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If you live in Tennessee, you might not know that 4,370 people in your state reported being victims of identity theft in a recent 12-month time frame, representing a rate of 69.4 cases for every 100,000 people in the population. You may also be unaware of the disruptive, invasive nature of this type of crime as criminals steal personal information and use it to make expensive purchases, get jobs, rent apartments or get mortgages, or obtain costly medical treatments like hip replacements and cosmetic dental work.
Repairing this invasion of your privacy and security can take considerable amounts of time and money as you work to reestablish your credit rating and your good name.
How can you and other residents of Tennessee protect yourself from ever becoming victims of identity theft? One of the most thorough means of protection is the use of Identity Theft Protection services. These companies keep a close watch over customers' personal information - names, addresses, birth dates, social security numbers, and other financial accounts - and have the ability to flag any potential unauthorized activity almost instantaneously. This makes it less likely that an identity thief can use your information for days, weeks, or months at a time, leaving you with an expensive mess to sort out.
Naturally, you also have to be smart and protect your information. If you are asked to provide private details over the phone or by email, make sure that it is through a contact you have initiated yourself - and be aware that most companies do not ask you to download files online or to disclose social security numbers or passwords over the phone to "fix a problem". When in doubt, you can always contact those companies directly using trusted contact information (e.g. a customer service number on the back of your credit card, or a URL given on a monthly account statement) to see if there really was an issue.
If you live in Tennessee, you can prevent identity theft and avoid this attack on your reputation and your credit score.
Identity Theft In The News
A local man pleaded guilty to bank fraud, social security number fraud, and aggravated identity theft. (Shutterstock) KENT, CT - A local man pleaded guilty Wednesday in U.S. District Court to ...
Published: Thu, 25 Apr 2019 15:14:00 GMT
An Allen teacher lost nearly $50,000 last month after a scammer told her that her identity had been stolen. Leslie Wilbanks, a math and physical education teacher at Curtis Middle School in Allen, was ...
Published: Wed, 24 Apr 2019 11:26:00 GMT
The equity in your home represents a lifetime of hard-fought savings, so it is especially cruel if you lose your equity or home by falling prey to scammers or identity thieves. That's where the ...
Published: Thu, 25 Apr 2019 15:34:00 GMT
Detectives responding to Buffalo Thunder Resort & Casino north of Santa Fe early Tuesday found a severely beaten man and a trail of blood and glass that led to an identity theft suspect, court records ...
Published: Wed, 24 Apr 2019 21:25:00 GMT
The agency is updating identity verification controls for its suite of web applications, but the effort won't be wrapped up until 2023. The IRS is nearly a year behind on rolling out online security ...
Published: Wed, 24 Apr 2019 11:00:00 GMT
1 - If your LifeLock plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful LifeLock plan enrollment.
No one can prevent all identity theft.
- LifeLock does not monitor all transactions at all businesses.
- Phone alerts made during normal local business hours.
- Reimbursement and Expense Compensation, each with limits of up to $25,000 for Standard, up to $100,000 for Advantage and up to $1 million for Ultimate Plus. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal.
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