ACE Cash Express vs Cash Corner
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ACE Cash Express vs Cash Corner
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ACE Cash Express is a leading retailer of financial services, including payday loans, consumer loans, check cashing, bill payment, and even prepaid debit cards. As the largest owner and operator of check cashing stores in the U.S., they bring a rich history of payday loan servicing to the Internet.
The payday loan application process at ACE Cash Express is easy. You simply enter your information into their online form and press send. There is nothing to fax, and you receive your approval in minutes. Once approved, an ACE Cash Express representative calls you to review your payday loan information. While we would prefer to complete the payday loan process without the necessity of a phone call, the representatives are helpful and can answer any questions you might have about your payday loan.
In addition to payday loans, the ACE Cash Express website offers a variety of other lending needs. These include installment loans, title loans, prepaid debit cards, and auto loans. They also offer a convenient store locator, where you can cash checks, purchase money orders, send a money transfer, and more.
The biggest downside to ACE Cash Express is that they currently only offer online payday loans in 16 states. If you happen to live on one of those states, then you're in luck - otherwise you would need to visit one of the 1,700 locations they have throughout the country in order to get a payday loan from ACE Cash Express.
We like the reliable history that ACE Cash Express offers with their payday loans. They are a dependable, nationwide company and they provide financial services beyond just the short-term cash advance. However, the limited number of states where they offer payday loans hurts them in our rankings.
Cash Corner provides customers quick and easy access to payday loans. Cash Corner is not a lender themselves, but serves as a liaison to match customers with the right lending company.
The application process is straightforward and easy to follow at Cash Corner. After answering a series of questions related to address, employment and contact details, the information is sent to their lenders and a decision is made within minutes. At that point, depending on the actual loan provider, the applicant will either be directed online to complete next steps or can anticipate a call from the respective company.
Most of the payday loan lenders within the network are willing to provide between $100 and $1,000, depending on the state in which you reside and your monthly income. The finance charges vary between lenders, but customers can anticipate somewhere between $12 and $30, every two weeks, for every $100 borrowed.
Most accepted customers make at least $750 per week, have both a valid work and home phone number, and at least 4 weeks of steady employment. Cash Corner themselves will not run a credit check on applicants, but they cannot confirm whether an actual lender will do so or not. They also can't confirm how soon a customer can anticipate payment. Most lenders will make a direct deposit after 1 full business day.
We liked that Cash Corner provides a network of lenders for those hard-to-approve applications, but we were less impressed with the wishy-washy expectations related to credit checks, payment turn around, and more. For those that are in a hurry for their cash, we recommend choosing a higher ranked payday loan company.
To help you find the Best Payday Loans, TopConsumerReviews.com provides you with an in-depth comparison of ACE Cash Express and Cash Corner.
Payday loans provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a payday loan (a loan against a future paycheck) can provide the cash necessary to meet those needs.
The advantages of payday loans are many. Often they don't require a credit check from the major three credit bureaus. The best payday loans offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.
Drawbacks? Payday loans typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best payday loans are meant to address quick cash needs, and should not be used as a long-term solution.
Still, in order to meet short-term obligations, payday loans can provide a fast and easy solution. When evaluating different payday loans, there are certain factors you want to consider. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best payday loans available today. We hope these reviews help you meet your short-term financial needs!
What to Look For in a Payday Loan
When searching for any type of loan, including payday loans, there are a number of factors to consider. Although fast cash payday loans are different in some respects, they are very much like any other loan in that convenience, cost and quick replies are essential. With that in mind, this article is designed to give you an accurate and detailed look at some of the factors to look for when choosing where to submit your application for payday loans.
Payday loans offer quick cash for those who need it and, best of all, they are available almost immediately. These types of loans help those who may be faced with life's unexpected events, expenses or are just running short on cash and need a helping hand until the next paycheck rolls in. Whatever the reason, payday loans provide a valuable service and it's important to know what to look for and how to choose the right lender for you.
Payday Loans In The News
Looking to fix a failed 2008 law and address what are among the highest rates in the nation for small-dollar loans, the Ohio Senate convened a rare summer session Tuesday and passed new payday lending ...
Published: Tue, 10 Jul 2018 10:59:00 GMT
A team of researchers led by faculty at the University of Georgia found that payday loan borrowers often come from middle- and higher-income households, not just poor or lower-earning populations. Mar...
Published: Sat, 26 May 2018 10:13:00 GMT
If you're short on cash and bills are piling up, a payday loan may be a solution. That's how Cash Money promotes its outlets online, but a financial adviser says there are better fixes. "They serve a ...
Published: Thu, 31 May 2018 04:45:00 GMT
FARGO N.D. -- Banks and churches are teaming up to get people in crisis out of payday loan debt. People in Minnesota are more prone to falling into this debt trap. In North Dakota, you can have up to ...
Published: Mon, 04 Jun 2018 21:01:00 GMT
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