Payday Loan Today Review
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Payday Loan Today Review
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Payday Loan Today strives to provide customers with the fastest online payday loan service on the web, turning around loan applications in 24 to 48 hours to get customers the cash they need as soon as possible. Their online application is a simple one page form with minimum input of information required for the customer. Once an applicant submits the online application, it is processed in real time and potentially pre-approved within minutes. If a payday loan request is submitted by 3pm Pacific / 6pm Eastern it will be processed the same day and, once approved, funds will post to the account the next business day.
Payday Loan Today focuses on loans of $500, which may be a deterrent for anyone seeking a more substantial payday loan. In order to qualify for a $500 loan a customer must have the following:
This is a more stringent qualification list than some of the other payday loan services we have reviewed. While this may be a discouraging to some people, it also indicates that Payday Loan Today has a responsible lending policy.
Something else we like about Payday Loan Today is that they are a direct lender, which means they do not write loans off to some other lender once approved. Customers deal with this company directly and can make use of their live customer service Monday through Thursday, 8:30am - 4pm Pacific Time (11:30am - 7pm Eastern Time), and Fridays 10am - 3:30pm Pacific Time (1pm - 3:30pm Eastern Time). The toll free number is clearly displayed on the main page of the Payday Loan Today website.
The online application itself seems a little clunky. There is a notice on the application saying that it does not support all mobile devices, and some of the text is awkwardly spaced. However it was simple enough to complete once getting past the odd appearance.
Overall Payday Loan Today is an average choice among the many payday loan providers in the market today.
To help you find the Best Payday Loans, TopConsumerReviews.com provides you with an in-depth Payday Loan Today Review.
Payday loans provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a payday loan (a loan against a future paycheck) can provide the cash necessary to meet those needs.
The advantages of payday loans are many. Often they don't require a credit check from the major three credit bureaus. The best payday loans offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.
Drawbacks? Payday loans typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best payday loans are meant to address quick cash needs, and should not be used as a long-term solution.
Still, in order to meet short-term obligations, payday loans can provide a fast and easy solution. When evaluating different payday loans, there are certain factors you want to consider. Some of these include:
TopConsumerReviews.com has reviewed and ranked the best payday loans available today. We hope these reviews help you meet your short-term financial needs!
What to Look For in a Payday Loan
When searching for any type of loan, including payday loans, there are a number of factors to consider. Although fast cash payday loans are different in some respects, they are very much like any other loan in that convenience, cost and quick replies are essential. With that in mind, this article is designed to give you an accurate and detailed look at some of the factors to look for when choosing where to submit your application for payday loans.
Payday loans offer quick cash for those who need it and, best of all, they are available almost immediately. These types of loans help those who may be faced with life's unexpected events, expenses or are just running short on cash and need a helping hand until the next paycheck rolls in. Whatever the reason, payday loans provide a valuable service and it's important to know what to look for and how to choose the right lender for you.
Payday Loans In The News
FARGO N.D. -- Banks and churches are teaming up to get people in crisis out of payday loan debt. People in Minnesota are more prone to falling into this debt trap. In North Dakota, you can have up to $500-dollars in a payday loan. They put you on a ...
Published: Mon, 04 Jun 2018 21:01:00 GMT
A team of researchers led by faculty at the University of Georgia found that payday loan borrowers often come from middle- and higher-income households, not just poor or lower-earning populations. Mary Caplan, an assistant professor in the School of Social ...
Published: Sat, 26 May 2018 18:00:00 GMT
Tougher rules governing the payday lending industry, finalized during the last weeks of an Obama-era appointee who led the Consumer Financial Protection Bureau, will remain in place for now after Congress allowed a deadline to overrule them pass without ...
Published: Thu, 17 May 2018 19:02:00 GMT
If you're short on cash and bills are piling up, a payday loan may be a solution. That's how Cash Money promotes its outlets online, but a financial adviser says there are better fixes. "They serve a small value but overall I can't support payday ...
Published: Thu, 31 May 2018 13:18:00 GMT
An effort to establish new payday lending options narrowly failed in a House committee Wednesday as legislators disagreed on the best way to serve consumers while protecting them from crippling debt and predatory lending. Senate Bill 365 by Sen. Rick Ward ...
Published: Wed, 09 May 2018 23:50:00 GMT
Mayor Jim Watson worries about a "glut" of payday loan shops in Ottawa, and wants to crack down on the number of outlets in the city. Coun. Mathieu Fleury suggests these supposedly short-term loans put vulnerable people in "even more challenging ...
Published: Wed, 11 Apr 2018 17:00:00 GMT
To its credit, North Carolina was a national leader in saying no to the payday lending that takes advantage of people who struggle to get by from paycheck to paycheck. Payday lending has been illegal here since the General Assembly passed a law banning ...
Published: Tue, 15 May 2018 01:30:00 GMT
Payday lenders could be treated like strip clubs in Ottawa by the end of the year - restricted to a few parts of the city and gradually squeezed out of downtown. "They bring nothing to the streetscape of our communities," Mayor Jim Watson said in a ...
Published: Wed, 11 Apr 2018 14:30:00 GMT
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