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      January 22, 2019

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Checks Unlimited vs Checks In The Mail

Best Personal Checks

To help you find the Best Personal Checks, TopConsumerReviews.com provides you with an in-depth comparison of Checks Unlimited and Checks In The Mail.

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Who has the best personal checks? Despite the tendency to pay for many things digitally, personal checks are still a part of today's financial transactions. From babysitters who aren't old enough to accept payment via PayPal to merchants who give discounts for paying by check, the number of places that personal checks come in handy has stayed consistent over the years.

Most people are also aware that buying personal checks directly from the bank or credit union is not only boring but also more expensive. If you want personal checks that reflect your personal style - featuring your favorite sports team, your alma mater, or even customized with photos of your pet or grandkids - or you simply want to save money, getting your checks from a reputable online company is the way to go.

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Best Reviews

2019

Personal Checks Reviews

3 stars
Checks Unlimited

CHECKS UNLIMITED Visit Site

Cost:

Starting at $18.99 for singles and $22.99 for duplicates

If you ever bought checks through Current, you're already familiar with Checks Unlimited - the new name for a business that has been selling personal checks since the mid-80s and that has the distinction of being the first major service offering direct-mail checks. You'll also notice when you go to the site that the URL bar includes the name "Deluxe Corporation": another well-known name in personal checks. There are several personal check companies included in this brand family: 4checks, Designer Checks, and Check Gallery, just to name a few.

You'll find more than 110 personal check designs on the Checks Unlimited website. They've got one of the best selections of popular brands, ranging from Disney Princesses and Warner Brothers to Thomas Kinkade and Peanuts. The site is easy to navigate; use the side to find categories you're looking for, or simply type the kind of check you want into the search box. You'll have to walk through several steps in the ordering process, including upgrades for premium fonts or EZShield Protection.

Pricing is higher at Checks Unlimited than some companies offering personal checks. Their most basic design starts at $18.99 for 1 box of singles and $22.99 for 1 box of duplicates. You can get discounts up to 34% if you order 4 boxes at a time, or up to 22% if you order two boxes in the same purchase.

Checks Unlimited doesn't make it clear if these prices are only available on first orders or if they apply to reorders. We did find discount offers when we clicked on the "Special Offers for Return Customers" box on the main page, but the fine print there said "offer valid on all personal check orders" - so we weren't sure if it really was an offer just for reorders of personal checks. Those discounts offered either a free 4th box or a 45% discount on 4 boxes of checks.

Shipping is free via Standard Mail, but comes with no tracking. You can upgrade to UPS Trackable for $8.95, or spend slightly more for Ground, 2-Day, or 1-Day options.

Checks Unlimited does have a solid reputation, but their prices are usually higher than other sites for the same check designs.

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3 stars
Checks In The Mail

CHECKS IN THE MAIL Visit Site

Cost:

Starting at $3.99 for 25 singles and $5.99 for 25 duplicates

Checks in the Mail is another personal check company owned by Harland Clarke. You'll find many of the same offerings as Checks Superstore for that reason - and that also means that you'll be buying from a company with a reputable history spanning many decades.

When you first visit the Checks in the Mail site, you may get a pop-up offering exclusive offers if you sign up for their newsletter. That pop-up also featured a coupon code offering a discounted price of $5.49 per box of personal checks; it looked like that code could be used even if we didn't sign up with our email address. And, while we browsed the site, we got another offer to save 20%; it came with a 30-minute window for use, but the code was applied automatically and showed up at the top of the page.

You'll find a selection of over 250 designs on the checks in the Mail site. Categories include Dog Breeds, Characters, Patterns, and Classic designs, among others.

The pricing structure with this company also mirrors their sister site's: default pricing looks appealing, starting at $3.99 and $5.99, but that only represents a single pad of personal checks. If you want a traditional full box, expect to pay at least $18.99 for 100 single checks and $22.99 for duplicates.

Checks in the Mail is more expensive than Checks Superstore when it comes to shipping and processing fees - effectively eliminating any savings you might get from lower-priced personal checks. On an order of a single pad of basic Green Safety Checks, our processing fee was $3.55. Non-trackable shipping was free, as it is with most companies selling personal checks, but the lowest trackable option was $8.95.

You'll find a decent selection of personal checks at Checks in the Mail, but their pricing is just average. You'll definitely want to keep an eye on any offers for discounts that pop up as you browse the site if you choose this company for your personal checks.

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Continued from above

These personal check companies meet the same criteria as your own bank follows, to ensure that your transactions are accepted and that your checks are printed accurately.

As you decide which company to use for your next order of personal checks, there are several things to keep in mind. You should consider the following factors:

  • Cost. How much will you spend to get the checks you want, in terms of style, design, fonts, and features (such as duplicate checks that create a carbon copy of each check you write)? Are there any money-saving perks like discounts on larger orders or free shipping?
  • Variety. Does the check company offer a broad selection of personal checks?
  • Reputation. What do other customers have to say about their experience with the personal check company? Does the business have a rating from the Better Business Bureau?

TopConsumerReviews.com has reviewed and ranked the best Personal Checkx available today. We hope that these reviews help you find the best personal checks for your needs!

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