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      April 24, 2018

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Life Insurance

  1. Haven Life
  2. US Insurance Online
  3. Insure Me
  4. Insure Lane
  5. Net Quote
  6. Quote Whiz

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Life Insurance Better Business Bureau Reliability Seal

Get Your Life Insurance Policy With EFinancial Today! Granted, life insurance is not one of the most exciting products you can buy. That may be why millions of Americans are uninsured or underinsured, and don't even know it.

Which is unfortunate, because life insurance premiums have dropped by 50% over the last 10 years. In fact, life insurance is more affordable now than at any other time in history. If you're somewhat healthy, you can buy a lot of life insurance without spending a lot of money. That's partly because people are living longer; those savings are passed back to you in the form of lower life insurance payments.

Continue reading below reviews

Best Reviews


Life Insurance Reviews

5 stars
E Financial

E Best-In-Class Blue Ribbon Award

E Financial offers a free, quick and easy way to save up to 75% off traditional life insurance rates by comparing multiple quotes side by side. Simply enter in your personal information, answer three simple medical questions, and E Financial delivers quotes from at least four highly reputable life insurance companies.
Read More... Visit

4 stars
Haven Life


Backed by Mass Mutual, an insurance company with a history spanning more than 150 years, Haven Life offers direct coverage to consumers - no referrals to other insurance agents or companies unless you choose them. Although there are some limitations, such as only being able to purchase term policies of at least $100,000 and not being available to California residents, Haven Life makes it simple and affordable to get life insurance coverage.
Read More... Visit

3.5 stars
US Insurance Online


US Insurance Online is not an insurance company but essentially sends your information and basic life insurance details to a list of eight insurance companies. We wanted the process to be more discerning and to have more control over who was going to call, text, or email us.
Read More... Visit

3.5 stars
Insure Me


Insure Me is an easy site to navigate and offers the chance to get life insurance quotes from multiple companies. Rather than giving you the chance to review the quote information online, however, you are instead contacted personally by the agents representing these companies.
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3 stars
Insure Lane


Insure Lane is really a "lead" site for insurance agents. While a bit misleading, the site is easy to navigate and delivers on its promise to get you in contact to receive competitive quotes.
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2.5 stars
Net Quote


Net Quote is a quote referral site for insurance agents. The quotes you will receive are free and they are available in all 50 states, however you will not be able to view any quotes online. Net Quote does give you some helpful information in order to be prepared when an agent calls you.
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0.5 stars
Quote Whiz


Quote Whiz advertises their service as an easy way to compare life insurance rates in one convenient location. After entering a host of personal information we felt duped. They didn't provide any insurance quotes but did offer to call us to talk with a pushy salesman. Quote Whiz was a waste of our time. Read More... Visit

Continued from above

The most inexpensive form of life insurance, and the kind that generally gives you the most value for your dollar, is term life insurance. With this type of policy, you pay a premium each month for a certain number of years (usually 15, 20, or 30). If you live beyond that term, your coverage is ended (although you may extend under certain circumstances).

If you don't live past that term, your beneficiaries receive the face amount of the life insurance policy.

How much life insurance do you need? As a rule of thumb, experts say you should have between 7 to 10 times the amount of your annual salary. And you shouldn't rely on your employer's life insurance benefits only; typically their value is much less than what you need, and is not portable should you change jobs.

There are a variety of factors to consider when looking for a life insurance policy. Some of these include:

  • Cost. Life insurance rates are very competitive. You don't want to overpay for the coverage you need.
  • Insurer. You want to be sure that you're buying life insurance from a quality company that will be around for the next 30 years.
  • Convenience. How complicated is the process to apply for a life insurance policy? Do they offer a variety of payment options? Do they give you multiple ways to contact them? has reviewed and ranked the best Life Insurance programs available today. We hope this information helps you find the right life insurance policy that meets your needs!

INTERVIEW-Japan's Taiyo Life to increase foreign bond holdings - senior exec

TOKYO, April 23 (Reuters) - Japan's Taiyo Life Insurance plans to continue increasing its foreign bond holdings this financial year with a focus on non-government debt, a senior executive told Reuters on Monday. The insurer, a unit of T&D Holdings with ...

Published:  Mon, 23 Apr 2018 00:25:00 GMT

Reliance Nippon Life Insurance total premium rises to Rs 4,042 crore in FY18

Reliance Capital said that its subsidiary Reliance Nippon Life Insurance Company has reported a the total premium of Rs 4,042 crore in FY18. The renewal premium rose to Rs 3,154 crore a Year-on-Year increase of 6 percent, a release said. The assets under ...

Published:  Mon, 23 Apr 2018 03:54:00 GMT

What to Do With an Expensive Life Insurance Policy

If your money runs out long before the month does, you might be thinking about dropping your life insurance coverage. Eliminating premiums, particularly on pricey whole and universal life policies, can free up money in your budget for more pressing needs.

Published:  Fri, 20 Apr 2018 09:11:00 GMT

Why Whole Life Insurance Stinks

The next time you find yourself in a group setting and the conversation dies down to that awkward, don't make eye contact silence, break the ice by blurting out, "So what do you guys think about whole life insurance" I bet that this out of the blue ...

Published:  Fri, 20 Apr 2018 17:24:00 GMT

Best's Market Segment Outlook: Italian Non-Life Sector is Stable

LONDON--(BUSINESS WIRE)-- A.M. Best has a stable outlook on the Italian non-life insurance market. The sector has a good record of technical profitability, which is expected to be maintained in the medium term. A.M. Best estimates that over the period 2012 ...

Published:  Mon, 23 Apr 2018 00:15:00 GMT

Robert Quinlan: Life Insurance Proceeds: Is a Single Lump Sum the Only Choice

Your beloved one passed away few weeks ago and now it is time to submit the paperwork to claim your life insurance death proceeds. The insurance company's claims form (just call the insurance carrier or go online for a copy) will ask for the policy ...

Published:  Sat, 21 Apr 2018 14:36:00 GMT

Zacks Industry Outlook Highlights: FGL Holdings, Health Insurance Innovations and China Life Insurance

Chicago, IL - April 19, 2018 - Today, Zacks Equity Research discusses the Industry: Insurance, Part 2, including FGL Holdings FG, Health Insurance Innovations, Inc. HIIQ and China Life Insurance Company Limited LFC. Industry: Insurance, Part 2 Link ...

Published:  Thu, 19 Apr 2018 06:31:00 GMT

Life Insurance Global Industry Guide 2017

Essential resource for top-line data and analysis covering the global life insurance market. Includes market size and segmentation data, textual and graphical analysis of market growth trends and leading companies. -The value of the life insurance market ...

Published:  Sat, 21 Apr 2018 01:21:00 GMT

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