February 19, 2018

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Life Insurance

  1. Haven Life
  2. US Insurance Online
  3. Insure Me
  4. Insure Lane
  5. Net Quote
  6. Quote Whiz

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Life Insurance Better Business Bureau Reliability Seal

Get Your Life Insurance Policy With EFinancial Today! Granted, life insurance is not one of the most exciting products you can buy. That may be why millions of Americans are uninsured or underinsured, and don't even know it.

Which is unfortunate, because life insurance premiums have dropped by 50% over the last 10 years. In fact, life insurance is more affordable now than at any other time in history. If you're somewhat healthy, you can buy a lot of life insurance without spending a lot of money. That's partly because people are living longer; those savings are passed back to you in the form of lower life insurance payments.

Continue reading below reviews


Life Insurance Reviews

5 stars
E Financial

E Best-In-Class Blue Ribbon Award

E Financial offers a free, quick and easy way to save up to 75% off traditional life insurance rates by comparing multiple quotes side by side. Simply enter in your personal information, answer three simple medical questions, and E Financial delivers quotes from at least four highly reputable life insurance companies.
Read More... Visit

4 stars
Haven Life


Backed by Mass Mutual, an insurance company with a history spanning more than 150 years, Haven Life offers direct coverage to consumers - no referrals to other insurance agents or companies unless you choose them. Although there are some limitations, such as only being able to purchase term policies of at least $100,000 and not being available to California residents, Haven Life makes it simple and affordable to get life insurance coverage.
Read More... Visit

3.5 stars
US Insurance Online


US Insurance Online is not an insurance company but essentially sends your information and basic life insurance details to a list of eight insurance companies. We wanted the process to be more discerning and to have more control over who was going to call, text, or email us.
Read More... Visit

3.5 stars
Insure Me


Insure Me is an easy site to navigate and offers the chance to get life insurance quotes from multiple companies. Rather than giving you the chance to review the quote information online, however, you are instead contacted personally by the agents representing these companies.
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3 stars
Insure Lane


Insure Lane is really a "lead" site for insurance agents. While a bit misleading, the site is easy to navigate and delivers on its promise to get you in contact to receive competitive quotes.
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2.5 stars
Net Quote


Net Quote is a quote referral site for insurance agents. The quotes you will receive are free and they are available in all 50 states, however you will not be able to view any quotes online. Net Quote does give you some helpful information in order to be prepared when an agent calls you.
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0.5 stars
Quote Whiz


Quote Whiz advertises their service as an easy way to compare life insurance rates in one convenient location. After entering a host of personal information we felt duped. They didn't provide any insurance quotes but did offer to call us to talk with a pushy salesman. Quote Whiz was a waste of our time. Read More... Visit

Continued from above

The most inexpensive form of life insurance, and the kind that generally gives you the most value for your dollar, is term life insurance. With this type of policy, you pay a premium each month for a certain number of years (usually 15, 20, or 30). If you live beyond that term, your coverage is ended (although you may extend under certain circumstances).

If you don't live past that term, your beneficiaries receive the face amount of the life insurance policy.

How much life insurance do you need? As a rule of thumb, experts say you should have between 7 to 10 times the amount of your annual salary. And you shouldn't rely on your employer's life insurance benefits only; typically their value is much less than what you need, and is not portable should you change jobs.

There are a variety of factors to consider when looking for a life insurance policy. Some of these include:

  • Cost. Life insurance rates are very competitive. You don't want to overpay for the coverage you need.
  • Insurer. You want to be sure that you're buying life insurance from a quality company that will be around for the next 30 years.
  • Convenience. How complicated is the process to apply for a life insurance policy? Do they offer a variety of payment options? Do they give you multiple ways to contact them? has reviewed and ranked the best Life Insurance programs available today. We hope this information helps you find the right life insurance policy that meets your needs!

How much life insurance do you need

Many of you have put our online Life Insurance Quote Comparison Tool to the test and found that you can easily get life insurance quotes and find the best coverage available. When you are considering how much life insurance to buy, there could be a moment ...

Published:  Sat, 17 Feb 2018 04:10:00 GMT

Why Life Insurance Has to Be Part of Your Wealth-Building Plan

The following excerpt is from Mark J. Kohler and Randall A. Luebke's book The Business Owner's Guide to Financial Freedom. Buy it now from Amazon | Barnes & Noble | iTunes | IndieBound Every day, life insurance companies pay death benefits to the ...

Published:  Wed, 14 Feb 2018 08:45:00 GMT

Westpac changes life insurance pricing after Shine Lawyers class action publicity

Westpac will no longer waive extra charges for new insurance customers suffering some minor health issues, after concerns that publicity from a class action brought by Shine Lawyers will make the practice unsustainable. The insurance policies sold by ...

Published:  Sun, 18 Feb 2018 04:12:00 GMT

Ex-Insurance Agent Gets Life Sentence for Client Theft

PLAINVIEW, Texas (AP) - A former Lubbock insurance agent has been sentenced to life in prison for stealing money from some of his elderly clients. Joseph Gaines was also ordered to pay back $810,000 he had taken from his victims. He had pleaded guilty to ...

Published:  Sat, 17 Feb 2018 13:15:00 GMT

Life insurance policy returns up sharply

Editor's note: An incomplete version of this story was published in Friday's edition of The Herald-Dispatch. The complete version is being published today. The Herald-Dispatch CHARLESTON - During the first seven months of this fiscal year, State Treasurer ...

Published:  Fri, 16 Feb 2018 21:16:00 GMT

Profit Flat, Premium Falls at Allianz Life

Allianz Life Insurance Co. of North America, one of the biggest life and annuity sellers in the U.S., ended 2017 with an operating profit of $1.18 billion compared to $1.06 billion in 2016, the company reported Friday. Total premium, hit hard by regulatory ...

Published:  Fri, 16 Feb 2018 00:00:00 GMT

Life insurance 'advice' in an era of fake news

Fake news is an opinion presented as if it were fact. It's driven by both the high demand for content to fill the 24-hour news cycle on hundreds of cable channels and the supply of content from anyone with an opinion they can present in a blog or video on ...

Published:  Wed, 14 Feb 2018 07:57:00 GMT

What is the importance of life insurance


Published:  Sat, 17 Feb 2018 04:58:00 GMT

Nestle considers selling life insurance business

VEVEY, SWITZERLAND - The board of directors of Nestle S.A. will explore options for its Gerber Life Insurance business, including a potential sale, as the company continues to alter its product portfolio. The portfolio management is designed to help ...

Published:  Fri, 16 Feb 2018 08:33:00 GMT

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