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While Minnesota experiences lower incidences of identity theft than many other states in America - 54.6 out of every 100,000 inhabitants - its effects are still irritating at best and devastating at worst for the nearly 3,000 Minnesotans who report identity theft in an average 12-month period. This intrusion in one's life can make it harder to get credit when needed (e.g. a mortgage, car loan or student loan), more difficult to get a job or rent an apartment, and in some cases it can even result in false imprisonment for crimes committed by criminals using someone else's good name and reputation.
The IRS has stated that tax-related identity theft is also on the rise, and is often not discovered by a taxpayer until he goes to file his return for the year and learns that another return was filed earlier, by a thief who also walked away with his refund!
Fortunately, Minnesota residents can do several things to avoid becoming victims of identity theft. Because many thieves target online activities, Internet users should be on the lookout for impersonators who send emails asking for personal information on behalf of a bank or credit card company in the hopes of stealing that data. In general, it is wise to go directly to a company's website directly and make any inquiries in that manner, or to call the customer service number given on account statements or on the bank of credit/debit cards. Strong passwords can also help prevent unauthorized access to accounts; one should never use family names, common words, or the word "password", but instead use a combination of letters and numbers that are meaningful.
In addition, Identity Theft Protection services are available in Minnesota, offering customers the ability to have 24/7 monitoring of their bank accounts, credit cards, and their personally-identifying information, which will detect suspicious activity and stop it from escalating into a larger problem.
Identity Theft In The News
Last fall, after the Equifax breach, Jim Borland, acting deputy commissioner for communications at the Social Security Administration wrote a blog post on the agency website headlined "Protecting Your ...
Published: Thu, 17 Jan 2019 10:11:00 GMT
Scott Police Department is asking the public's assistance in identifying a theft suspect. Security footage shows a man at multiple locations throughout Scott taking merchandise and leaving the ...
Published: Thu, 17 Jan 2019 15:42:00 GMT
However, such daring escapades apart, there exists a section of cargo theft that is almost entirely attributable to the gullibility of brokers and carriers - namely, fictitious pickups and identity (I...
Published: Thu, 17 Jan 2019 09:03:00 GMT
This is interesting. Twenty-six million Americans are victimized by identity theft in 2016 and only seven percent of victims called the police. The numbers completely dwarf any other form of violent o...
Published: Sun, 13 Jan 2019 16:07:00 GMT
A 39-year-old Forbes Avenue man was charged with larceny, reckless endangerment, reckless driving, possession of less than half an ounce of marijuana, engaging police in pursuit, disobeying signal of ...
Published: Thu, 17 Jan 2019 12:17:00 GMT
WASHINGTON - I'm betraying no secrets by observing that the government shutdown provides a window of opportunity for identity and electronic theft. Trust me, the crooks already know this. And, unfortu...
Published: Wed, 16 Jan 2019 13:22:00 GMT
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