March 23, 2018

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Payday Loans

  1. Cash Advance
  2. Ace Cash Express
  3. Cash Corner
  4. Honest Loans
  5. Payday Loan Today
  6. Helping Hand Adv
  7. Cash Central
  8. Cash Net USA
  9. My Payday Loan
  10. Large Cash Loans

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Best Payday Loan Companies

Payday loans provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a payday loan (a loan against a future paycheck) can provide the cash necessary to meet those needs.

The advantages of payday loans are many. Often they don't require a credit check from the major three credit bureaus. The best payday loans offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.

Continue reading below reviews


Payday Loan Reviews

5 stars
Trusted Payday

TRUSTED PAYDAY Best-In-Class Blue Ribbon Award

Trusted Payday provides an easy, no-hassle application process with flexibility to receive your payday loan direct to your bank account as soon as tomorrow. The website is upfront with the terms of each loan, depending on the size, your location, and the length of time. Read More... Visit

4.5 stars
Cash Advance


With over 400 lenders in their network, Cash Advance has the largest pool of lenders competing for your business that we've seen. Combined with an easy-to-use website and over 15 years in business. Cash Advance is a strong choice for your next payday loan. Read More... Visit

4 stars
ACE Cash Express


ACE Cash Express is the largest owner and operator of check cashing stores in the United States. With a very good payday loan website, they bring their reliable history of payday loans to the Internet. We just wish they offered online payday loans to more states. Read More... Visit

3.5 stars
Cash Corner


Cash Corner is a payday loan broker that matches applicants with lenders. Customers can not anticipate standard policies and rules, as they are dependent on which lender accepts the loan. Cash Corner may be a good option for those that have not had luck at other payday loan websites.
Read More... Visit

3.5 stars
Honest Loans


Honest Loans is a loan referral service like many of the payday loans providers in our review. We like that their partners offer more cash than some lenders, and that they’re upfront with the fact that interest rates may be high. However, there are many states that aren’t served by Honest Loans, and we were unable to find any customer reviews - positive or negative - to get an idea of the quality of the service provided. Read More... Visit

3 stars
Payday Loan Today


Payday Loan Today is a direct lender that specializes in providing payday loans of $500.00. Their website makes the loan qualification process easy to understand. Applicants can complete a payday loan request online, and approval can come in as little as a few minutes. If you're looking for more than $500 to cover short term costs, however, you'll need to look elsewhere. Read More... Visit

3 stars
Helping Hand Advances


Helping Hand Advances is a decent option for your next payday loan - especially for a new customer. With a no-hassle loan application process, no credit check, and a flexible payback period, Helping Hand Advances makes it easy to help meet the needs of individuals needing short term cash assistance. Read More... Visit

2.5 stars
Cash Central


Cash Central is a good upstanding lender, not just a payday loan broker. Their downfall is that they are only licensed in the western half of the U.S., and can only loan up to $500 cash.
Read More... Visit

2 stars
Cash Net USA


Cash Net USA provides payday loans and lines of credit for customers in 30 States. We liked the quick approval and payment turnaround with this provider but were concerned with their low BBB rating and citations from the state of California. Read More... Visit

2 stars
My Payday Loan


With a no-fax, no-credit check loan application process, My Payday Loan offers an easy way to get an advance on your next paycheck. While their website may not be as professional as others in our review, it does offer helpful information to those in need of a short-term loan.
Read More... Visit

1.5 stars
Large Cash Loans


This cash advance website offers lots of financial resources and general money related information, but is marginal when it comes to providing the best payday loans. You can borrow up to $1,000, but they don't post fee information on their website. Read More... Visit

Continued from above

Drawbacks? Payday loans typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best payday loans are meant to address quick cash needs, and should not be used as a long-term solution.

Still, in order to meet short-term obligations, payday loans can provide a fast and easy solution. When evaluating different payday loans, there are certain factors you want to consider. Some of these include:

  • Loan Amount.  How much money do you need? A variety of loan amounts are offered by different lenders.
  • Service Fees.  Look for companies that state their fees up front or guarantee lowest fees.
  • Convenience.  Can your application be processed entirely online, or will you need to fax in documents? How quick will the money be deposited to you? has reviewed and ranked the best payday loans available today. We hope these reviews help you meet your short-term financial needs!

What to Look For in a Payday Loan

When searching for any type of loan, including payday loans, there are a number of factors to consider. Although fast cash payday loans are different in some respects, they are very much like any other loan in that convenience, cost and quick replies are essential. With that in mind, this article is designed to give you an accurate and detailed look at some of the factors to look for when choosing where to submit your application for payday loans.

  • Convenience. Can you apply online? If so, how long will the application process take? With the internet being so popular, many lenders now allow for fast and easy online applications, which also means quicker approvals. Due to the fact that payday loans focus less on credit history and more on your current ability to repay the debt, there is often a faster response, especially if your employment and income and easily verifiable.
  • Response Time. While considering payday loans, you should look at the average length of time for an approval and an estimate on how long it will be before you receive the cash advance. Payday loans are often referred to as a cash advance because, quite simply, they are a cash advance with your next paycheck being used as collateral.
  • Loan Fees. Every lender is different, but one thing remains virtually universal when it comes to payday loans. Almost every lender will impose a fee that is based on the amount of money that you borrow. In addition to the full amount of the loan being repaid, the fee must also be paid before the loan will be satisfied. It is crucial that you know exactly how much these fees are prior to applying for payday loans.
  • Loan Amount. Most payday loans are issued for an amount up to and including $1,500.00, but some may only lend up to $500.00. Available loan options, including the maximum loan amount, may differ from one lender to another. Prior to requesting payday loans, you should think about how much money you actually need and then look for a lender who can help you.
  • Reputation. One of the most important things that a company can have is its reputation, which is why it is important to research a payday lender as thoroughly as possible. It may be a good idea to research company both with the Better Business Bureau (BBB) and through reviews produced by independent, third-party reviews.

Payday loans offer quick cash for those who need it and, best of all, they are available almost immediately. These types of loans help those who may be faced with life's unexpected events, expenses or are just running short on cash and need a helping hand until the next paycheck rolls in. Whatever the reason, payday loans provide a valuable service and it's important to know what to look for and how to choose the right lender for you.


House GOP rolls out new payday loan regs, critics say they protect a bad industry

Looking for compromise payday lending reforms, a top House policy leader laid out a host of concepts Thursday, but admitted that finding agreement on interest rates and fees will be a challenge. Months ago, Speaker Cliff Rosenberger, R-Clarksville, handed ...

Published:  Thu, 22 Mar 2018 14:45:00 GMT

Finally, a crackdown on predatory payday loans

The Consumer Financial Protection Bureau 's new rules for payday loans and car title loans have drawn the predictable cries of outrage from lenders, particularly small storefront operators who say the restrictions will put them out of business.

Published:  Mon, 09 Oct 2017 06:00:00 GMT

Is the payday loan business on the ropes

Payday lenders have a lot in common with pawn shops, their close cousins: They depend on lending money to desperate people living close to the edge with nowhere else to turn. They first surfaced about 20 years ago in the South and Midwest, often as small ...

Published:  Fri, 21 Sep 2012 16:32:55 GMT

Payday loan companies oppose change to 30-day loans

Payday loan companies are fighting a bill that would set the terms of loans at 30 days, instead of 10 to 31 days allowed under Alabama law now. Supporters of the change say it would cut unreasonably high fees that can keep credit-shaky borrowers stuck in ...

Published:  Wed, 07 Feb 2018 08:25:00 GMT

Get Paid Before Payday Without Any Fees, New App Promises

Payday lenders are often compared to loansharking operations. Critics say such lenders prey on people so desperately in need of quick cash that they unwittingly sign up for loans that wind ... Access your money early with the service, and you're apt ...

Published:  Tue, 12 Aug 2014 20:45:22 GMT

Why payday loan sharks should be arrested and tried | Editorial

It is a relief to see federal prosecutors and regulators finally cracking down on payday lenders. While the moves are past due, it is unclear if the prosecutions will be enough to deter a sleazy industry or if tough new restrictions will last. Payday ...

Published:  Sun, 15 Oct 2017 23:48:00 GMT

New payday loan bill could save the industry. Or make it more profitable.

For critics of payday lenders, a bill in the Legislature that would result in bigger loans and higher fees is a gift to a predatory industry. At a glance, they might be right. Floridians, mostly in poor neighborhoods, took out a staggering 7.7 million ...

Published:  Fri, 02 Feb 2018 03:09:15 GMT

Are payday loans helpful or predatory Lawmakers debate how much regulation is needed

For critics of payday lenders, a bill in the Legislature that would result in bigger loans and higher fees is a gift to a predatory industry. At a glance, they might be right. Floridians, mostly in poor neighborhoods, took out a staggering 7.7 million ...

Published:  Sat, 03 Feb 2018 23:50:00 GMT

Payday Loans: Study Highlights Default Rates, Overdrafts As Groups Debate CFPB Regulations

A lender makes a loan. Then a borrower pays it back. And to make sure that transaction doesn't tank, there's "underwriting:" verifying that the borrower will indeed be able to make the payments. This last step would be a key lesson from the subprime ...

Published:  Mon, 30 Mar 2015 17:20:18 GMT

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