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How Much Should You Spend on a Wedding Ring?

Are you thinking about getting married? If so, congratulations! However, whether youíve already popped the question or are just thinking about it, thereís a lot of things to consider. You have to find a venue, a band, book a caterer, get a cake. The list goes on and on. In all the hubbub though, donít forget to get your wedding rings!

Out of your entire wedding budget, you should spend about 3-5% on your wedding bands. This will ensure you get nice, matching bands that donít break the bank but still look lovely for the both of you.

About Engagement Rings

When youíre asking yourself how much should you spend on a wedding ring, however, youíre more often than not thinking about engagement rings. Engagement rings tend to be quite a bit more expensive and extravagant. That being said, just because there are certain ďrulesĒ or averages quoted on wedding websites doesnít mean you have to stick to them. What follows is just a guide of what is currently considered the ďnormĒ in terms of cost of engagement and wedding rings.

You might have heard this one: an engagement ring should cost as much as two months of your salary. Yes, that is the old ďruleĒ when it comes to determining your budget for the ring but donít let this hold you down. If this is just too much for your budget (and donít worry, it is for many people) donít feel pressured to buy outside of your means. Instead, opt for a ring that fits more within your budget. The engagement ring is just one part of what youíll be spending soon. Weddings themselves are quite expensive, so please try to keep that in mind.

Buying Options

If you have money saved up for a ring, that is the ideal situation. You see, if you buy a ring on credit, youíll be paying that off for several months. This means itís highly likely that youíll be married and your incomes will be combined before that debt is paid off. This creates the very real possibility that the recipient of the ring will be helping to pay off that debt, which doesnít seem right.

The less debt you accrue, the better, when it comes to wedding planning and starting out your lives together. Do you really want to begin your married lives buried in debt?

So, the answer to the question of how much you should spend on a wedding ring really comes down to personal preference and budget. Yes, the old rule is to spend two monthsí salary but thatís just not very realistic for a lot of people nowadays. Instead, opting for a more reasonable amount or even using an heirloom ring are more preferable options.

Additionally, itís important to differentiate between a wedding ring and engagement ring. Typically, youíll spend less on wedding bands than you would on an engagement ring but itís up to you. Remember: this is your big day weíre talking about. Do what feels right for your situation.

Jewelry made from umbilical cords and baby hair: 5 quirky gifts for new moms

Check out these ways to honor a new mom by commemorating her child's infancy. You can throw that crusty nugget of umbilical cord that falls off a few days after baby comes home into the garbage, or ...

Published:  Tue, 19 Nov 2019 07:06:00 GMT



A startup which sells lab-grown diamond jewelry and counts Meghan Markle as a fan just raised $1.2 million

Kimai's founders explained how they hustled to get their jewelry designs in front of Meghan Markle.

Published:  Tue, 19 Nov 2019 07:28:00 GMT



"Giving Modern Jewelry a Soul'

"What makes my pieces "high jewelry' is that they are perfectly hand-finished," Ms. Morgenthaler said in an interview early this year in Paris, where she had traveled to receive an industry award. "I ...

Published:  Mon, 18 Nov 2019 02:05:00 GMT



More Signed Jewels, Fewer Fancy Colored Diamonds At Geneva Jewelry Auctions

In many ways the Sotheby's and Christie's fall jewelry auctions in Geneva mirrors the trends of recent years in which there is tightening of fancy colored diamonds and the "big three" colored ...

Published:  Mon, 18 Nov 2019 11:52:00 GMT



He's 27, and Already a Star in the High Jewelry Firmament

Rihanna wore Emmanuel Tarpin's earrings to an Oscars after-party. Now, De Grisogono is drawing on his skill, too. Emmanuel Tarpin, an independent jewelry designer, in the living room of his Paris ...

Published:  Mon, 18 Nov 2019 02:10:00 GMT



Jewelry incorporates Disney, Universal, clock parts

A while later, she decided to open it and was fascinated by what she saw. "I thought it was absolutely beautiful," she said. "So I created three pieces of jewelry out of that. I started wearing one of ...

Published:  Sun, 17 Nov 2019 11:50:19 GMT



5 Jewelry Trends I Hardly Ever Wear Anymore (and 5 I've Been Favoring Instead)

I don't like to switch up my jewelry very often (I can go months and even years wearing the same exact pieces every day), so it's pretty telling when I do decide to either adopt a new item, retire a ...

Published:  Sun, 17 Nov 2019 16:25:00 GMT



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