Best for April 2019

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Identity Theft in Minnesota

While Minnesota experiences lower incidences of identity theft than many other states in America - 54.6 out of every 100,000 inhabitants - its effects are still irritating at best and devastating at worst for the nearly 3,000 Minnesotans who report identity theft in an average 12-month period. This intrusion in one's life can make it harder to get credit when needed (e.g. a mortgage, car loan or student loan), more difficult to get a job or rent an apartment, and in some cases it can even result in false imprisonment for crimes committed by criminals using someone else's good name and reputation.

The IRS has stated that tax-related identity theft is also on the rise, and is often not discovered by a taxpayer until he goes to file his return for the year and learns that another return was filed earlier, by a thief who also walked away with his refund!

Fortunately, Minnesota residents can do several things to avoid becoming victims of identity theft. Because many thieves target online activities, Internet users should be on the lookout for impersonators who send emails asking for personal information on behalf of a bank or credit card company in the hopes of stealing that data. In general, it is wise to go directly to a company's website directly and make any inquiries in that manner, or to call the customer service number given on account statements or on the bank of credit/debit cards. Strong passwords can also help prevent unauthorized access to accounts; one should never use family names, common words, or the word "password", but instead use a combination of letters and numbers that are meaningful.

In addition, Identity Theft Protection services are available in Minnesota, offering customers the ability to have 24/7 monitoring of their bank accounts, credit cards, and their personally-identifying information, which will detect suspicious activity and stop it from escalating into a larger problem.

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Identity Theft In The News

'I was brainwashed': Allen ISD teacher loses almost $50K in identity theft scam

An Allen teacher lost nearly $50,000 last month after a scammer told her that her identity had been stolen. Leslie Wilbanks, a math and physical education teacher at Curtis Middle School in Allen, was ...

Published:  Wed, 24 Apr 2019 11:26:00 GMT



States With The Most And Least Identity Theft

With the widespread use of the internet, identity theft has become much more common. The number of identity theft reports shot up from about 86,000 in 2001 to a peak of 490,000 reports in 2015 ...

Published:  Wed, 24 Apr 2019 12:22:00 GMT



Chicago man stole a Nashville resident's ID, used it at a Glenview car dealership to try to buy a vehicle for his wife: Prosecutors

A Chicago man has been sentenced to five years in state prison after he pleaded guilty to felony forgery and identity theft charges for using a Nashville man's identity last year to try and buy a new ...

Published:  Wed, 24 Apr 2019 12:30:00 GMT



IRS' Outdated App Security Leaves Taxpayers at Risk of Identity Theft, Watchdog Says

The agency is updating identity verification controls for its suite of web applications, but the effort won't be wrapped up until 2023. The IRS is nearly a year behind on rolling out online security ...

Published:  Wed, 24 Apr 2019 11:00:00 GMT



Springfield woman facing 43 counts of theft, identity theft and forgery

A 31-year-old Springfield woman is facing more than 40 charges of identity theft, theft and forgery, after an alleged six-week crime spree involving bad checks and more than $30,000. Crystal Nichole ...

Published:  Wed, 24 Apr 2019 12:16:00 GMT





LifeLock Disclaimers:

1 - If your LifeLock plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful LifeLock plan enrollment.

No one can prevent all identity theft.

- LifeLock does not monitor all transactions at all businesses.

†† - Phone alerts made during normal local business hours.

††† - Reimbursement and Expense Compensation, each with limits of up to $25,000 for Standard, up to $100,000 for Advantage and up to $1 million for Ultimate Plus. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.

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