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      December 9, 2019

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Walmart vs Checks Unlimited

Best Personal Checks

To help you find the Best Personal Checks, TopConsumerReviews.com provides you with an in-depth comparison of Walmart and Checks Unlimited.

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Who has the best personal checks? Despite the tendency to pay for many things digitally, personal checks are still a part of today's financial transactions. From babysitters who aren't old enough to accept payment via PayPal to merchants who give discounts for paying by check, the number of places that personal checks come in handy has stayed consistent over the years.

Most people are also aware that buying personal checks directly from the bank or credit union is not only boring but also more expensive. If you want personal checks that reflect your personal style - featuring your favorite sports team, your alma mater, or even customized with photos of your pet or grandkids - or you simply want to save money, getting your checks from a reputable online company is the way to go.

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Best Reviews

2019

Personal Checks Reviews

4 stars
Walmart

WALMART

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Cost:

Starting at $6.46 for 150 singles and $7.46 for 150 duplicates

Walmart has it all - even when it comes to personal checks. But, just like you might get overwhelmed by shopping at their brick-and-mortar stores, you could be initially overwhelmed when navigating the Walmart Checks site.

Finding the personal checks you want at Walmart is a little less intuitive than some of the companies we reviewed. On the main page, you can see several categories, not listed in any particular order: Feminine Design, Cause-Related, Dog Breed, and Character Checks were a few of the possibilities. Once you've selected a category, you can scroll through to see the available options - but again, there wasn't an easy way to sort them (such as alphabetically, by popularity, and so on).

It may be worth it to you to slog through the search process, though: Walmart's "everyday low prices" apply to their designer checks very nicely. Whether you're selecting Marvel Avengers, Disney Princesses, or even supporting the San Diego Zoo, you'll pay an incredibly low $7.46 for 150 single checks or $8.46 for 150 duplicates. No other site we found could even come close to those prices.

Walmart is one of a handful of personal check providers that allows you to upload images to truly personalize your order. There are two options: Photo Checks and Paper People Checks. For Photo Checks, you can upload one image; 150 single checks sells for $15.46, and 150 duplicates for $17.46. With the Paper People option, instead of uploading a photo, you'll select from several stick figure characters that you'd like to add (up to a total of 5); these include Mom lady, Gym lady, Work man, Chef man, and so forth. These sell for slightly more: $18.46 for a pack of 100 singles or $24.96 for 100 duplicates.

Oddly, Walmart might not include a transaction register with your personal checks. We found mention of one being included with check orders, but it wasn't consistent across the site. If you keep track of your checking account manually (instead of using software or online sites like Mint), you may want to add a register to your order for $3.46.

Shipping costs for personal checks from Walmart are average: free non-trackable mail, trackable for $6.25, and second-day or overnight for an extra charge. There are no processing fees with your order, putting Walmart slightly above some of their competitors.

At the end of the day, Walmart is an excellent choice for affordable personal checks in a nice variety of designs. You just may need to put in a little extra work to find what you want, but the savings makes it well worth your time.

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3 stars
Checks Unlimited

CHECKS UNLIMITED

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Cost:

Starting at $18.99 for singles and $22.99 for duplicates

If you ever bought checks through Current, you're already familiar with Checks Unlimited - the new name for a business that has been selling personal checks since the mid-80s and that has the distinction of being the first major service offering direct-mail checks. You'll also notice when you go to the site that the URL bar includes the name "Deluxe Corporation": another well-known name in personal checks. There are several personal check companies included in this brand family: 4checks, Designer Checks, and Check Gallery, just to name a few.

You'll find more than 110 personal check designs on the Checks Unlimited website. They've got one of the best selections of popular brands, ranging from Disney Princesses and Warner Brothers to Thomas Kinkade and Peanuts. The site is easy to navigate; use the side to find categories you're looking for, or simply type the kind of check you want into the search box. You'll have to walk through several steps in the ordering process, including upgrades for premium fonts or EZShield Protection.

Pricing is higher at Checks Unlimited than some companies offering personal checks. Their most basic design starts at $18.99 for 1 box of singles and $22.99 for 1 box of duplicates. You can get discounts up to 34% if you order 4 boxes at a time, or up to 22% if you order two boxes in the same purchase.

Checks Unlimited doesn't make it clear if these prices are only available on first orders or if they apply to reorders. We did find discount offers when we clicked on the "Special Offers for Return Customers" box on the main page, but the fine print there said "offer valid on all personal check orders" - so we weren't sure if it really was an offer just for reorders of personal checks. Those discounts offered either a free 4th box or a 45% discount on 4 boxes of checks.

Shipping is free via Standard Mail, but comes with no tracking. You can upgrade to UPS Trackable for $8.95, or spend slightly more for Ground, 2-Day, or 1-Day options.

Checks Unlimited does have a solid reputation, but their prices are usually higher than other sites for the same check designs.

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These personal check companies meet the same criteria as your own bank follows, to ensure that your transactions are accepted and that your checks are printed accurately.

As you decide which company to use for your next order of personal checks, there are several things to keep in mind. You should consider the following factors:

  • Cost. How much will you spend to get the checks you want, in terms of style, design, fonts, and features (such as duplicate checks that create a carbon copy of each check you write)? Are there any money-saving perks like discounts on larger orders or free shipping?
  • Variety. Does the check company offer a broad selection of personal checks?
  • Reputation. What do other customers have to say about their experience with the personal check company? Does the business have a rating from the Better Business Bureau?

TopConsumerReviews.com has reviewed and ranked the best Personal Checkx available today. We hope that these reviews help you find the best personal checks for your needs!

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