TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.
OneMain Financial is a leading national consumer loan company that has been in business since 1912. They offer personal and auto loans at nearly 1,700 branches across the United States and has an A+ rating from the Better Business Bureau.
Stability and a high rating from the Better Business Bureau may be the two greatest strengths of OneMain when it comes to the loans they offer. There is just one application asking for personal information that they ask a prospective client to fill out.
Once the application is completed and if approved, a OneMain representative will call to discuss the details of your loan. If you want to learn more about OneMain's loan product before you apply, they provide an example payment schedule on their site along with other loan information such as options for payment, which can be found in their FAQs section.
Reviewing further, we found consumers that reported a range of interest rates and a few comments about mandatory insurance. However, OneMain discloses fees to the consumer during the loan closing process and any insurance is completely optional for the consumer. Some customers reported high interest rates, while others reported various fees that added to their rate.
On the plus side, OneMain may be an option for people with lower credit ratings. You may also be able to get a loan that does not require collateral. However, you should be aware that this may come with high rates. When the OneMain representative contacts you with your loan offer, be sure you're comfortable with the details. The company has a long, successful history, and appears strong and solvent, so it should be considered a legitimate lending source for your financial needs.
To help you find the Best Personal Loans, TopConsumerReviews.com provides you with an in-depth OneMain Financial Review.
Are you in need of some cash? Historically, borrowers have had limited options for a personal loan. You could ask a family member, a friend, or find a personal finance company that offered fixed-rate loans, typically at exobrtantly high interest rates.
Today, however, finding a personal loan brings several more options to the table. While you can still ask a family member, or get a high-rate loan from a finance company, you can also consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.
No matter where you borrow money from, before you get your next personal loan you should consider the following:
TopConsumerReviews.com has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!
Personal Loans In The News
Taking out a loan may give you immediate access to funds, but it could have a lasting impact on your finances and credit. Here's what you need to know before signing the dotted line for a secured ...
Published: Tue, 12 Mar 2019 00:19:00 GMT
Unemployment can put you into one of those Catch-22 situations. It's the one time you really need to borrow money because you don't have your regular income anymore, but that lack of income means ...
Published: Sun, 24 Feb 2019 07:06:00 GMT
Startups have spent the past decade trying to reinvent everything from taxis (so far so good) to squeezing juice out of fruit and vegetables (facepalm). Lately, entrepreneurs have been giving consumer ...
Published: Fri, 08 Mar 2019 04:42:00 GMT
At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Many or all of the products featured here are from our partners. Here's how we make ...
Published: Wed, 27 Feb 2019 16:00:00 GMT
If you are looking for a personal loan, you are required to satisfy a set eligibility parameters that lenders command. Here are some of them. If you are looking for a personal loan, you are required ...
Published: Sat, 23 Feb 2019 20:31:00 GMT
State Bank of India (SBI), the country's largest lender, offers a variety of loans to meet financial needs of its customer under its personal finance portfolio. The different loan products of SBI are ...
Published: Mon, 25 Feb 2019 07:10:00 GMT
Personal loans are a way to use tomorrow's income today, and the process involved is simple. But you must note that the interest rates are much higher than, say, for a car loan. This is because ...
Published: Sun, 24 Feb 2019 19:16:00 GMT
Home repairs and renovations are a common use of personal loan proceeds, but there are a few alternatives you may want to consider. Image source: Getty Images. Personal loans are used for a variety of ...
Published: Mon, 04 Mar 2019 07:10:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.