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How Much Should You Spend on a Wedding Ring?

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How Much Should You Spend on a Wedding Ring?

Are you thinking about getting married? If so, congratulations! However, whether youíve already popped the question or are just thinking about it, thereís a lot of things to consider. You have to find a venue, a band, book a caterer, get a cake. The list goes on and on. In all the hubbub though, donít forget to get your wedding rings!

Out of your entire wedding budget, you should spend about 3-5% on your wedding bands. This will ensure you get nice, matching bands that donít break the bank but still look lovely for the both of you.

About Engagement Rings

When youíre asking yourself how much should you spend on a wedding ring, however, youíre more often than not thinking about engagement rings. Engagement rings tend to be quite a bit more expensive and extravagant. That being said, just because there are certain ďrulesĒ or averages quoted on wedding websites doesnít mean you have to stick to them. What follows is just a guide of what is currently considered the ďnormĒ in terms of cost of engagement and wedding rings.

You might have heard this one: an engagement ring should cost as much as two months of your salary. Yes, that is the old ďruleĒ when it comes to determining your budget for the ring but donít let this hold you down. If this is just too much for your budget (and donít worry, it is for many people) donít feel pressured to buy outside of your means. Instead, opt for a ring that fits more within your budget. The engagement ring is just one part of what youíll be spending soon. Weddings themselves are quite expensive, so please try to keep that in mind.

Buying Options

If you have money saved up for a ring, that is the ideal situation. You see, if you buy a ring on credit, youíll be paying that off for several months. This means itís highly likely that youíll be married and your incomes will be combined before that debt is paid off. This creates the very real possibility that the recipient of the ring will be helping to pay off that debt, which doesnít seem right.

The less debt you accrue, the better, when it comes to wedding planning and starting out your lives together. Do you really want to begin your married lives buried in debt?

So, the answer to the question of how much you should spend on a wedding ring really comes down to personal preference and budget. Yes, the old rule is to spend two monthsí salary but thatís just not very realistic for a lot of people nowadays. Instead, opting for a more reasonable amount or even using an heirloom ring are more preferable options.

Additionally, itís important to differentiate between a wedding ring and engagement ring. Typically, youíll spend less on wedding bands than you would on an engagement ring but itís up to you. Remember: this is your big day weíre talking about. Do what feels right for your situation.

Natalia Vodianova Presents The 2018 FIFA World Cup Trophy Wearing Chopard Jewelry And Watch

Chopard is certainly no stranger to glamour - though I would say that it might be a stranger to hard-core sports like World Cup soccer. Still, the brand managed to be present at the finals of the high ...

Published:  Mon, 16 Jul 2018 01:23:00 GMT



Pittsburgh employee charged with stealing jewelry from house he was told to board up

A Pittsburgh public works employee assigned to board up windows and doors at a Brookline house that was erroneously reported as vacant stole more than $7,000 in jewelry after breaking through a locked ...

Published:  Mon, 16 Jul 2018 10:30:00 GMT



Noor Fares' Jewelry Captures the Cosmos

"I've always felt that stones and crystals looked magical, like they had special powers," says London-based Noor Fares. The Paris-born Lebanese jewelry designer, who is known for her colorful and ofte...

Published:  Sun, 15 Jul 2018 09:08:00 GMT



Clay Township, Algonac news briefs: Beach glass jewelry class, 'Beatles Forever' set

The Clay Township Parks and Recreation Department has added a beach glass jewelry class to its summer schedule. Participants will create a custom piece of jewelry featuring the water-worn glass that w...

Published:  Mon, 16 Jul 2018 12:38:00 GMT



Hammer-wielding men allegedly trying to steal from jewelry store scared off by owner with gun

A camera caught the moment two hammer-wielding men, allegedly trying to steal from a jewelry store in broad daylight, were scared off by the store owner's gun, police said. One of the attempted robber...

Published:  Fri, 13 Jul 2018 10:09:00 GMT



TOTWOO Unveils "LOVE BLOOM" Pendant, Signifying Arrival of Future Jewelry Era

BEIJING--(BUSINESS WIRE)--TOTWOO (pronounced "To-two-o" ), the award-winning smart jewelry brand, announced the launch of its latest Love Bloom pendant at "Future Jewelry" hosted by Bazaar Jewelry on J...

Published:  Mon, 16 Jul 2018 06:00:00 GMT



How Jewelry Dynamo Jennifer Fisher Keeps It Real

Jennifer Fisher's jewelry is an extension of the designer's own personality-it's vibrant and bold yet disarming and approachable. And though she experimented with handmade jewelry as an eight-year-old ...

Published:  Sat, 14 Jul 2018 07:30:00 GMT



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