TopConsumerReviews.com Best Payday Loans
      October 14, 2019

Home  >  Payday Loans  >  Articles

Best

Payday Loans

  1. Cash Advance
  2. Ace Cash Express
  3. Cash Corner
  4. Honest Loans
  5. Payday Loan Today
  6. Helping Hand Adv
  7. Cash Central
  8. Cash Net USA
  9. My Payday Loan
  10. Securaloan
  11. Large Cash Loans

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Personal Loan Tips Newsletter

Latest Reviews

Copyright Registration

Dog Houses

Drum Lessons

Gift Baskets

Health Insurance

Job Search

Keto Diets

Online Fitness

Self Publishing Companies

Teeth Whiteners

Wills

Women's Fertility

 

Related Articles

Payday Loans Offer Fast Cash When You Need It

Fast Cash Payday Loans vs Traditional Loans

Payday Loans FAQ

The Benefits of Payday Loans

Applying for Payday Loans Online

How to Find Lenders Specializing in Payday Loans

Reasons Why You May Need a Payday Loan

Payday Loans and Your Credit

Tips for Getting and Repaying a Payday Loan

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

The Benefits Of Payday Loans

Although there are a number of benefits to being able to get fast cash when you need it, the most obvious reason for payday loans is to help out when unexpected emergencies arise. As their name implies, payday loans grant borrowers a certain amount of money secured by their next paycheck. When one of lifeís unexpected events occur, you can use payday loans to make sure that the unexpected isnít the unaffordable.

If you are in a temporary slump resulting from unforeseen expenses, such as a car repair, doctor bill or perhaps even a higher heating bill during the winter, you may find that itís difficult to squeak by with your finances until the next payday arrives. Perhaps you took a vacation, which not only costs money but may also involve days missed of work, and you need some extra money for the necessities until payday or maybe you need to take care of some necessary home repairs. Whatever the case, one of the main benefits of payday loans is to be able to get quick cash when and if you need it.

Many people may not realize this but obtaining a loan, even a very small one, can be a task if you have bad credit. Payday loans do not typically require credit checks, which means that your credit history may have little or no bearing on whether or not your loan is approved. When it comes to payday lenders, they are more concerned with your current ability to repay than your past. In order to apply and be approved for payday loans, you must have a steady job and enough income to repay the debt. As such, the ability to obtain fast cash with less than perfect credit is another benefit of payday loans.

With credit cards or traditional bank loans, even when requested in small amounts, the approval process can be lengthy. With a credit card, you have to apply and wait for days before your card arrives in the mail. If you apply for a traditional loan, you may have to wait for several days before getting an approval. Payday loans, on the other hand, are fast and convenient. Because they are designed to provide fast cash, the application process is nothing short of the same.

If you are able to repay payday loans quickly, you will enjoy not being inundated with finance charges and fees. If a payday loan continues to roll over, or remains unpaid, additional fees may occur. As is the case with any type of loan, the faster you pay it off, the less money you will pay in the long run. If you are in a situation where you cannot repay payday loans on the date of your next paycheck, you will need to check with your lender to see if they will extend the loan for a longer term.

Google bans predatory payday loan apps from the Play Store

The Wall Street Journal has learned that Google recently banned Play Store apps with "deceptive or harmful" personal loans where the annual percentage rate is 36 percent or higher, such as many payday ...

Published:  Sat, 12 Oct 2019 15:49:00 GMT



Google Shuts Out Payday Loans With App Store Ban

WASHINGTON-Google has barred high-interest consumer loan services from its app store, limiting payday lenders' access to customers. The tech giant recently prohibited apps from offering personal loans ...

Published:  Sat, 12 Oct 2019 12:07:00 GMT



Congress should cap interest on payday loans

He indicates that "consumers who turn to small-dollar lenders for high-interest loans are making well-informed choices for their personal financial well-being." I couldn't disagree more, based on my ...

Published:  Fri, 11 Oct 2019 13:43:00 GMT



Payday Loans Can Only Hurt Your Credit Score

Bills are due, and you're out of money. You're considering a payday loan to plug the gap in your cash flow. You think you can use the payday loan responsibly and use it to build up your credit score.

Published:  Wed, 09 Oct 2019 07:00:00 GMT



5 Ways You Can Use a Payday Loan for Your Small Business

Luckily, there exist quick financing options like payday loans that you can utilize to cover unexpected costs. Here are five ways you can use a payday loan when you are the owner of your small ...

Published:  Thu, 10 Oct 2019 10:11:00 GMT



Faith leaders voice concerns over payday and title loan businesses in Henrico

HENRICO COUNTY, Va. (WRIC) - Several faith leaders in the area are calling on lawmakers to strengthen consumer protection laws when it comes to payday and title loan businesses across the state. They ...

Published:  Fri, 11 Oct 2019 15:19:00 GMT



4 Alternatives to Consider Before Taking a Payday Loan

It's surprisingly easy to land in a spot where a payday loan might seem like the only way out. Imagine you're halfway to payday when disaster strikes. Your car breaks down, your mother-in-law moves in ...

Published:  Sat, 28 Sep 2019 03:08:00 GMT



Our Opinion: The steep cost of payday loans in Indiana

They were allowed to do so thanks to a 2002 exemption that legislators carved out for short-term loans. In total, payday lenders cost Hoosiers an estimated $322 million in finance charges over the ...

Published:  Sun, 22 Sep 2019 03:16:00 GMT



The new payday loan law is better, but the hardship remains: Interest rates still high

The new payday loan law is better, but the hardship remains: Interest rates still high Most payday loans customers are poor but paying 590% interest isn't helping to alleviate the financial pain Check ...

Published:  Wed, 18 Sep 2019 03:45:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure