Best Reviews Best Life Insurance Best Reviews
Best Reviews
      February 24, 2020

Home  >  Life Insurance  >  Ladder Life Review


Life Insurance

  1. E Financial
  2. Fabric
  3. Haven Life
  4. Ladder Life
  5. Insurance Quotes
  6. US Insurance Online

Your Information Is Secure
The Life Insurance Guidebook Newsletter

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Latest Reviews

Catholic Dating Sites

Cheesecake Clubs

Credit Monitoring

Custom T Shirts


Patent Applications

Piano Lessons

Popcorn Clubs

Tea Clubs

Transcription Services


Individual Reviews

Health IQ

E Financial


Haven Life

Ladder Life

Insurance Quotes

US Insurance Online


Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Ladder Life Review

To help you find the Best Life Insurance, provides you with an in-depth Ladder Life Review.

To see ALL of our reviews for the Best Life Insurance, please Click Here

Get Your Life Insurance Policy from Health IQ Today! Where can you find the best Life Insurance? It may not always be at the forefront of your mind, but the payment of a death benefit to your beneficiaries is an important decision we make for loved ones. A life insurance payout provides financial protection to dependents once we have passed on. These funds might be used for covering basic family expenses like mortgage payments, tuition, car loans, funeral costs, and much more. Essentially, life insurance policies help beneficiaries survive financially until they can get back on their feet without us.

It's estimated that about 40% of Americans don't have life insurance. In very few cases this accounts for individuals without beneficiaries or people with lots of assets that could easily be sold. However, most people without life insurance simply misunderstand the reasons for needing it and how affordable it actually is. Since people are living longer and healthier, life insurance is becoming less expensive than ever. Quite a bit of life insurance can be purchased without breaking the bank.

Continue reading below reviews

Best Reviews


Life Insurance Reviews

3.5 stars
Ladder Life


Visit Site

Customers who use Ladder Life generally have positive things to say about their experiences. Some of these customer reviews in text and video form can be found easily on the Ladder Life website. The platform is clean, appealing, and easy to navigate. Despite the many perks of using Ladder Life to obtain life insurance, the main reason they did not earn our highest rating is due to their term coverage limitations and processes that take longer than they advertise.

Ladder Life markets their application process as taking five minutes, offering an instant decision without a medical exam. However, when we went through the application process, it took at least 15 minutes and quickly required personal information such as a social security number, address, phone number, name, and more in order to even view possible plans. We would have liked to get more information on their policies before being obligated to complete a full application.

Policies are only open to individuals between the ages of 20 and 60. In addition, coverage can be purchased between $100k and $8M with terms from 10 to 30 years. Between the age requirement and term life options, this will eliminate the ability for many people to obtain life insurance from Ladder Life. On the plus side, it is unusual for a life insurance company to offer policies as high as $8M without needing a medical exam. For customers looking for a lot of life insurance, this will be an appealing selling point.

Many customers enjoy the ease of the online portal that Ladder Life uses. In this portal, coverage can be purchased and adjusted at any time. Most communication is done online, rather than over the phone with a live agent. Because of this, cancelling and adjusting coverage is quite simple and they don't make you jump through hoops or wait on long calls to get the help you need.

Compared to other life insurance companies we have evaluated, Ladder Life has fewer educational resources than some competitors. They do have a blog and FAQ section, but they cover topics less specific to life insurance and may be a bit hard to filter through for relevant information.

All in all, Ladder Life has many benefits for individuals between the ages of 20 and 60 looking for lots of life insurance without waiting weeks to get qualified. If you fall into this category, Ladder Life is a great option. For those outside of the age range or looking for permanent life insurance, Ladder Life is, unfortunately, not going to be a possibility.

Visit Site

Continued from above

It's suggested that individuals evaluate their life insurance policies yearly to make sure their coverage is sufficient for future needs. Premium costs are determined based on age, current health and health history, and occupational hazards. Depending on the policy, you'll typically be paying premiums either monthly or annually. Finding the best policy for you is quick and easy with online tools that connect you to the right company and terms for you and your loved ones.

Before signing up for a new life insurance policy, we suggest you keep the following criteria in mind when choosing a program:

  • Cost. There are lots of companies offering life insurance. Make sure you get a competitive price that allows you to put money toward your policy without interfering with your other expenses.
  • Insurer. Is the company you're buying from reputable? Are they going to be around for the duration of your policy? This is one of the most important things to look into before buying into a new life insurance policy.
  • Convenience. Find a company that helps you understand exactly what your policy entails. It's important that they cater to you in both signing up and maintaining your policy. Check if you can make electronic and/or automatic payments and easily contact customer service if needed.

To help you identify the best life insurance plans, has reviewed and ranked the best life insurance companies available. We hope this information helps you find a life insurance policy that will give you and your loved ones peace of mind!

I bought a 20-year term life insurance policy, and there are 4 reasons I'd tell anyone to do the same

I hope I never need the life insurance payout, but I'm happy to pay for it knowing it could make an unbearable loss slightly easier on my family.

Published:  Sun, 23 Feb 2020 07:05:00 GMT

A Marijuana User's Guide To Life Insurance

Marijuana users may get higher life insurance quotes depending on how often they use cannabis. Here's our guide to navigating your way to the best rates.

Published:  Fri, 21 Feb 2020 11:57:00 GMT

Maximize Life Insurance At The Right Time With A Ladder

Laddering life insurance is a way to create peak coverage at the time of life you really need it. Here how to get laddering to work for you.

Published:  Wed, 19 Feb 2020 05:36:00 GMT

John Hancock life insurance sales see new vitality

John Hancock's life insurance sales jumped by nearly a quarter last year, its parent company revealed, reaching their highest levels since 2012. The Boston-based insurer and its competitors have been ...

Published:  Tue, 18 Feb 2020 02:24:00 GMT

How to get life insurance online and protect your family in minutes

Brands like Bestow, Haven Life, Policygenius, and Fabric are offering low-cost life insurance online, allowing you to easily select the best coverage.

Published:  Wed, 19 Feb 2020 09:46:00 GMT

Online life insurance company Bestow offers competitive pricing, for 2 to 20 years at a time. Here's how it works and what to expect.

Bestow is an online life insurance company that provides term life insurance plans covering people for two, 10, or 20 years.

Published:  Thu, 20 Feb 2020 09:06:53 GMT

Share Us!   

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure