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      August 12, 2020

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Checks Superstore vs Checks Unlimited

Best Personal Checks

To help you find the Best Personal Checks, TopConsumerReviews.com provides you with an in-depth comparison of Checks Superstore and Checks Unlimited.

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Who has the best personal checks? Despite the tendency to pay for many things digitally, personal checks are still a part of today's financial transactions. From babysitters who aren't old enough to accept payment via PayPal to merchants who give discounts for paying by check, the number of places that personal checks come in handy has stayed consistent over the years.

Most people are also aware that buying personal checks directly from the bank or credit union is not only boring but also more expensive. If you want personal checks that reflect your personal style - featuring your favorite sports team, your alma mater, or even customized with photos of your pet or grandkids - or you simply want to save money, getting your checks from a reputable online company is the way to go.

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2020

Personal Checks Reviews

3.5 stars
Checks Superstore

CHECKS SUPERSTORE

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Cost:

Starting at $2.99 for 60 singles and $3.99 for 50 duplicates

Although Checks Superstore isn't a household name, their parent company (Harland Clarke) has been in business since 1922. And, with an A+ rating at the Better Business Bureau specifically awarded to Checks Superstore, you can rest assured that this personal checks company "checks out"!

Right when we got to the site, we got a big pop-up asking if we wanted to "unlock exclusive offers". How do we know if we want them if we haven't even gotten to see what you have yet? We were not inclined to give them our email address without checking out (no pun intended) the overall company, reputation aside. Once we got to the main page for personal checks, we got another offer of a 10% discount on our first purchase (again, if we gave them our email). We like saving money as much as the next guy, but the pop-ups were a little much.

From there, we had to decide if we wanted to see Designer Checks, Inexpensive Checks, Discount Checks, or Checks by Themes. There was an option for "View All Checks At Once", but since that page didn't let us sort by price, popularity, or any other meaningful criteria, there wasn't much point. In total, there are just over 400 design options to choose from.

In order to compare apples to apples, we looked at the basic Green Safety Checks offered by most, if not all, companies offering personal checks. Checks Superstore had pricing/packaging options that were a little different, so make sure you know what you're getting: their default setting made it look like a great deal, $2.99 for singles and $3.99 for duplicates. But, those options are only half-box orders, where most companies' smallest order is a full box of 100 or 120. This might be a feature, not a bug, so to speak, if you only use checks once in a while and would be really happy to not have to pay for a bigger box.

You should also expect a processing fee on your order that won't show up until the Shipping Details page; ours was $2.95. Like most personal check companies, you can get free standard, non-trackable shipping; trackable shipping is $5.95, or you can pay extra to get second-day or overnight shipping once your order is ready.

Our overall impression of Checks Superstore was quirky: pricing options were different, the site itself felt all over the place, but in the end they have a good reputation and their selection of personal checks is decent and affordable.

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3 stars
Checks Unlimited

CHECKS UNLIMITED

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Cost:

Starting at $18.99 for singles and $22.99 for duplicates

If you ever bought checks through Current, you're already familiar with Checks Unlimited - the new name for a business that has been selling personal checks since the mid-80s and that has the distinction of being the first major service offering direct-mail checks. You'll also notice when you go to the site that the URL bar includes the name "Deluxe Corporation": another well-known name in personal checks. There are several personal check companies included in this brand family: 4checks, Designer Checks, and Check Gallery, just to name a few.

You'll find more than 110 personal check designs on the Checks Unlimited website. They've got one of the best selections of popular brands, ranging from Disney Princesses and Warner Brothers to Thomas Kinkade and Peanuts. The site is easy to navigate; use the side to find categories you're looking for, or simply type the kind of check you want into the search box. You'll have to walk through several steps in the ordering process, including upgrades for premium fonts or EZShield Protection.

Pricing is higher at Checks Unlimited than some companies offering personal checks. Their most basic design starts at $18.99 for 1 box of singles and $22.99 for 1 box of duplicates. You can get discounts up to 34% if you order 4 boxes at a time, or up to 22% if you order two boxes in the same purchase.

Checks Unlimited doesn't make it clear if these prices are only available on first orders or if they apply to reorders. We did find discount offers when we clicked on the "Special Offers for Return Customers" box on the main page, but the fine print there said "offer valid on all personal check orders" - so we weren't sure if it really was an offer just for reorders of personal checks. Those discounts offered either a free 4th box or a 45% discount on 4 boxes of checks.

Shipping is free via Standard Mail, but comes with no tracking. You can upgrade to UPS Trackable for $8.95, or spend slightly more for Ground, 2-Day, or 1-Day options.

Checks Unlimited does have a solid reputation, but their prices are usually higher than other sites for the same check designs.

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Continued from above

These personal check companies meet the same criteria as your own bank follows, to ensure that your transactions are accepted and that your checks are printed accurately.

As you decide which company to use for your next order of personal checks, there are several things to keep in mind. You should consider the following factors:

  • Cost. How much will you spend to get the checks you want, in terms of style, design, fonts, and features (such as duplicate checks that create a carbon copy of each check you write)? Are there any money-saving perks like discounts on larger orders or free shipping?
  • Variety. Does the check company offer a broad selection of personal checks?
  • Reputation. What do other customers have to say about their experience with the personal check company? Does the business have a rating from the Better Business Bureau?

TopConsumerReviews.com has reviewed and ranked the best Personal Checkx available today. We hope that these reviews help you find the best personal checks for your needs!

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