Best Reviews TopConsumerReviews.com Best Personal Loans Best Reviews
Best Reviews
      May 20, 2019

Home  >  Personal Loans  >  OneMain Financial Review

Best

Personal Loans

  1. LendingTree
  2. SoFi
  3. 100 Lenders
  4. Avant
  5. Money Lion
  6. Prosper
  7. NetCredit
  8. Upstart
  9. Personal Loans
  10. OneMain Financial
  11. LifeLoans
  12. Better Loans Mutual

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Personal Loan Tips Newsletter

Latest Reviews

Cruise Vacations

Fruit Baskets

Hair Removal

Learn to Read Programs

Menopause Relief

Paid Surveys

Pet Meds

Pool Tables

Tax Software

Watches

 

Individual Reviews

LendingClub

LendingTree

SoFi

100 Lenders

Avant

Money Lion

Prosper

NetCredit

Upstart

Personal Loans

OneMain Financial

LifeLoans

Better Loans Mutual

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

OneMain Financial Review

Best Personal Loans

To help you find the Best Personal Loans, TopConsumerReviews.com provides you with an in-depth OneMain Financial Review.

To see ALL of our reviews for the Best Personal Loans, please Click Here

Are you in need of some cash? Historically, borrowers have had limited options for a personal loan. You could ask a family member, a friend, or find a personal finance company that offered fixed-rate loans, typically at exobrtantly high interest rates.

Today, however, finding a personal loan brings several more options to the table. While you can still ask a family member, or get a high-rate loan from a finance company, you can also consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.

Continue reading below reviews

Best Reviews

2019

Personal Loan Reviews

3.5 stars
OneMain Financial

ONEMAIN FINANCIAL Visit Site

Loan:

Personal and Auto Loans from $1,500 - $30,000

OneMain Financial is a leading national consumer loan company that has been in business since 1912. They offer personal and auto loans at nearly 1,700 branches across the United States and has an A+ rating from the Better Business Bureau.

Stability and a high rating from the Better Business Bureau may be the two greatest strengths of OneMain when it comes to the loans they offer. There is just one application asking for personal information that they ask a prospective client to fill out.

Once the application is completed and if approved, a OneMain representative will call to discuss the details of your loan. If you want to learn more about OneMain's loan product before you apply, they provide an example payment schedule on their site along with other loan information such as options for payment, which can be found in their FAQs section.

Reviewing further, we found consumers that reported a range of interest rates and a few comments about mandatory insurance. However, OneMain discloses fees to the consumer during the loan closing process and any insurance is completely optional for the consumer. Some customers reported high interest rates, while others reported various fees that added to their rate.

On the plus side, OneMain may be an option for people with lower credit ratings. You may also be able to get a loan that does not require collateral. However, you should be aware that this may come with high rates. When the OneMain representative contacts you with your loan offer, be sure you're comfortable with the details. The company has a long, successful history, and appears strong and solvent, so it should be considered a legitimate lending source for your financial needs.

Visit Site

Continued from above

No matter where you borrow money from, before you get your next personal loan you should consider the following:

  • BBB rating. Does the lending company have a solid history of doing good business with its customers?
  • Loan size and rate. How much will the lending company offer? What interest rate do they charge their customers?
  • Loan application process. When applying for your personal loan, can it be completed online? Is the lending process easy and straightforward?

TopConsumerReviews.com has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!

How Long Does It Take to Get Your Money When You Take Out a Personal Loan?

When you need to borrow money, often that need is a pressing one. In other words, you can't afford to wait a long time to get ahold of your cash because you need to use the funds for something ASAP. ...

Published:  Sun, 19 May 2019 23:15:00 GMT



How Non-Salaried Individuals Can Avail Personal Loans

A personal loan is a great solution to a financial crunch and the availability of such loans is not just restricted to salaried professionals. Both salaried and self-employed individuals can avail ...

Published:  Sun, 19 May 2019 23:12:34 GMT



4 Common Personal Finance Tips That Will Actually Fail You

And, indeed, there are times when you should work hard on paying off debt -- like when you owe money on credit cards, payday loans, or high-interest medical or personal loans. But it doesn't make ...

Published:  Sun, 19 May 2019 05:09:00 GMT



How Does a Personal Loan Affect Your Credit Score?

At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn't influence our ...

Published:  Tue, 23 Apr 2019 15:36:00 GMT



SBI personal gold loan interest rates, amount and eligibility explained

All individuals above 18 years are eligible to apply for personal gold loan from SBI. Individuals can apply singly or on a joint basis and should have a steady source of income. You are not required ...

Published:  Fri, 03 May 2019 18:41:00 GMT



U.S. Has Nearly 37 Million Active Personal Loan Accounts

What was America's fastest-growing type of consumer debt in 2018? You may think credit card debt, given that revolving debt has topped the trillion-dollar mark but according to new data from the ...

Published:  Mon, 22 Apr 2019 19:27:00 GMT



Should You Take Out a Personal Loan?

Personal loans have been around for a while, but online fintech lenders have reinvigorated this form of financing. As banks and credit unions scramble to offer more loan products and match the ...

Published:  Sat, 04 May 2019 06:22:00 GMT



Elizabeth Warren's plan for student loan forgiveness: Don't bank on it

Don't bank on getting a big break yet on your college debt. "College students who are graduating this year should not count on having their student loans forgiven," said Mark Kantrowitz, publisher and ...

Published:  Mon, 29 Apr 2019 07:01:00 GMT



Personal Loans for Good Credit: Best for May 2019

Our opinions are our own. Borrowers with good credit - generally considered a credit score of 690 to 719 - typically find favorable interest rates on most unsecured personal loans, which can be used ...

Published:  Mon, 29 Apr 2019 17:00:00 GMT



Most Personal Loan Borrowers See Higher Credit Scores

Can you raise your credit score by taking out a personal loan? You can if you borrow responsibly - and a new study from LendingTree.com shows that borrowers with lower credit scores can see ...

Published:  Wed, 01 May 2019 19:19:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure