards, two of which include protecting your social security number and keeping your personal information secure offline.
Because identity thieves can often use stolen social security numbers to most easily open new lines of credit, get employment with a "clean" identity, or even obtain expensive medical procedures such as cosmetic surgery, making sure that your social security number does not fall into criminal hands should be a top priority. Keep your social security card at home whenever possible, along with any other documents (e.g. Medicare card) that bear that number. If you are asked to give your SSN by a business, ask them why they need it, as well as how they will protect it While some requesters may need it for tax reporting or other purposes, many do so as part of a standard form but will not deny you services or other benefits if you decline.
To keep your information secure offline, consider taking any mail you wish to send directly to the post office or a collection box rather than putting it in your own curbside mailbox. Conversely, when ordering new checks, you may want to have them delivered somewhere other than your home. Another tip is to destroy any labels on prescription medication bottles before recycling or putting them in the trash. Finally, make sure to shred any credit applications, physician statements, expired credit cards, and bank statements when you no longer need them.
However, many residents of Michigan are turning to Identity Theft Protection services, in addition to the previously mentioned strategies, to avoid becoming one of the 7,500 people statewide who report being victims of identity theft in a typical year. You too may benefit from having around-the-clock monitoring of your information, so as to best prevent any long-lasting negative effects on your credit rating - and your life in general.
Identity Theft In The News
A local man pleaded guilty to bank fraud, social security number fraud, and aggravated identity theft. (Shutterstock) KENT, CT - A local man pleaded guilty Wednesday in U.S. District Court to ...
Published: Thu, 25 Apr 2019 15:14:00 GMT
An Allen teacher lost nearly $50,000 last month after a scammer told her that her identity had been stolen. Leslie Wilbanks, a math and physical education teacher at Curtis Middle School in Allen, was ...
Published: Wed, 24 Apr 2019 11:26:00 GMT
The equity in your home represents a lifetime of hard-fought savings, so it is especially cruel if you lose your equity or home by falling prey to scammers or identity thieves. That's where the ...
Published: Thu, 25 Apr 2019 15:34:00 GMT
Detectives responding to Buffalo Thunder Resort & Casino north of Santa Fe early Tuesday found a severely beaten man and a trail of blood and glass that led to an identity theft suspect, court records ...
Published: Wed, 24 Apr 2019 21:25:00 GMT
The agency is updating identity verification controls for its suite of web applications, but the effort won't be wrapped up until 2023. The IRS is nearly a year behind on rolling out online security ...
Published: Wed, 24 Apr 2019 11:00:00 GMT
Unlike other types of property crime, which are concentrated in certain areas, identity thieves can target victims from across the globe. Yet identity theft reports are not evenly dispersed across the ...
Published: Wed, 24 Apr 2019 12:22:34 GMT
WiseGuyReports.com adds "Identity Theft Protection Services Market 2019 Global Analysis, Growth, Trends and Opportunities Research Report Forecasting to 2024" reports to its database. Global Identity ...
Published: Tue, 23 Apr 2019 06:43:00 GMT
COLUMBUS, GA (WTVM) - Millions of Americans are victims of identity theft each year. Identity theft can cause financial ruin, damage credit history, and can take months or years to repair. Jason ...
Published: Mon, 22 Apr 2019 18:38:00 GMT
1 - If your LifeLock plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful LifeLock plan enrollment.
No one can prevent all identity theft.
- LifeLock does not monitor all transactions at all businesses.
- Phone alerts made during normal local business hours.
- Reimbursement and Expense Compensation, each with limits of up to $25,000 for Standard, up to $100,000 for Advantage and up to $1 million for Ultimate Plus. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.
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