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      November 26, 2020

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Loan Consolidation

  1. Credit.org
  2. CuraDebt
  3. SoFi
  4. Upstart
  5. LendingTree
  6. CareOne
  7. LendingClub
  8. Avant
  9. American Debt Enders
  10. OneMain Financial
  11. Debt Consolidation Care

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Best Loan Consolidation Better Business Bureau Reliability Seal

Consolidate Your Loans with National Debt Relief Today! Where can you find the best Loan Consolidation Programs? Loan consolidation can make sense for people with a lot of bills. In tough economic times, many Americans are faced with significant obstacles - credit card loans, personal loans, and even 401k loans - and need help to reduce their monthly payments. Loan consolidation is a method often used to help consumers simplify their budget.

Loan consolidation means combining separate loan obligations into one smaller monthly loan payment. This frees up money each month that can be used to help you meet your other obligations and get back on your feet financially. It's important to remember that after consolidating loans, consumers should closely monitor their finances and avoid incurring new loans.

Continue reading below reviews

Best Reviews


2020

Loan Consolidation Reviews

5 stars
National Debt Relief

NATIONAL DEBT RELIEFTopConsumerReviews.com Best-In-Class Blue Ribbon Award

National Debt Relief provides customers a professional and low stress experience as well as loan consolidation options to meet their financial goals. Whether it's loan consolidation or another financial method, National Debt Relief works hard to determine what will work best for each individual customer. A high BBB rating, professional staff, and a customer satisfaction guarantee pushes National Debt Relief to the top of our list.

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4.5 stars
Credit.org

CREDIT.ORG

Credit.org is a non-profit service with a 45-year plus history of excellence and integrity. Best of all, their financial coaching is available at absolutely no charge. It is important to understand how Credit.org is different than other companies in the space. Credit.org provides an entirely free personal financial review along with an action plan that empowers you to make smarter decisions about your options to become debt free. Additionally, they can help you reduce your debt through personalized plans (where they may have the ability to reduce the interest rates you pay).

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4.5 stars
Curadebt

CURADEBT

CuraDebt brings a long history of helping customers with loan consolidation and a host of financial solutions to help customers get back on their feet. Their staff is not only professional and confidential, but you create and maintain a relationship with the same individual throughout the process. CuraDebt is worth your consideration for loan consolidation needs.

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4 stars
SoFi

SOFISM

SoFi (pronounced "SEW-fi", as in "SOcial FInance") is one of the newest sources of consolidation loans on the market. Their straightforward application process, user-friendly website, and lack of fees make them a very strong contender. We were especially impressed by their unemployment protection feature, which can allow members to suspend repayments on a loan when they lose their jobs. SoFi is definitely a lender to consider if you're looking for a consolidation loan.

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4 stars
Upstart

UPSTART

Upstart is a professional and organized social lending platform focused on helping people achieve their financial goals. Their loan process is quick and efficient and considers many factors including your education, job history, and credit score. With a solid reputation for success, customers can find answers to many of their financial questions because the site clearly describes how their loans work. They also provide education for those seeking guidance for future financial endeavors.

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4 stars
LendingTree

LENDING TREE

While LendingTree does not fund loans for loan consolidation itself, it does connect borrowers with a wide range of potential lenders and allows customers to negotiate directly with those lenders if they wish. Many of those lenders work with people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best debt loan for every kind of borrower.

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3.5 stars
CareOne

CAREONESM

CareOneSM represents a group of professionally run, quality loan consolidation providers. They can help consolidate loans from $2,500 and up, and are a great option to address your financial needs.

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3.5 stars
LendingClub

LENDINGCLUB

LendingClub provides personal loans in the amount of $1,000 to $40,000 and may offer more affordable lending rates than a traditional loan. LendingClub is a leader in facilitating personal loans between borrowers and individual lenders.

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3 stars
Avant

AVANT

Avant's relative new history as a lending platform may make them seem less attractive to some prospective loan consolidation customers. However, this online lending platform doesn't charge any fees for loan prepayments, and customer service is available 7 days a week. With loans ranging from $2,000-$35,000, borrowers who are looking to get their money as soon as the next business day‡ should strongly consider Avant.

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3 stars
American Debt Enders

AMERICAN DEBT ENDERS

American Debt Enders offers loan consolidation services for those with $5,000 or more of unsecured loans. A free consultation with the counselors with help determine whether loan consolidation or another option is best to help reach your goals.

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2.5 stars
OneMain Financial

ONEMAIN FINANCIAL

OneMain brings to the table a long history of providing personal loans and a strong BBB rating. However, the website lacks important details and we found numerous accounts of expensive interest rates and fees.

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2 stars
Debt Consolidation Care

DEBT CONSOLIDATION CARE

Debt Consolidation Care doesn't bring the level of experience or professionalism of those companies ranked higher. We had concerns with the experience level of staff members at this company.

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Continued from above

Finding the right loan consolidation programcan be confusing. There can be a wide variety in loan terms and company quality, so it's best to be careful about who you choose. There are a number of reputable companies that will let you search and apply for loan consolidation online, from the convenience of your home. This can increase the chance that you'll find the best loan consolidation program that meets your needs.

Before applying for a loan consolidation program, you should consider several factors. Some of these include

  • Cost. Does the company charge a fee to review your finances and identify potential loan consolidation solutions? What are the details you can anticipate with your program?
  • Method. What options will the company provide you with when consolidating your loans
  • History. Does the company have a history of successfully helping clients with their financial needs? Is this a company you can trust with loan consolidation, or do they just want to gather your personal information and sell it to other companies?

TopConsumerReviews.com has reviewed and ranked the best Loan Consolidation Programs available today. We hope these reviews help you find a loan consolidation program that meets your needs!

5 best debt consolidation options

Load Error 5 best debt consolidation options: Balance transfer credit card. Home equity loan or home equity line of credit (HELOC). Debt consolidation loan. Peer-to-peer loan. Debt management plan.

Published:  Tue, 24 Nov 2020 15:12:08 GMT



Pros And Cons Of Using A Personal Loan To Pay Off Credit Card Debt

People use personal loans for so many different reasons-from buying an RV to paying off medical bills-but consolidating your credit card debt may be one of the most popular uses. By taking the ...

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How To Bankrupt Your Student Loans

It is almost impossible to discharge student loans in bankruptcy. Nevertheless, student loan borrowers may qualify for a bankruptcy discharge if the loans are not qualified education loans or if the ...

Published:  Tue, 24 Nov 2020 13:32:00 GMT



What no student loan payments until 2021 means for you

You don't have to make another federal student loan payment in 2020. Federal student loan borrowers were already in an automatic interest-free pause on payments as part of the original coronavirus ...

Published:  Tue, 24 Nov 2020 09:42:00 GMT



Why Are the Advertised Consolidated Loan Rates Different That the Ad?

Understanding why there is a difference between the interest rate in an advertisement and the offer you eventually get is complicated.

Published:  Mon, 23 Nov 2020 08:18:00 GMT



5 student loan refinancing mistakes to avoid

Borrowers can visit Credible to compare student loan refinancing rates from multiple lenders simultaneously. "There are multiple scenarios in which refinancing a student loan makes sense, but there ...

Published:  Mon, 23 Nov 2020 06:30:00 GMT



Kids and Money: Student loan watchdog agency bracing for change

The federal agency that oversees the student loan industry will take on a tougher attitude with the change in the White House.

Published:  Mon, 23 Nov 2020 02:18:00 GMT



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