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      November 15, 2018

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Walmart vs Checks Superstore

Best Personal Checks

To help you find the Best Personal Checks, TopConsumerReviews.com provides you with an in-depth comparison of Walmart and Checks Superstore.

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Who has the best personal checks? Despite the tendency to pay for many things digitally, personal checks are still a part of today's financial transactions. From babysitters who aren't old enough to accept payment via PayPal to merchants who give discounts for paying by check, the number of places that personal checks come in handy has stayed consistent over the years.

Most people are also aware that buying personal checks directly from the bank or credit union is not only boring but also more expensive. If you want personal checks that reflect your personal style - featuring your favorite sports team, your alma mater, or even customized with photos of your pet or grandkids - or you simply want to save money, getting your checks from a reputable online company is the way to go.

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Best Reviews

2018

Personal Checks Reviews

4 stars
Walmart

WALMART Visit Site

Cost:

Starting at $6.46 for 150 singles and $7.46 for 150 duplicates

Walmart has it all - even when it comes to personal checks. But, just like you might get overwhelmed by shopping at their brick-and-mortar stores, you could be initially overwhelmed when navigating the Walmart Checks site.

Finding the personal checks you want at Walmart is a little less intuitive than some of the companies we reviewed. On the main page, you can see several categories, not listed in any particular order: Feminine Design, Cause-Related, Dog Breed, and Character Checks were a few of the possibilities. Once you've selected a category, you can scroll through to see the available options - but again, there wasn't an easy way to sort them (such as alphabetically, by popularity, and so on).

It may be worth it to you to slog through the search process, though: Walmart's "everyday low prices" apply to their designer checks very nicely. Whether you're selecting Marvel Avengers, Disney Princesses, or even supporting the San Diego Zoo, you'll pay an incredibly low $7.46 for 150 single checks or $8.46 for 150 duplicates. No other site we found could even come close to those prices.

Walmart is one of a handful of personal check providers that allows you to upload images to truly personalize your order. There are two options: Photo Checks and Paper People Checks. For Photo Checks, you can upload one image; 150 single checks sells for $15.46, and 150 duplicates for $17.46. With the Paper People option, instead of uploading a photo, you'll select from several stick figure characters that you'd like to add (up to a total of 5); these include Mom lady, Gym lady, Work man, Chef man, and so forth. These sell for slightly more: $18.46 for a pack of 100 singles or $24.96 for 100 duplicates.

Oddly, Walmart might not include a transaction register with your personal checks. We found mention of one being included with check orders, but it wasn't consistent across the site. If you keep track of your checking account manually (instead of using software or online sites like Mint), you may want to add a register to your order for $3.46.

Shipping costs for personal checks from Walmart are average: free non-trackable mail, trackable for $6.25, and second-day or overnight for an extra charge. There are no processing fees with your order, putting Walmart slightly above some of their competitors.

At the end of the day, Walmart is an excellent choice for affordable personal checks in a nice variety of designs. You just may need to put in a little extra work to find what you want, but the savings makes it well worth your time.

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3.5 stars
Checks Superstore

CHECKS SUPERSTORE Visit Site

Cost:

Starting at $2.99 for 60 singles and $3.99 for 50 duplicates

Although Checks Superstore isn't a household name, their parent company (Harland Clarke) has been in business since 1922. And, with an A+ rating at the Better Business Bureau specifically awarded to Checks Superstore, you can rest assured that this personal checks company "checks out"!

Right when we got to the site, we got a big pop-up asking if we wanted to "unlock exclusive offers". How do we know if we want them if we haven't even gotten to see what you have yet? We were not inclined to give them our email address without checking out (no pun intended) the overall company, reputation aside. Once we got to the main page for personal checks, we got another offer of a 10% discount on our first purchase (again, if we gave them our email). We like saving money as much as the next guy, but the pop-ups were a little much.

From there, we had to decide if we wanted to see Designer Checks, Inexpensive Checks, Discount Checks, or Checks by Themes. There was an option for "View All Checks At Once", but since that page didn't let us sort by price, popularity, or any other meaningful criteria, there wasn't much point. In total, there are just over 400 design options to choose from.

In order to compare apples to apples, we looked at the basic Green Safety Checks offered by most, if not all, companies offering personal checks. Checks Superstore had pricing/packaging options that were a little different, so make sure you know what you're getting: their default setting made it look like a great deal, $2.99 for singles and $3.99 for duplicates. But, those options are only half-box orders, where most companies' smallest order is a full box of 100 or 120. This might be a feature, not a bug, so to speak, if you only use checks once in a while and would be really happy to not have to pay for a bigger box.

You should also expect a processing fee on your order that won't show up until the Shipping Details page; ours was $2.95. Like most personal check companies, you can get free standard, non-trackable shipping; trackable shipping is $5.95, or you can pay extra to get second-day or overnight shipping once your order is ready.

Our overall impression of Checks Superstore was quirky: pricing options were different, the site itself felt all over the place, but in the end they have a good reputation and their selection of personal checks is decent and affordable.

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Continued from above

These personal check companies meet the same criteria as your own bank follows, to ensure that your transactions are accepted and that your checks are printed accurately.

As you decide which company to use for your next order of personal checks, there are several things to keep in mind. You should consider the following factors:

  • Cost. How much will you spend to get the checks you want, in terms of style, design, fonts, and features (such as duplicate checks that create a carbon copy of each check you write)? Are there any money-saving perks like discounts on larger orders or free shipping?
  • Variety. Does the check company offer a broad selection of personal checks?
  • Reputation. What do other customers have to say about their experience with the personal check company? Does the business have a rating from the Better Business Bureau?

TopConsumerReviews.com has reviewed and ranked the best Personal Checkx available today. We hope that these reviews help you find the best personal checks for your needs!

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