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      December 9, 2019

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Bradford Exchange Checks vs Checks Unlimited

Best Personal Checks

To help you find the Best Personal Checks, TopConsumerReviews.com provides you with an in-depth comparison of Bradford Exchange Checks and Checks Unlimited.

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Who has the best personal checks? Despite the tendency to pay for many things digitally, personal checks are still a part of today's financial transactions. From babysitters who aren't old enough to accept payment via PayPal to merchants who give discounts for paying by check, the number of places that personal checks come in handy has stayed consistent over the years.

Most people are also aware that buying personal checks directly from the bank or credit union is not only boring but also more expensive. If you want personal checks that reflect your personal style - featuring your favorite sports team, your alma mater, or even customized with photos of your pet or grandkids - or you simply want to save money, getting your checks from a reputable online company is the way to go.

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2019

Personal Checks Reviews

4 stars
Bradford Exchange Checks

BRADFORD EXCHANGE CHECKS

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Cost:

Starting at $6.99 for singles and $8.49 for duplicates

You may be surprised to hear that you can get personal checks at the Bradford Exchange, a company better-known for selling gifts and collectibles such as dolls and artwork.

Bradford Exchange impressed us with its noteworthy selection of personal checks: more than 700 designs to choose from. These options were easy to shop, using the categories on the left; these included fun choices like Entertainment and Celebrities to more serious ones like Charity/Support Causes, Patriotic, and Religious.

Pricing with Bradford Exchange is also very competitive. On a basic Green Safety Check, you'll pay $6.99 for 100 singles and $8.49 for 100 duplicates. This company offers a perk that we didn't see with other personal check companies: free upgraded fonts. So, if you like an Olde English script or an all-caps Grand, you can add that at no extra charge.

Shipping options and costs are standard within the industry: free standard shipping that isn't trackable, or $8.95 for secure shipping. We did find that Bradford Exchange includes in-plant rush production at no extra charge with this latter option; most of their competitors charge extra for that feature. Expect a Service & Handling fee of $2.95 on all orders, regardless of shipping speed.

Other than the fact that personal checks seem to be a big departure from what the Bradford Exchange is commonly known for, this company does a good job in providing a wide array of well-priced options. And, if you need extras like labels, stamps, or even necklaces and gifts, you'll be able to make it a one-stop shop. Bradford Exchange personal checks are a good choice.

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3 stars
Checks Unlimited

CHECKS UNLIMITED

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Cost:

Starting at $18.99 for singles and $22.99 for duplicates

If you ever bought checks through Current, you're already familiar with Checks Unlimited - the new name for a business that has been selling personal checks since the mid-80s and that has the distinction of being the first major service offering direct-mail checks. You'll also notice when you go to the site that the URL bar includes the name "Deluxe Corporation": another well-known name in personal checks. There are several personal check companies included in this brand family: 4checks, Designer Checks, and Check Gallery, just to name a few.

You'll find more than 110 personal check designs on the Checks Unlimited website. They've got one of the best selections of popular brands, ranging from Disney Princesses and Warner Brothers to Thomas Kinkade and Peanuts. The site is easy to navigate; use the side to find categories you're looking for, or simply type the kind of check you want into the search box. You'll have to walk through several steps in the ordering process, including upgrades for premium fonts or EZShield Protection.

Pricing is higher at Checks Unlimited than some companies offering personal checks. Their most basic design starts at $18.99 for 1 box of singles and $22.99 for 1 box of duplicates. You can get discounts up to 34% if you order 4 boxes at a time, or up to 22% if you order two boxes in the same purchase.

Checks Unlimited doesn't make it clear if these prices are only available on first orders or if they apply to reorders. We did find discount offers when we clicked on the "Special Offers for Return Customers" box on the main page, but the fine print there said "offer valid on all personal check orders" - so we weren't sure if it really was an offer just for reorders of personal checks. Those discounts offered either a free 4th box or a 45% discount on 4 boxes of checks.

Shipping is free via Standard Mail, but comes with no tracking. You can upgrade to UPS Trackable for $8.95, or spend slightly more for Ground, 2-Day, or 1-Day options.

Checks Unlimited does have a solid reputation, but their prices are usually higher than other sites for the same check designs.

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Continued from above

These personal check companies meet the same criteria as your own bank follows, to ensure that your transactions are accepted and that your checks are printed accurately.

As you decide which company to use for your next order of personal checks, there are several things to keep in mind. You should consider the following factors:

  • Cost. How much will you spend to get the checks you want, in terms of style, design, fonts, and features (such as duplicate checks that create a carbon copy of each check you write)? Are there any money-saving perks like discounts on larger orders or free shipping?
  • Variety. Does the check company offer a broad selection of personal checks?
  • Reputation. What do other customers have to say about their experience with the personal check company? Does the business have a rating from the Better Business Bureau?

TopConsumerReviews.com has reviewed and ranked the best Personal Checkx available today. We hope that these reviews help you find the best personal checks for your needs!

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