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      March 26, 2019

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Checks Unlimited vs Designer Checks

Best Personal Checks

To help you find the Best Personal Checks, TopConsumerReviews.com provides you with an in-depth comparison of Checks Unlimited and Designer Checks.

To see ALL of our reviews for the Best Personal Checks, please Click Here

Who has the best personal checks? Despite the tendency to pay for many things digitally, personal checks are still a part of today's financial transactions. From babysitters who aren't old enough to accept payment via PayPal to merchants who give discounts for paying by check, the number of places that personal checks come in handy has stayed consistent over the years.

Most people are also aware that buying personal checks directly from the bank or credit union is not only boring but also more expensive. If you want personal checks that reflect your personal style - featuring your favorite sports team, your alma mater, or even customized with photos of your pet or grandkids - or you simply want to save money, getting your checks from a reputable online company is the way to go.

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Best Reviews

2019

Personal Checks Reviews

3 stars
Checks Unlimited

CHECKS UNLIMITED Visit Site

Cost:

Starting at $18.99 for singles and $22.99 for duplicates

If you ever bought checks through Current, you're already familiar with Checks Unlimited - the new name for a business that has been selling personal checks since the mid-80s and that has the distinction of being the first major service offering direct-mail checks. You'll also notice when you go to the site that the URL bar includes the name "Deluxe Corporation": another well-known name in personal checks. There are several personal check companies included in this brand family: 4checks, Designer Checks, and Check Gallery, just to name a few.

You'll find more than 110 personal check designs on the Checks Unlimited website. They've got one of the best selections of popular brands, ranging from Disney Princesses and Warner Brothers to Thomas Kinkade and Peanuts. The site is easy to navigate; use the side to find categories you're looking for, or simply type the kind of check you want into the search box. You'll have to walk through several steps in the ordering process, including upgrades for premium fonts or EZShield Protection.

Pricing is higher at Checks Unlimited than some companies offering personal checks. Their most basic design starts at $18.99 for 1 box of singles and $22.99 for 1 box of duplicates. You can get discounts up to 34% if you order 4 boxes at a time, or up to 22% if you order two boxes in the same purchase.

Checks Unlimited doesn't make it clear if these prices are only available on first orders or if they apply to reorders. We did find discount offers when we clicked on the "Special Offers for Return Customers" box on the main page, but the fine print there said "offer valid on all personal check orders" - so we weren't sure if it really was an offer just for reorders of personal checks. Those discounts offered either a free 4th box or a 45% discount on 4 boxes of checks.

Shipping is free via Standard Mail, but comes with no tracking. You can upgrade to UPS Trackable for $8.95, or spend slightly more for Ground, 2-Day, or 1-Day options.

Checks Unlimited does have a solid reputation, but their prices are usually higher than other sites for the same check designs.

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2.5 stars
Designer Checks

DESIGNER-CHECKS Visit Site

Cost:

Starting at $18.99 for 1 box of singles and $22.99 for 1 box of duplicates

As another one of the Deluxe brand family, you'll find familiar designs, options, and pricing on the Designer Checks site - as well as the trustworthiness of an A+ rated company with the Better Business Bureau.

Despite being a Deluxe company, Designer Checks carries a more limited selection: just 140 total designs to choose from. These include Classic, Disney, Warner Bros., MLB, Nature, and Animal styles.

Designer Checks does offer the ability to design your own checks with up to four personal images. You'll pay $23.95 for a box of singles and $27.95 for a box of duplicates.

There was nothing on each design's listing to tell us how many checks we'd be getting in each box. Their pricing was comparable to most of the companies we surveyed - $18.99 for 1 box of singles and $22.99 for a box of duplicates for most designs - but it makes a difference if the total number of checks is 50, 100, 120, or more.

You'll pay a handling fee of $3.45 per box of checks, not per order. Also, you can get the standard non-trackable free shipping; otherwise, your next option is $8.95 for UPS trackable, with additional fees for 2-day or 1-day delivery if you prefer.

We like that Designer Checks has a strong brand reputation, but with fewer designs and less information on their website, they don't quite keep up with the other businesses selling personal checks.

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Continued from above

These personal check companies meet the same criteria as your own bank follows, to ensure that your transactions are accepted and that your checks are printed accurately.

As you decide which company to use for your next order of personal checks, there are several things to keep in mind. You should consider the following factors:

  • Cost. How much will you spend to get the checks you want, in terms of style, design, fonts, and features (such as duplicate checks that create a carbon copy of each check you write)? Are there any money-saving perks like discounts on larger orders or free shipping?
  • Variety. Does the check company offer a broad selection of personal checks?
  • Reputation. What do other customers have to say about their experience with the personal check company? Does the business have a rating from the Better Business Bureau?

TopConsumerReviews.com has reviewed and ranked the best Personal Checkx available today. We hope that these reviews help you find the best personal checks for your needs!

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