TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
Because of the growing need for fast cash and a convenient loan process, payday loans are everywhere. From your phone book to the internet, there is no shortage of lenders waiting to provide quick cash to those who qualify for it.
Payday loans are offered online and provide for the ultimate in convenience. Rather than having to get in your car and drive to the nearest payday lender, you can just as easily apply online in your favorite loungewear without having to step out of your door. Most applications take only a few minutes and the cash advance is transferred to your bank account, in most cases, within 24 hours.
The best way to find reputable payday loans online is through independent reviews. It's easy to type a few keywords into a search engine, but you will never know how reliable the results are for reputable companies. When you are dealing with any type of loan request or documentation, you will want to make sure that the company is legitimate and that your privacy is protected, including any financial data that you provide. When you apply for payday loans, you will be asked for information relating to your bank account, so it's essential that you choose wisely when selecting a lender.
Once you have a list of legitimate companies specializing in payday loans, you can begin to narrow your search by which one(s) offer the type of loan that you need. The majority of payday loans range from a minimum of $100.00 to a maximum of $1,500.00. Depending on the lender, some may only offer payday loans up to and including $500.00, which is why it is essential that you calculate how much money you need prior to submitting an application.
When you are ready to submit your application, take a moment to first check the company's reputation with the Better Business Bureau (BBB). This organization provides valuable information relating to a business's reputation, its length of time in existence and whether or not any consumer complaints have been filed within the last 36 months. Additional research into a company's performance can be made through reading reviews and recommendations offered by others.
If you have a regular job with steady income, a checking account and are a U.S. citizen, you will likely qualify for a cash advance. In some instances, a minimum monthly income may be required. Past credit history, including late or missed payments, bankruptcy and/or charge-offs will not likely be a determining factor in whether or not you are approved for payday loans. Because a credit check is not typically performed, your past financial problems will not be a determining factor in your current ability to repay when it comes to payday loans.
Top Consumer Reviews Articles
TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.
Payday Loans In The News
U.S. Bank says it will offer nearly instant small loans to its customers, becoming the first bank to provide such a product since federal regulators cleared the way earlier this year amid continuing c...
Published: Tue, 11 Sep 2018 14:25:00 GMT
As the federal government walks back historic regulations on payday lending, Colorado voters this fall will be asked to tighten them -- a sign that strong consumer protections are increasingly being l...
Published: Thu, 30 Aug 2018 12:04:00 GMT
Wonga, the poster-boy of the British payday lending industry, has gone into administration following an influx of customer compensation claims. Its demise is a result of government regulation to refor...
Published: Fri, 31 Aug 2018 04:29:00 GMT
Looking to fix a failed 2008 law and address what are among the highest rates in the nation for small-dollar loans, the Ohio Senate convened a rare summer session Tuesday and passed new payday lending ...
Published: Tue, 10 Jul 2018 10:59:00 GMT
ROCK ISLAND - City council members are considering a limit on the number of payday-loan businesses allowed in the city. Ald. Dylan Parker, 5th Ward, said the idea was discussed during a study session ...
Published: Thu, 16 Aug 2018 16:38:00 GMT
You have an important bill to pay and not enough money to pay for it. A payday loan might be the solution to your problem if you don't mind paying very high interest rates. It's not uncommon for payda...
Published: Thu, 16 Aug 2018 01:20:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.