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Trusted Payday's website is easy to use and works with over 70 different lenders to assist you with your short-term borrowing needs. Through Trusted Payday, you can receive up to $1,000 and they don't require any faxing during the payday loan application process.
The payday loan application process is simple and quick. In less than 3 minutes you can answer questions such as your name, social security number, employer information, and pay cycle. Your payday loan application is usually approved within 30 minutes. Repayment terms are specific to the lender who approves you, but are typically between 14 and 31 days. Your payday loan can be deposited into your checking account within 24 hours, and sometimes even within one hour.
Trusted Payday accepts payday loan applications 24 hours a day, 7 days a week. This is very convenient for people who apply for a payday loan outside of normal business hours. Keep in mind that in order to provide instant approvals, Trusted Payday communicates with lenders in their network when you apply for your payday loan - and some of these lenders may only be open from 8am - 5pm. To maximize your chance for approval, we suggest that you apply during those hours. If you apply outside of these hours and for some reason your payday loan application is rejected, then just reapply again between 8am and 5pm, when more of their lenders are available. There's absolutely no cost to you in applying again.
Trusted Payday has a convenient How It Works section, which describes the process of obtaining and paying back your payday loan. They also provide a Frequently Asked Questions page with answers to over 20 questions regarding the payday loan process.
If you're in need of cash, Trusted Payday provides a no-hassle application process with flexibility on how fast you may require your loan. We liked their direct relationships with over 70 top-quality lenders, which gives you the benefit of getting a payday loan at rates that are favorable to you. Trusted Payday is a solid payday loan company and earns high marks in our review.
Payday Loan Today strives to provide customers with the fastest online payday loan service on the web, turning around loan applications in 24 to 48 hours to get customers the cash they need as soon as possible. Their online application is a simple one page form with minimum input of information required for the customer. Once an applicant submits the online application, it is processed in real time and potentially pre-approved within minutes. If a payday loan request is submitted by 3pm Pacific / 6pm Eastern it will be processed the same day and, once approved, funds will post to the account the next business day.
Payday Loan Today focuses on loans of $500, which may be a deterrent for anyone seeking a more substantial payday loan. In order to qualify for a $500 loan a customer must have the following:
This is a more stringent qualification list than some of the other payday loan services we have reviewed. While this may be a discouraging to some people, it also indicates that Payday Loan Today has a responsible lending policy.
Something else we like about Payday Loan Today is that they are a direct lender, which means they do not write loans off to some other lender once approved. Customers deal with this company directly and can make use of their live customer service Monday through Thursday, 8:30am - 4pm Pacific Time (11:30am - 7pm Eastern Time), and Fridays 10am - 3:30pm Pacific Time (1pm - 3:30pm Eastern Time). The toll free number is clearly displayed on the main page of the Payday Loan Today website.
The online application itself seems a little clunky. There is a notice on the application saying that it does not support all mobile devices, and some of the text is awkwardly spaced. However it was simple enough to complete once getting past the odd appearance.
Overall Payday Loan Today is an average choice among the many payday loan providers in the market today.
To help you find the Best Payday Loans, TopConsumerReviews.com provides you with an in-depth comparison of Trusted Payday and Payday Loan Today.
Payday loans provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a payday loan (a loan against a future paycheck) can provide the cash necessary to meet those needs.
The advantages of payday loans are many. Often they don't require a credit check from the major three credit bureaus. The best payday loans offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.
Drawbacks? Payday loans typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best payday loans are meant to address quick cash needs, and should not be used as a long-term solution.
Still, in order to meet short-term obligations, payday loans can provide a fast and easy solution. When evaluating different payday loans, there are certain factors you want to consider. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best payday loans available today. We hope these reviews help you meet your short-term financial needs!
What to Look For in a Payday Loan
When searching for any type of loan, including payday loans, there are a number of factors to consider. Although fast cash payday loans are different in some respects, they are very much like any other loan in that convenience, cost and quick replies are essential. With that in mind, this article is designed to give you an accurate and detailed look at some of the factors to look for when choosing where to submit your application for payday loans.
Payday loans offer quick cash for those who need it and, best of all, they are available almost immediately. These types of loans help those who may be faced with life's unexpected events, expenses or are just running short on cash and need a helping hand until the next paycheck rolls in. Whatever the reason, payday loans provide a valuable service and it's important to know what to look for and how to choose the right lender for you.
Payday Loans In The News
LONDON, Oct 15 (Reuters) - Britain's financial regulator has fired a warning shot at payday lenders amid a rise in complaints about unaffordable loans and following the collapse of Wonga earlier this ...
Published: Sun, 14 Oct 2018 23:50:00 GMT
Consumer advocates for years have decried payday loans as a costly way to borrow and one that keeps people trapped in a cycle of high-interest debt. The howls of protest could grow louder now than a m...
Published: Thu, 27 Sep 2018 04:36:00 GMT
Robin Jarvis has received funding from ACCA to support the research on Payday Lending and Personal Debt problems in UK society. A another relevant publication authored by Robin Jarvis with Mick McAtee...
Published: Tue, 18 Sep 2018 07:42:00 GMT
U.S. Bank says it will offer nearly instant small loans to its customers, becoming the first bank to provide such a product since federal regulators cleared the way earlier this year amid continuing c...
Published: Tue, 11 Sep 2018 15:02:00 GMT
As the federal government walks back historic regulations on payday lending, Colorado voters this fall will be asked to tighten them -- a sign that strong consumer protections are increasingly being l...
Published: Thu, 30 Aug 2018 12:04:00 GMT
ROCK ISLAND - City council members are considering a limit on the number of payday-loan businesses allowed in the city. Ald. Dylan Parker, 5th Ward, said the idea was discussed during a study session ...
Published: Thu, 16 Aug 2018 18:25:00 GMT
You have an important bill to pay and not enough money to pay for it. A payday loan might be the solution to your problem if you don't mind paying very high interest rates. It's not uncommon for payda...
Published: Thu, 16 Aug 2018 01:20:00 GMT
Access Bank Plc has launched PayDay Loan to access loans for employees. PayDay Loan can be accessed on USSD code *901*11# and across over 2,000 Access Bank ATMs pan Nigeria. PayDay Loan requires no co...
Published: Sun, 09 Sep 2018 16:01:00 GMT
For critics of payday lenders, a bill in the Legislature that would result in bigger loans and higher fees is a gift to a predatory industry. At a glance, they might be right. Floridians, mostly in po...
Published: Fri, 02 Feb 2018 03:12:00 GMT
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