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If you live in New Jersey, your chances of becoming a victim of identity theft are high: In a typical year, nearly 7,400 state residents will report such crime to the Federal Trade Commission, representing a rate of 84.5 cases for every 100,000 people in the population.
If you have ever experienced identity theft, you know firsthand the devastation that can occur with savings and checking accounts drained, false tax returns filed by criminals who walked away with your refund, and failed credit checks due to someone else's use of your social security number to rack up huge amounts of debt. Hopefully, you have not been one of the handful of people each year who face jail time when they are convicted of crimes committed by another person who used stolen information as an alias.
What is available to you as a New Jersey resident that can help protect you from identity theft? Many people are choosing to use Identity Theft Protection services, which keep a close watch on customers' data - bank and credit card accounts, social security numbers, and so forth - so that any suspicious transactions or other activity can be detected and stopped quickly, before the thieves have the opportunity to further abuse their victims' reputations and credit ratings. These services are well worth the cost, as repairing the effects of identity theft can be expensive in both money and time.
It is also important for you to be in charge of protecting your information, particularly online. If you receive an email that looks like it comes from a business you trust - maybe a bank or a credit card company - and that has an attachment that you are asked to download in order to fix a problem on your account, it is better to contact the company directly via their website or using the customer service number given on your card or account statement. These emails are often "phishing" for your information, as most companies do not ask customers to download anything directly from an email.
Identity Theft In The News
A Woodbury man has been sentenced to six-and-a-half years in prison Monday after pleading guilty in July to identity theft and another charge in connection to a scheme in which authorities say he ...
Published: Mon, 17 Sep 2018 15:50:00 GMT
Identity theft is a crime in which an impostor obtains key pieces of personal identifying information such as Social Security numbers and driver's license numbers and uses them for their own personal ...
Published: Sun, 16 Sep 2018 21:01:00 GMT
Detectives with The Colony Police Department know that identity theft across the nation is growing and that their city isn't immune to it. They would know. They've seen plenty of cases.
Published: Sat, 15 Sep 2018 04:29:00 GMT
Identity theft victims don't necessarily have to be adults. According to a study by Carnegie Mellon University's CyLab, children are 51 times more likely to be victims of identity theft than ...
Published: Sun, 16 Sep 2018 04:50:00 GMT
The Webster Memorial United Church is set to stage an informative advocacy forum entitled 'Scamming and Identify Theft"¦ Honesty Gone South' at the Half-Way-Tree Road church on Thursday ...
Published: Mon, 17 Sep 2018 00:24:00 GMT
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