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      December 9, 2019

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Walmart vs Designer Checks

Best Personal Checks

To help you find the Best Personal Checks, TopConsumerReviews.com provides you with an in-depth comparison of Walmart and Designer Checks.

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Who has the best personal checks? Despite the tendency to pay for many things digitally, personal checks are still a part of today's financial transactions. From babysitters who aren't old enough to accept payment via PayPal to merchants who give discounts for paying by check, the number of places that personal checks come in handy has stayed consistent over the years.

Most people are also aware that buying personal checks directly from the bank or credit union is not only boring but also more expensive. If you want personal checks that reflect your personal style - featuring your favorite sports team, your alma mater, or even customized with photos of your pet or grandkids - or you simply want to save money, getting your checks from a reputable online company is the way to go.

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Best Reviews

2019

Personal Checks Reviews

4 stars
Walmart

WALMART

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Cost:

Starting at $6.46 for 150 singles and $7.46 for 150 duplicates

Walmart has it all - even when it comes to personal checks. But, just like you might get overwhelmed by shopping at their brick-and-mortar stores, you could be initially overwhelmed when navigating the Walmart Checks site.

Finding the personal checks you want at Walmart is a little less intuitive than some of the companies we reviewed. On the main page, you can see several categories, not listed in any particular order: Feminine Design, Cause-Related, Dog Breed, and Character Checks were a few of the possibilities. Once you've selected a category, you can scroll through to see the available options - but again, there wasn't an easy way to sort them (such as alphabetically, by popularity, and so on).

It may be worth it to you to slog through the search process, though: Walmart's "everyday low prices" apply to their designer checks very nicely. Whether you're selecting Marvel Avengers, Disney Princesses, or even supporting the San Diego Zoo, you'll pay an incredibly low $7.46 for 150 single checks or $8.46 for 150 duplicates. No other site we found could even come close to those prices.

Walmart is one of a handful of personal check providers that allows you to upload images to truly personalize your order. There are two options: Photo Checks and Paper People Checks. For Photo Checks, you can upload one image; 150 single checks sells for $15.46, and 150 duplicates for $17.46. With the Paper People option, instead of uploading a photo, you'll select from several stick figure characters that you'd like to add (up to a total of 5); these include Mom lady, Gym lady, Work man, Chef man, and so forth. These sell for slightly more: $18.46 for a pack of 100 singles or $24.96 for 100 duplicates.

Oddly, Walmart might not include a transaction register with your personal checks. We found mention of one being included with check orders, but it wasn't consistent across the site. If you keep track of your checking account manually (instead of using software or online sites like Mint), you may want to add a register to your order for $3.46.

Shipping costs for personal checks from Walmart are average: free non-trackable mail, trackable for $6.25, and second-day or overnight for an extra charge. There are no processing fees with your order, putting Walmart slightly above some of their competitors.

At the end of the day, Walmart is an excellent choice for affordable personal checks in a nice variety of designs. You just may need to put in a little extra work to find what you want, but the savings makes it well worth your time.

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2.5 stars
Designer Checks

DESIGNER-CHECKS

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Cost:

Starting at $18.99 for 1 box of singles and $22.99 for 1 box of duplicates

As another one of the Deluxe brand family, you'll find familiar designs, options, and pricing on the Designer Checks site - as well as the trustworthiness of an A+ rated company with the Better Business Bureau.

Despite being a Deluxe company, Designer Checks carries a more limited selection: just 140 total designs to choose from. These include Classic, Disney, Warner Bros., MLB, Nature, and Animal styles.

Designer Checks does offer the ability to design your own checks with up to four personal images. You'll pay $23.95 for a box of singles and $27.95 for a box of duplicates.

There was nothing on each design's listing to tell us how many checks we'd be getting in each box. Their pricing was comparable to most of the companies we surveyed - $18.99 for 1 box of singles and $22.99 for a box of duplicates for most designs - but it makes a difference if the total number of checks is 50, 100, 120, or more.

You'll pay a handling fee of $3.45 per box of checks, not per order. Also, you can get the standard non-trackable free shipping; otherwise, your next option is $8.95 for UPS trackable, with additional fees for 2-day or 1-day delivery if you prefer.

We like that Designer Checks has a strong brand reputation, but with fewer designs and less information on their website, they don't quite keep up with the other businesses selling personal checks.

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Continued from above

These personal check companies meet the same criteria as your own bank follows, to ensure that your transactions are accepted and that your checks are printed accurately.

As you decide which company to use for your next order of personal checks, there are several things to keep in mind. You should consider the following factors:

  • Cost. How much will you spend to get the checks you want, in terms of style, design, fonts, and features (such as duplicate checks that create a carbon copy of each check you write)? Are there any money-saving perks like discounts on larger orders or free shipping?
  • Variety. Does the check company offer a broad selection of personal checks?
  • Reputation. What do other customers have to say about their experience with the personal check company? Does the business have a rating from the Better Business Bureau?

TopConsumerReviews.com has reviewed and ranked the best Personal Checkx available today. We hope that these reviews help you find the best personal checks for your needs!

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