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      August 12, 2020

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Deluxe Checks vs Checks In The Mail

Best Personal Checks

To help you find the Best Personal Checks, TopConsumerReviews.com provides you with an in-depth comparison of Deluxe Checks and Checks In The Mail.

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Who has the best personal checks? Despite the tendency to pay for many things digitally, personal checks are still a part of today's financial transactions. From babysitters who aren't old enough to accept payment via PayPal to merchants who give discounts for paying by check, the number of places that personal checks come in handy has stayed consistent over the years.

Most people are also aware that buying personal checks directly from the bank or credit union is not only boring but also more expensive. If you want personal checks that reflect your personal style - featuring your favorite sports team, your alma mater, or even customized with photos of your pet or grandkids - or you simply want to save money, getting your checks from a reputable online company is the way to go.

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2020

Personal Checks Reviews

3 stars
Deluxe Checks

DELUXE CHECKS

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Cost:

Starting at $23.99 for singles and $25.99 for duplicates

For over a century, Deluxe Checks has been the go-to brand for most banks' check-printing needs. Some customers feel that such a reputation brings peace of mind when ordering their personal checks.

But, what does it cost to get that kind of name-brand reassurance? First, you won't even be able to see Deluxe's pricing unless you enter your bank routing and account numbers. That's definitely going to be off-putting to customers who want such basic information without having to give away their banking details. You can browse their designs without it, but in order to see what it'll cost, you'll have to give them those two account numbers (or enter the correct routing number and zip code but a pretend account number, just to see the pricing).

Shipping is also much more expensive with Deluxe. You'll find that their order page defaults to 4-day Express Shipping for a whopping $26.99 on a single box of checks. You can see more shipping options by clicking on the dropdown box; the lowest-priced option is $6.99 via standard, untrackable bulk mail. This option is free with most of Deluxe's competitors.

We also weren't overly impressed by the Deluxe website. Besides having to enter our banking information to see pricing, the site doesn't make it easy to get to what you're looking for. There are fewer designs than most companies selling personal checks, although Deluxe does carry a few well-known brands like Disney and Harley-Davidson. We also found ads promoting winter checks, even though we visited the site just a few weeks before the start of summer.

In the end, Deluxe has a solid brand reputation, but you may find more, better-priced options with one of their competitors - and a shopping experience that doesn't require banking information just to see your pricing.

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3 stars
Checks In The Mail

CHECKS IN THE MAIL

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Cost:

Starting at $3.99 for 25 singles and $5.99 for 25 duplicates

Checks in the Mail is another personal check company owned by Harland Clarke. You'll find many of the same offerings as Checks Superstore for that reason - and that also means that you'll be buying from a company with a reputable history spanning many decades.

When you first visit the Checks in the Mail site, you may get a pop-up offering exclusive offers if you sign up for their newsletter. That pop-up also featured a coupon code offering a discounted price of $5.49 per box of personal checks; it looked like that code could be used even if we didn't sign up with our email address. And, while we browsed the site, we got another offer to save 20%; it came with a 30-minute window for use, but the code was applied automatically and showed up at the top of the page.

You'll find a selection of over 250 designs on the checks in the Mail site. Categories include Dog Breeds, Characters, Patterns, and Classic designs, among others.

The pricing structure with this company also mirrors their sister site's: default pricing looks appealing, starting at $3.99 and $5.99, but that only represents a single pad of personal checks. If you want a traditional full box, expect to pay at least $18.99 for 100 single checks and $22.99 for duplicates.

Checks in the Mail is more expensive than Checks Superstore when it comes to shipping and processing fees - effectively eliminating any savings you might get from lower-priced personal checks. On an order of a single pad of basic Green Safety Checks, our processing fee was $3.55. Non-trackable shipping was free, as it is with most companies selling personal checks, but the lowest trackable option was $8.95.

You'll find a decent selection of personal checks at Checks in the Mail, but their pricing is just average. You'll definitely want to keep an eye on any offers for discounts that pop up as you browse the site if you choose this company for your personal checks.

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Continued from above

These personal check companies meet the same criteria as your own bank follows, to ensure that your transactions are accepted and that your checks are printed accurately.

As you decide which company to use for your next order of personal checks, there are several things to keep in mind. You should consider the following factors:

  • Cost. How much will you spend to get the checks you want, in terms of style, design, fonts, and features (such as duplicate checks that create a carbon copy of each check you write)? Are there any money-saving perks like discounts on larger orders or free shipping?
  • Variety. Does the check company offer a broad selection of personal checks?
  • Reputation. What do other customers have to say about their experience with the personal check company? Does the business have a rating from the Better Business Bureau?

TopConsumerReviews.com has reviewed and ranked the best Personal Checkx available today. We hope that these reviews help you find the best personal checks for your needs!

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