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Identity Theft in Minnesota

Minnesota MapWhile Minnesota experiences lower incidences of identity theft than many other states in America - 54.6 out of every 100,000 inhabitants - its effects are still irritating at best and devastating at worst for the nearly 3,000 Minnesotans who report identity theft in an average 12-month period. This intrusion in one's life can make it harder to get credit when needed (e.g. a mortgage, car loan or student loan), more difficult to get a job or rent an apartment, and in some cases it can even result in false imprisonment for crimes committed by criminals using someone else's good name and reputation.

The IRS has stated that tax-related identity theft is also on the rise, and is often not discovered by a taxpayer until he goes to file his return for the year and learns that another return was filed earlier, by a thief who also walked away with his refund!

Fortunately, Minnesota residents can do several things to avoid becoming victims of identity theft. Because many thieves target online activities, Internet users should be on the lookout for impersonators who send emails asking for personal information on behalf of a bank or credit card company in the hopes of stealing that data. In general, it is wise to go directly to a company's website directly and make any inquiries in that manner, or to call the customer service number given on account statements or on the bank of credit/debit cards. Strong passwords can also help prevent unauthorized access to accounts; one should never use family names, common words, or the word "password", but instead use a combination of letters and numbers that are meaningful.

In addition, Identity Theft Protection services are available in Minnesota, offering customers the ability to have 24/7 monitoring of their bank accounts, credit cards, and their personally-identifying information, which will detect suspicious activity and stop it from escalating into a larger problem.

 

Woodbury Man Pleads Guilty to Identity Theft of Approximately 300 People

According to court records, Hai Jay Phu Vu pleaded guilty to one count of identity theft and one count of obtaining unemployment benefits through false representation. A criminal complaint said the Mi...

Published:  Tue, 17 Jul 2018 19:21:00 GMT



Protecting your child - Petersburg introduces bill to safeguard minors from identity theft

"This legislation gives them that opportunity." If a child is already the victim of identity theft, the Minnesota law requires the credits bureaus place a freeze on their account within three calendar ...

Published:  Mon, 09 Jul 2018 16:25:00 GMT



Can an identity thief change your home address

I can walk into a post office in, say, Newport, Minnesota, rent a PO box with cash ... there are clearly gaps in the USPS identity verification process. Like any form of identity theft, the key is to ...

Published:  Wed, 18 Jul 2018 05:39:00 GMT



Worst States For Cybersecurity

Only four other states have index numbers greater than one Utah (2.44), Rhode Island (2.30), Minnesota (1.90), and Nebraska ... While data from Javelin Strategy and Research shows that identity theft ...

Published:  Tue, 17 Jul 2018 01:09:00 GMT



MN Fraud-Fighters Work to Keep Pace with Con Artists

MINNEAPOLIS, Minn. - Consumer groups in Minnesota continue their efforts to protect older adults from fraud and identity theft. At a "Scam Jam" event today in Cambridge, AARP Minnesota and the Better ...

Published:  Fri, 13 Jul 2018 01:50:00 GMT



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