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      January 17, 2020

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How Much Should You Spend on a Wedding Ring?

Are you thinking about getting married? If so, congratulations! However, whether youíve already popped the question or are just thinking about it, thereís a lot of things to consider. You have to find a venue, a band, book a caterer, get a cake. The list goes on and on. In all the hubbub though, donít forget to get your wedding rings!

Out of your entire wedding budget, you should spend about 3-5% on your wedding bands. This will ensure you get nice, matching bands that donít break the bank but still look lovely for the both of you.

About Engagement Rings

When youíre asking yourself how much should you spend on a wedding ring, however, youíre more often than not thinking about engagement rings. Engagement rings tend to be quite a bit more expensive and extravagant. That being said, just because there are certain ďrulesĒ or averages quoted on wedding websites doesnít mean you have to stick to them. What follows is just a guide of what is currently considered the ďnormĒ in terms of cost of engagement and wedding rings.

You might have heard this one: an engagement ring should cost as much as two months of your salary. Yes, that is the old ďruleĒ when it comes to determining your budget for the ring but donít let this hold you down. If this is just too much for your budget (and donít worry, it is for many people) donít feel pressured to buy outside of your means. Instead, opt for a ring that fits more within your budget. The engagement ring is just one part of what youíll be spending soon. Weddings themselves are quite expensive, so please try to keep that in mind.

Buying Options

If you have money saved up for a ring, that is the ideal situation. You see, if you buy a ring on credit, youíll be paying that off for several months. This means itís highly likely that youíll be married and your incomes will be combined before that debt is paid off. This creates the very real possibility that the recipient of the ring will be helping to pay off that debt, which doesnít seem right.

The less debt you accrue, the better, when it comes to wedding planning and starting out your lives together. Do you really want to begin your married lives buried in debt?

So, the answer to the question of how much you should spend on a wedding ring really comes down to personal preference and budget. Yes, the old rule is to spend two monthsí salary but thatís just not very realistic for a lot of people nowadays. Instead, opting for a more reasonable amount or even using an heirloom ring are more preferable options.

Additionally, itís important to differentiate between a wedding ring and engagement ring. Typically, youíll spend less on wedding bands than you would on an engagement ring but itís up to you. Remember: this is your big day weíre talking about. Do what feels right for your situation.

Newport Beach woman accused of stealing $2 million in jewelry at South Coast Plaza store pleads not guilty

A woman who police say tried on $2 million worth of jewelry at South Coast Plaza and then fled with it after threatening security with a large knife has been charged in the crime and has pleaded not ...

Published:  Thu, 16 Jan 2020 14:30:00 GMT



Top Stockton news: City's rent jump tops national ranking; thieves smash into jewelry store; more

Here's the most recent top news in Stockton; see what headlines are trending among local readers, with links to full articles.

Published:  Thu, 16 Jan 2020 09:44:02 GMT



Hotel guest claims $10,000 in jewelry missing from room: Middleburg Heights Police Blotter

A man at Residence Inn called police Dec. 20. He said he had left a 20-inch diamond tennis chain and other items on the desk in his hotel room early Dec. 18. He then left. When he returned at 9 p.m.

Published:  Thu, 16 Jan 2020 11:22:00 GMT



35 Years Of Jewelry Design By Dinny Hall

This British jewelry firm has been going for 35 years with Dinny Hall at the helm of her namesake brand. And it all came about when, straight out of Central Saint Martin's College of Art and Design, ...

Published:  Thu, 16 Jan 2020 10:34:00 GMT



Top Santa Ana news: Lockdown lifted at federal building; woman allegedly steals $2M in jewelry; more

Here's the most recent top news in Santa Ana; see what headlines are trending among local readers, with links to full articles.

Published:  Thu, 16 Jan 2020 09:37:04 GMT



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