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While Minnesota experiences lower incidences of identity theft than many other states in America - 54.6 out of every 100,000 inhabitants - its effects are still irritating at best and devastating at worst for the nearly 3,000 Minnesotans who report identity theft in an average 12-month period. This intrusion in one's life can make it harder to get credit when needed (e.g. a mortgage, car loan or student loan), more difficult to get a job or rent an apartment, and in some cases it can even result in false imprisonment for crimes committed by criminals using someone else's good name and reputation.
The IRS has stated that tax-related identity theft is also on the rise, and is often not discovered by a taxpayer until he goes to file his return for the year and learns that another return was filed earlier, by a thief who also walked away with his refund!
Fortunately, Minnesota residents can do several things to avoid becoming victims of identity theft. Because many thieves target online activities, Internet users should be on the lookout for impersonators who send emails asking for personal information on behalf of a bank or credit card company in the hopes of stealing that data. In general, it is wise to go directly to a company's website directly and make any inquiries in that manner, or to call the customer service number given on account statements or on the bank of credit/debit cards. Strong passwords can also help prevent unauthorized access to accounts; one should never use family names, common words, or the word "password", but instead use a combination of letters and numbers that are meaningful.
In addition, Identity Theft Protection services are available in Minnesota, offering customers the ability to have 24/7 monitoring of their bank accounts, credit cards, and their personally-identifying information, which will detect suspicious activity and stop it from escalating into a larger problem.
Identity Theft In The News
A woman has been sentenced to six years in prison for felony identity theft in connection to serial squatting, in which she fraudulently leased residences and failed to pay rents prior to evictions. H...
Published: Tue, 18 Sep 2018 23:27:00 GMT
DENVER (AP) - A woman accused of being a serial squatter by fraudulently leasing properties and failing to pay rent has been sentenced to six years in prison. The Denver Post reports 43-year-old Heath...
Published: Tue, 18 Sep 2018 20:47:00 GMT
NEW YORK (CBSNewYork) - A new warning was issued to parents, saying it's time to start protecting children from identity fraud. A recent survey found one million kids were victims of identity ...
Published: Tue, 18 Sep 2018 16:08:00 GMT
Bad news: Identity theft has reached an all-time high. Good news: IdentityWorksSM Plus by Experian is an effective weapon against this rising threat. Criminals can nab far more than just your name on ...
Published: Tue, 18 Sep 2018 10:25:00 GMT
Gavin Karpinsky never worried about having his identity stolen, but that's because he's five-years-old and more concerned about playing super hero with his twin brother. "I was shocked," said Heather ...
Published: Tue, 18 Sep 2018 14:57:00 GMT
Privacy and security experts say that staying offline actually carries big risks. Carrie Kerskie, president of Griffon Force, a Florida-based firm that helps identity theft victims, explains that onli...
Published: Tue, 18 Sep 2018 12:32:00 GMT
September 18, 2018 (San Diego) - The number of identity fraud victims in the United States (US) has reached an all time high rising to 16.7 million reported instances in 2018, 8 percent more than in 2...
Published: Tue, 18 Sep 2018 13:31:00 GMT
ST. LOUIS - Has your digital identity been taken and sold online Hardly a month goes by without hearing of another data breach exposing personal information to hackers and potential thieves.
Published: Tue, 18 Sep 2018 09:54:00 GMT
Detectives with The Colony Police Department know that identity theft across the nation is growing and that their city isn't immune to it. They would know. They've seen plenty of cases.
Published: Sat, 15 Sep 2018 04:29:00 GMT
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