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Reasons Why You May Need Payday Loans

Car Repairs. When your bank account has the lowest balance, it seems as though the highest expenses have a way of popping up. Payday loans offer fast cash, which may help you to get any necessary car repairs to help get you back on the road. Unless you live within walking distance of school and/or work, you will need to have a vehicle. Repairs can be very expensive and, if you don't have the cash, you cannot get the service that you need. Payday loans can help you when the road to your next paycheck seems long.

Car Rental. Speaking of car repairs, they can sometimes take several days. Depending on what is wrong with your car and whether or not the repair center has the necessary part(s) needed to repair it, you may be in for a wait. If you do not own another automobile, a car rental may be your only option. Ranging from $30.00 to 100.00 per day, the cost of a rental car can add up fast. Payday loans can offer you the cash advance that you need to get you back at work and help you to avoid suffering missed work and lost wages on top of expenses relating to your car repairs.

Doctor and Dentist Visits. Today, many people face every day without having the security of health and/or dental insurance. Although this is a gamble, it is one that many people are forced to take simply because the cost is often unaffordable. When there is an illness or prescription medicine is needed, the expenses can add up quickly. Because most payday loans do not exceed $1,500.00, they can only be sought for help in paying minor medical procedures.

Home Repairs. Perhaps you woke up to find water on your floor instead of in the pipes where it belongs. A leak can cause major problems and may require that you replace certain items within your home. Depending on the severity of the leak, you may need to replace your floors or your plumbing altogether. If your roof develops a sudden leak or you need to winterize your home to help keep the cold weather outside where it belongs, you may need some extra money to help perform the necessary home repairs. Payday loans are simply a way of getting a cash advance on your next paycheck and can help to get those much-needed repairs done quickly.

Utilities. If your phone, power or water bill are due and you are short on cash, payday loans can help you to meet the due date and continue to enjoy the necessary utilities that you have come to enjoy.

Overdraft Charges. If you made a miscalculation and have since found yourself swimming in a sea of overdraft charges at your bank, it's essential that you correct these quickly in order to return your account to good standing. Payday loans may be able to help in getting these fees cleared up and avoiding the potential problems associated with worthless checks.

Emergency Travel. If a family member or friend is ill and you need to be by their side, you may need to make travel arrangements immediately. If you don't have the money available for scheduling a flight or confirming other travel details, the ability to obtain fast cash via payday loans may be the answer you need.

Gasoline. Every day, some people struggle with simply having enough gasoline in their car to get to work. When the money runs out, the gasoline is sure to follow. If you find that you are short on funds and just need a little boost to get you through until the next paycheck rolls in, payday loans may be an option.

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Payday Loans In The News

A major bank is offering payday-style loans. Will others follow suit

U.S. Bank says it will offer nearly instant small loans to its customers, becoming the first bank to provide such a product since federal regulators cleared the way earlier this year amid continuing c...

Published:  Tue, 11 Sep 2018 14:25:00 GMT



While Feds Loosen Payday Loan Regulations, Colorado Voters Could Clamp Down

As the federal government walks back historic regulations on payday lending, Colorado voters this fall will be asked to tighten them -- a sign that strong consumer protections are increasingly being l...

Published:  Thu, 30 Aug 2018 12:04:00 GMT



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Wonga, the poster-boy of the British payday lending industry, has gone into administration following an influx of customer compensation claims. Its demise is a result of government regulation to refor...

Published:  Fri, 31 Aug 2018 04:29:00 GMT



Senate approves payday loan regulation bill by 21-9

Looking to fix a failed 2008 law and address what are among the highest rates in the nation for small-dollar loans, the Ohio Senate convened a rare summer session Tuesday and passed new payday lending ...

Published:  Tue, 10 Jul 2018 10:59:00 GMT



Rock Island wants to limit payday-loan businesses

ROCK ISLAND - City council members are considering a limit on the number of payday-loan businesses allowed in the city. Ald. Dylan Parker, 5th Ward, said the idea was discussed during a study session ...

Published:  Thu, 16 Aug 2018 16:38:00 GMT



9 Alternatives To Payday Loans

You have an important bill to pay and not enough money to pay for it. A payday loan might be the solution to your problem if you don't mind paying very high interest rates. It's not uncommon for payda...

Published:  Thu, 16 Aug 2018 01:20:00 GMT




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