Rankings ⇾

Best Payday Loans

  1. Trusted Payday
  2. Cash Advance
  3. Ace Cash Express
  4. Cash Corner
  5. Honest Loans
  6. Payday Loan Today
  7. Helping Hand Advances
  8. Cash Central
  9. Cash Net Usa
  10. My Payday Loan
  11. Securaloan
  12. Large Cash Loans

Click on any of these items to see their review

Best Payday Loans for May 2019

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Cash Corner vs Cash Net USA

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Payday loans provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a payday loan (a loan against a future paycheck) can provide the cash necessary to meet those needs.

The advantages of payday loans are many. Often they don't require a credit check from the major three credit bureaus. The best payday loans offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.

CASH CORNER

Cash Corner provides customers quick and easy access to payday loans. Cash Corner is not a lender themselves, but serves as a liaison to match customers with the right lending company.

The application process is straightforward and easy to follow at Cash Corner. After answering a series of questions related to address, employment and contact details, the information is sent to their lenders and a decision is made within minutes. At that point, depending on the actual loan provider, the applicant will either be directed online to complete next steps or can anticipate a call from the respective company.

Most of the payday loan lenders within the network are willing to provide between $100 and $1,000, depending on the state in which you reside and your monthly income. The finance charges vary between lenders, but customers can anticipate somewhere between $12 and $30, every two weeks, for every $100 borrowed.

Most accepted customers make at least $750 per week, have both a valid work and home phone number, and at least 4 weeks of steady employment. Cash Corner themselves will not run a credit check on applicants, but they cannot confirm whether an actual lender will do so or not. They also can't confirm how soon a customer can anticipate payment. Most lenders will make a direct deposit after 1 full business day.

We liked that Cash Corner provides a network of lenders for those hard-to-approve applications, but we were less impressed with the wishy-washy expectations related to credit checks, payment turn around, and more. For those that are in a hurry for their cash, we recommend choosing a higher ranked payday loan company.

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CASH NET USA

Cash Net USA started in 2004 and was later acquired by pay day loan powerhouse, Cash America. Cash Net USA provides loans in 30 States and loan types vary between payday loans and lines of credit depending on state requirements. The loan sizes typically run between $100 and $1,000 but may be larger for lines of credit.

The benefit of dealing with Cash Net USA is that applications received before until 9pm EST are funded the next business day. So for those in a serious cash crunch, Cash Net USA may help. Another benefit is that this company does not run a credit check from the three major reporting bureaus to determine eligibility. They do ask that an applicant be at least 18 years of age, have been employed for at least 1 month, be a U.S. citizen or permanent resident, and have an open checking account.

The process of applying for a payday loan from Cash Net USA is quick and easy. To start, customers must input contact details, employment information and bank account numbers. Approval occurs instantly at Cash Net USA. They anticipate that you'll pay your loan back at your next paycheck date, or longer depending on the type of loan issued.

Cash Net USA states they are a member of both the Better Business Bureau and CFSA member (a payday advance organization). However, in our research we found that they currently have an F rating with the BBB. In 2015 they also received an order from the Commissioner of Business Oversight of the State of California, forfeiting all charges due to violations with the California Financial Code.

Although Cash Net USA provides an easy way for you to apply for a payday loan, questions remain about their business practices. We hope they're able to make the necessary changes to become a more highly rated payday loan provider in the future.

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Drawbacks? Payday loans typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best payday loans are meant to address quick cash needs, and should not be used as a long-term solution.

Still, in order to meet short-term obligations, payday loans can provide a fast and easy solution. When evaluating different payday loans, there are certain factors you want to consider. Some of these include:

  • Loan Amount.  How much money do you need? A variety of loan amounts are offered by different lenders.
  • Service Fees.  Look for companies that state their fees up front or guarantee lowest fees.
  • Convenience.  Can your application be processed entirely online, or will you need to fax in documents? How quick will the money be deposited to you?

TopConsumerReviews.com has reviewed and ranked the best payday loans available today. We hope these reviews help you meet your short-term financial needs!



What to Look For in a Payday Loan

When searching for any type of loan, including payday loans, there are a number of factors to consider. Although fast cash payday loans are different in some respects, they are very much like any other loan in that convenience, cost and quick replies are essential. With that in mind, this article is designed to give you an accurate and detailed look at some of the factors to look for when choosing where to submit your application for payday loans.

  • Convenience. Can you apply online? If so, how long will the application process take? With the internet being so popular, many lenders now allow for fast and easy online applications, which also means quicker approvals. Due to the fact that payday loans focus less on credit history and more on your current ability to repay the debt, there is often a faster response, especially if your employment and income and easily verifiable.
  • Response Time. While considering payday loans, you should look at the average length of time for an approval and an estimate on how long it will be before you receive the cash advance. Payday loans are often referred to as a cash advance because, quite simply, they are a cash advance with your next paycheck being used as collateral.
  • Loan Fees. Every lender is different, but one thing remains virtually universal when it comes to payday loans. Almost every lender will impose a fee that is based on the amount of money that you borrow. In addition to the full amount of the loan being repaid, the fee must also be paid before the loan will be satisfied. It is crucial that you know exactly how much these fees are prior to applying for payday loans.
  • Loan Amount. Most payday loans are issued for an amount up to and including $1,500.00, but some may only lend up to $500.00. Available loan options, including the maximum loan amount, may differ from one lender to another. Prior to requesting payday loans, you should think about how much money you actually need and then look for a lender who can help you.
  • Reputation. One of the most important things that a company can have is its reputation, which is why it is important to research a payday lender as thoroughly as possible. It may be a good idea to research company both with the Better Business Bureau (BBB) and through reviews produced by independent, third-party reviews.

Payday loans offer quick cash for those who need it and, best of all, they are available almost immediately. These types of loans help those who may be faced with life's unexpected events, expenses or are just running short on cash and need a helping hand until the next paycheck rolls in. Whatever the reason, payday loans provide a valuable service and it's important to know what to look for and how to choose the right lender for you.

 



Payday Loans In The News

Leveraged Loan Demand Fuels Payday for Company Owners in Europe

This month's issuance pick-up in European leveraged lending brings a clutch of companies that want to raise debt to pay dividends to their shareholders. German building materials firm Xella ...

Published:  Wed, 22 May 2019 04:11:00 GMT



Police: Man Suspected 2 Robberies At Lodi Payday Loan Businesses

LODI (CBS13) - Authorities are trying to identify a man who has been robbing payday loan businesses in Lodi. The Lodi Police Department says the man is linked to at least two robberies at payday ...

Published:  Mon, 20 May 2019 09:00:00 GMT



Investors pour $19 million into payday loan alternative Wagestream

A year after trying to save faltering payday lender Wonga, Balderton Capital is investing in the other side of the model by leading a $19 million Series A funding round in Wagestream, a U.K. startup ...

Published:  Mon, 20 May 2019 10:30:00 GMT



Payday Loans Suck Life from the Poor

I lost my job at the New Orleans public library when Hurricane Katrina devastated the city, and I relocated to Seattle. The first job I could find was with a check cashing and payday loan company. But ...

Published:  Mon, 20 May 2019 10:06:00 GMT



9 Apps That Loan You Money Now - Payday Loan Alternatives

This article/post contains references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services. What's ...

Published:  Tue, 21 May 2019 04:08:00 GMT



Wagestream secures £40 million in debt and equity to quell payday lending

ImpactAlpha, May 21 - The number of high-cost payday loans Britons are taking out is on the rise, suggesting that consumers in the U.K. are increasingly stressed in meeting immediate and short-term ...

Published:  Tue, 21 May 2019 03:37:00 GMT



Ohio payday loan law: What changes and what it means for you

One in 10 Ohioans has taken out a so-called "payday loan," traditionally where money is borrowed against a post-dated check. Load Error But starting Saturday, the traditional payday loan will ...

Published:  Fri, 26 Apr 2019 19:43:00 GMT



Fast cash with a catch: How payday loans can ruin lives

CHICAGO - For those living paycheck to paycheck - or really anyone in need of a loan to get by until that next paycheck - a short-term loan or payday loans as they are called, can seem like a ...

Published:  Wed, 24 Apr 2019 17:00:00 GMT




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