TopConsumerReviews.com Best Payday Loans
      March 26, 2019

Home  >  Payday Loans  >  Articles

Best

Payday Loans

  1. Cash Advance
  2. Ace Cash Express
  3. Cash Corner
  4. Honest Loans
  5. Payday Loan Today
  6. Helping Hand Adv
  7. Cash Central
  8. Cash Net USA
  9. My Payday Loan
  10. Securaloan
  11. Large Cash Loans

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Personal Loan Tips Newsletter

Latest Reviews

ADHD

Eczema

Flower Delivery

Fruit Baskets

Hair Loss

Hair Removal

Menopause Relief

Pet Meds

Ringworm

Watches

 

Related Articles

Payday Loans Offer Fast Cash When You Need It

Fast Cash Payday Loans vs Traditional Loans

Payday Loans FAQ

The Benefits of Payday Loans

Applying for Payday Loans Online

How to Find Lenders Specializing in Payday Loans

Reasons Why You May Need a Payday Loan

Payday Loans and Your Credit

Tips for Getting and Repaying a Payday Loan

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

Payday Loans FAQ

Question: How much can I request when applying for payday loans?

Answer: Some lenders will grant up to $1,500.00, while others will loan a maximum of $500.00 in payday loans to an applicant. The maximum amount will vary depending on the lender and their policies regarding these types of loans. In addition, the amount that you are approved for will be determined largely by your income.

 

Question: Are payday loans available for self-employed individuals?

Answer: Generally, payday loans offer fast cash for those with a steady job and paycheck. Because self-employed individuals often have sporadic income and they do not work for a traditional employer nor are they guaranteed a weekly paycheck, they are not usually eligible for payday loans.

 

Question: I need a payday loan, but have been turned down by other lenders due to a poor credit history. Will I qualify for payday loans?

Answer: Because payday loans do not generally require a credit check, your past credit history will not be a factor in whether or not your loan is approved. What is more important is your current employment and income, which the lender will evaluate while deciding whether or not to issue you a loan. Even if you have bad credit, you may be able to qualify for payday loans.

 

Question: Iíve heard that payday loans have excessive fees. Is this true and what, if anything, can I do to minimize them?

Answer: Most payday lenders charge a fee based on the loan amount. This cost may range from $10.00 to $30.00 per $100.00 loaned. There is no way to minimize these fees as they are calculated by the lender in accordance with their policy on payday loans. However, if you want to avoid future fees and the continued cost of payday loans, pay the loan off with your next paycheck as opposed to extending it further.

 

Question: How long will the application process take for payday loans?

Answer: Most applications will take only a few minutes of your time and some can even be completed online. The latter is often the most convenient as they do not require that you even leave your home.

 

Question: Once I submit an application, how long will it take to receive my payday loan?

Answer: The answer to this question will greatly depend on the lender and their policy on payday loans. Because these types of loans are designed to provide fast cash, you will generally receive your funds quickly. Some companies promise to issue your payment within 24 hours, but you should check with the lender regarding schedules before submitting an application.

 

Question: How can I find payday lenders online?

Answer: The best way to find legitimate fast cash loans online is by reading independent reviews, which are designed to evaluate a business and its services. Through this, you will have the opportunity to read about the amount of payday loans offered, the services available and fees required for these types of loans.

Consumer Backlash Meets Indiana Senate's Payday Loan Bill

With household debt at historic highs, oppositions say now isn't the time to expand these types of high interest loans. (Indianapolis, Ind.) - A coalition is urging Indiana lawmakers to stop a bill ...

Published:  Mon, 25 Mar 2019 06:38:00 GMT



Donald Trump's CFPB Is Rescuing the Payday Loan Industry

The Consumer Financial Protection Bureau (CFPB) wanted to end the payday loan industry, then it became its savior. In 2017, the CFPB approved rules that would have effectively killed off payday loans ...

Published:  Thu, 28 Feb 2019 09:32:00 GMT



Move To Pull Consumer Protection Rule Heightens Debate Over Payday Lending

This loan would help cover a family trip to New York, said Angela, who asked NPR not to use her last name for privacy reasons. She says she prefers payday loans because she doesn't trust herself with ...

Published:  Thu, 07 Mar 2019 14:17:00 GMT



Banning payday loans sends desperate borrowers running to pawn shops

Until 2008, a cash-strapped customer in Ohio seeking a quick, two-week loan from a payday lender might find themselves paying a hefty fee. These unsecured short-term loans-often secured with a ...

Published:  Fri, 01 Mar 2019 09:31:00 GMT



Fundamental Aspects You Should Understand About Payday Loans

A payday loan-also known as "check loan" or "cash advance" is a short term loan usually capped at $1000 that is normally payable on your next payday. These loans are mostly preferred by individuals ...

Published:  Fri, 01 Mar 2019 06:24:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure