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      December 7, 2019

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Mortgage Search 123 Review

Best Mortgage Refinance Companies

To help you find the Best Mortgage Refinance Programs, TopConsumerReviews.com provides you with an in-depth Mortgage Search 123 Review.

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When is it a good time to refinance your mortgage? If your existing mortgage rate is higher than the current rate for your credit score and mortgage type, you need to explore it. Would you like to lower your mortgage payment to make your house more affordable? Are you considering updates to a kitchen or a bathroom, and want to get some extra cash to afford them?

Before you stop off at the local bank to discuss home refinancing you should consider comparing refinance options online. Just visiting your local bank won't give you your best rate, which means you'll pay more. Refinancing your home through an online mortgage refinance company lets you quickly find the best rate given your credit worthiness, loan size and type.

Continue reading below reviews

Best Reviews

2019

Mortgage Refinance Reviews

1.5 stars
Mortgage Search 123

MORTGAGE SEARCH 123

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Mortgage Search 123 is not your standard refinance website. They focus their effort on those individuals looking to refinance their home to avoid foreclosure. Mortgage Search 123 matches consumers with companies that may offer foreclosure prevention services. They clearly state the lender may not be willing to change the consumer's loan so we have to wonder if they are leading people in for debt management services instead.

The look and feel of Mortgage Search 123 is unprofessional and unimpressive. The website lacked information about the legitimacy of the company and the overall loan inquiry process.

Inquiry Process:

  • Complete online request with property location, home value, credit, contact information, status of house payments and credit card payments, total monthly debt payments and more.
  • A loan contact from any bank interested in working with you will call.
  • Choose a loan based on the conversations you've had with various banks.

Mortgage Search 123 lacked the necessary credentials and information we were looking for to become comfortable with providing them much information. We also didn't like that their only focus was refinancing to save from foreclosure. We recommend you choose a higher ranked mortgage refinance company to assist with any of your loan needs.

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Continued from above

The best refinance companies allow several banks to compete for your loan, in order to provide you the lowest mortgage payment. They save you the hassle of calling several banks and lending institutions, and completing multiple refinance applications.

But not all online mortgage refinance brokers are the same. Before you start your search you should consider the following:

  • Number of Lenders.  How many banks and lenders does the company work with to find you the best rate? The larger the number, the more likely you'll receive the best rate.
  • Application process.  What is the process of gathering the information needed to begin the mortgage search?
  • Timeliness.  Are you going to have to wait for a call to discuss all of the necessary details, or will the online application expedite the process and provide you the details you're looking for?

TopConsumerReviews.com has reviewed and ranked the best online mortgage refinance providers available today. We hope these reviews help you as you decide to refinance your mortgage!

Report: More than 6.8 million homeowners can cut their mortgage payments with refinancing

With the average interest for 30-year fixed-rate mortgages below 4 percent again, millions more homeowners can save money by refinancing their loans. The recent drop in rates means that 6.8 million ...

Published:  Wed, 04 Dec 2019 10:23:00 GMT



What you should ask before you refinance your mortgage

Instead, mortgage rates seemed to hop on an L.L.Bean toboggan last December and coast merrily downhill to a three-year low in September. That fueled a flurry of refinancing and the best quarter for ...

Published:  Sat, 30 Nov 2019 21:06:00 GMT



In 2020, home sales to rise but refinancing to dip, mortgage bankers say

The Mortgage Bankers Association predicts mortgage rates will remain low in 2020, rising to an average of about 4% by the end of next year, with the impact confined mainly to boosting home purchases ...

Published:  Sat, 30 Nov 2019 02:00:00 GMT



Mortgage rates settle after an up-and-down week

certified mortgage planning specialist at Academy Mortgage in Yuma, Ariz. "It feels like an ocean tide, rising and falling but at the end of the day, the water level averages exactly the same." ...

Published:  Thu, 05 Dec 2019 07:42:00 GMT



Low interest rates make refinancing a good option

Anyone with an existing mortgage may save money by refinancing it if their current mortgage rates are more than 4%, and possibly even less if their mortgage rate is variable and scheduled to change in ...

Published:  Tue, 03 Dec 2019 12:40:00 GMT



Refinancing Your Mortgage Loan? Homeowners In These States Have The Best Shot.

If you're looking to refinance your mortgage loan in light of today's low interest rates, then you're in luck. According to new data, a whopping 75% of refinance applications are getting approved ...

Published:  Thu, 05 Dec 2019 10:16:00 GMT



Weekly mortgage refinance applications surge over 300% from a year ago, but there's a catch

Points dropped to 0.30 from 0.33 (including the origination fee) for loans with a 20% down payment. Mortgage applications to refinance a home loan rose 4% for the week and were 314% higher compared ...

Published:  Wed, 27 Nov 2019 12:42:00 GMT



Here are the best and worst states to refinance

It is easier to refinance your home in some states than others, a new study shows. On average, 75% of mortgage refinance applications are approved. But in some states like Utah homeowners are more ...

Published:  Thu, 05 Dec 2019 09:10:00 GMT



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