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      August 20, 2018

Home  >  Life Insurance

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Life Insurance

  1. Haven Life
  2. US Insurance Online
  3. Insure Me
  4. Insure Lane
  5. Net Quote
  6. Quote Whiz

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Life Insurance Better Business Bureau Reliability Seal

Get Your Life Insurance Policy With EFinancial Today! Granted, life insurance is not one of the most exciting products you can buy. That may be why millions of Americans are uninsured or underinsured, and don't even know it.

Which is unfortunate, because life insurance premiums have dropped by 50% over the last 10 years. In fact, life insurance is more affordable now than at any other time in history. If you're somewhat healthy, you can buy a lot of life insurance without spending a lot of money. That's partly because people are living longer; those savings are passed back to you in the form of lower life insurance payments.

Continue reading below reviews

Best Reviews

2018

Life Insurance Reviews

5 stars
E Financial

E FINANCIALTopConsumerReviews.com Best-In-Class Blue Ribbon Award

E Financial offers a free, quick and easy way to save up to 75% off traditional life insurance rates by comparing multiple quotes side by side. Simply enter in your personal information, answer three simple medical questions, and E Financial delivers quotes from at least four highly reputable life insurance companies.
Read More... Visit
Site

4 stars
Haven Life

HAVEN LIFE

Backed by Mass Mutual, an insurance company with a history spanning more than 150 years, Haven Life offers direct coverage to consumers - no referrals to other insurance agents or companies unless you choose them. Although there are some limitations, such as only being able to purchase term policies of at least $100,000 and not being available to California residents, Haven Life makes it simple and affordable to get life insurance coverage.
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Site

3.5 stars
US Insurance Online

US INSURANCE ONLINE

US Insurance Online is not an insurance company but essentially sends your information and basic life insurance details to a list of eight insurance companies. We wanted the process to be more discerning and to have more control over who was going to call, text, or email us.
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Site

3.5 stars
Insure Me

INSURE ME

Insure Me is an easy site to navigate and offers the chance to get life insurance quotes from multiple companies. Rather than giving you the chance to review the quote information online, however, you are instead contacted personally by the agents representing these companies.
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Site

3 stars
Insure Lane

INSURE LANE

Insure Lane is really a "lead" site for insurance agents. While a bit misleading, the site is easy to navigate and delivers on its promise to get you in contact to receive competitive quotes.
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Site

2.5 stars
Net Quote

NET QUOTE

Net Quote is a quote referral site for insurance agents. The quotes you will receive are free and they are available in all 50 states, however you will not be able to view any quotes online. Net Quote does give you some helpful information in order to be prepared when an agent calls you.
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Site

0.5 stars
Quote Whiz

QUOTE WHIZ

Quote Whiz advertises their service as an easy way to compare life insurance rates in one convenient location. After entering a host of personal information we felt duped. They didn't provide any insurance quotes but did offer to call us to talk with a pushy salesman. Quote Whiz was a waste of our time. Read More... Visit
Site

Continued from above

The most inexpensive form of life insurance, and the kind that generally gives you the most value for your dollar, is term life insurance. With this type of policy, you pay a premium each month for a certain number of years (usually 15, 20, or 30). If you live beyond that term, your coverage is ended (although you may extend under certain circumstances).

If you don't live past that term, your beneficiaries receive the face amount of the life insurance policy.

How much life insurance do you need? As a rule of thumb, experts say you should have between 7 to 10 times the amount of your annual salary. And you shouldn't rely on your employer's life insurance benefits only; typically their value is much less than what you need, and is not portable should you change jobs.

There are a variety of factors to consider when looking for a life insurance policy. Some of these include:

  • Cost. Life insurance rates are very competitive. You don't want to overpay for the coverage you need.
  • Insurer. You want to be sure that you're buying life insurance from a quality company that will be around for the next 30 years.
  • Convenience. How complicated is the process to apply for a life insurance policy? Do they offer a variety of payment options? Do they give you multiple ways to contact them?

TopConsumerReviews.com has reviewed and ranked the best Life Insurance programs available today. We hope this information helps you find the right life insurance policy that meets your needs!

How Return Of Premium Term Life Insurance Could Save You Thousands

No one would suggest that buying life insurance is a mistake, but the many who do buy it aren't completely informed about all life insurance options. When we're not completely informed, we can make mi...

Published:  Sun, 19 Aug 2018 04:45:00 GMT



Should You Expect China Life Insurance Company Limited (HKG:2628) To Continue Delivering An ROE Of 11.81%

This article is intended for those of you who are at the beginning of your investing journey and want to start learning about core concepts of fundamental analysis on practical examples from today's m...

Published:  Fri, 17 Aug 2018 14:24:00 GMT



Knowledge is Power When It Comes to Senior Life Insurance

When it comes to buying life insurance as a senior citizen, the more you know, the easier it will be finding a policy that fits your needs. Whether you are looking at coverages, costs, or benefits, it ...

Published:  Sun, 19 Aug 2018 15:42:00 GMT



'Kayak killer' awarded portion of life insurance money from fiance she killed

A woman dubbed the "kayak killer" -- who drowned her fiance by pulling the plug on the couple's small boat -- was awarded a portion of his $491,000 life insurance payout Monday. Angelika Graswald and ...

Published:  Tue, 14 Aug 2018 09:07:00 GMT



A good financial plan begins with insurance

When I was newly married, I immediately bought some life insurance. The monthly premium was small, and the death benefit seemed like a fortune. As I worked to build my business I often joked that I wa...

Published:  Sun, 19 Aug 2018 05:52:00 GMT



Infinite banking and cash value life insurance: Serious investment tools

A financial concept growing in demand and popularity, the Infinite Banking System is starting to be handed a backlash of negative judgments. Some people say infinite banking is a fraud. However, peopl...

Published:  Wed, 15 Aug 2018 12:17:00 GMT



She Pulled the Plug From Fiance's Kayak. Now She'll Get Some of His Life Insurance.

The woman who was charged with causing her fiance's death while the two kayaked on the Hudson River will receive some portion of his insurance money, under the terms of a settlement reached this week. ...

Published:  Wed, 15 Aug 2018 10:22:00 GMT



Pacific Life Insurance Review 2018

At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Some of the products we feature are from our partners. Here's how we make money. We adhe...

Published:  Tue, 14 Aug 2018 09:04:00 GMT



NY Life Insurance CEO Says "Take the Emotion Out of Investing"

The stock market has been see-sawing between new record highs and correction territory all summer long. For many investors the volatility has been nerve-wracking. But not for Ted Mathas. He is confide...

Published:  Thu, 16 Aug 2018 11:37:00 GMT



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