Best Reviews TopConsumerReviews.com Best Pet Insurance Best Reviews
Best Reviews
      July 4, 2020

Home  >  Pet Insurance

Best

Pet Insurance

  1. Embrace
  2. Healthy Paws
  3. Figo
  4. PetPremium
  5. ASPCA
  6. Trupanion
  7. Petplan
  8. Pet Assure
  9. Nationwide
  10. Pet First
  11. 24 Pet Watch

Your Information Is Secure
The Perfect Handbook for Imperfect Dog Owners Newsletter

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!

Latest Reviews

Credit Counseling

Feather Pillows

GMAT Test Prep

GRE Test Prep

Homeschool Supplies

Investment Newsletters

LSAT Test Prep

MCAT Test Prep

Senior Care

Thyroid Health

 

Individual Reviews

Pets Best

Embrace

Healthy Paws

Figo

Pet Premium

ASPCA

Trupanion Pet Insurance

Petplan

Pet Assure

Nationwide

Pet First

24 Pet Watch

 

Related Articles

Can Pet Wellness Plans Replace Pet Insurance?

Should You Adopt a Pet with Special Needs?

Summer Safety Tips for Dogs

The Complete Guide to Adopting Your First Dog

Unusual Pets and How to Care For Them

What You Should Expect From Pet Insurance

What You Should Know Before Buying Pet Insurance

Why Has Pet Insurance Become So Popular?

Why Pet Insurance Is Easier Than You Think

Why Veterinarians Appreciate Pet Insurance

 

 

 

 

 

Foreclosure.com

 

 

 

 

Protect Your Home with FrontPoint Security Today!

 

 

 

 

Lose Weight Today

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Best Pet Insurance Better Business Bureau Reliability Seal

Best Pet Insurance

Who has the Best Pet Insurance? Medical care is rarely cheap - and the same goes for our four-legged friends. While pet owners are grateful for advances in technology and medicine that make it possible to keep their "fur kids" healthy, these procedures and prescriptions often come with a hefty price tag.

Without pet insurance, a simple blood test can cost well over $200. Even a standard yearly checkup can set you back by hundreds of dollars. How's your wallet feeling now? Chances are, you would do almost anything to take care of your beloved pet - but you might find yourself having to make difficult choices, especially if your dog or cat experiences a traumatic injury or life-threatening illness.

Continue reading below reviews

Best Reviews


2020

Pet Insurance Reviews

5 stars
Pets Best

PETS BESTTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Pets Best puts the power in your hands, with one of the easiest-to-use, customizable pet insurance sites in the industry. You can choose from many different combinations of annual deductibles, annual payment limits, and reimbursement levels, along with two tiers of optional routine care coverage. You can also expect fast payments on claims. Pets Best remains one of our preferred providers of pet insurance and earns our highest rating.

Read Full Review Visit Site
4.5 stars
Embrace

EMBRACE

Embrace has been a top provider of pet insurance policies since they got their start in 2006. The pricing on their plans are offset by a unique diminishing deductible for every year your pet doesn't make a claim. A solid reputation for fast claims approval and payments should put Embrace on your list of pet insurance plans to consider for your favorite four-legged pal.

Read Full Review Visit Site
4 stars
Healthy Paws

HEALTHY PAWS

Healthy Paws is a great way to get peace of mind for your pet's medical needs. Big advantages of getting your pet insurance with Healthy Paws are their annual deductibles (not per covered condition), no annual coverage limits, fast payment of claims, and friendly, personalized attention to you and your animal companion. They should be on your list of top providers when considering which pet insurance plan is right for your furry friend.

Read Full Review Visit Site
4 stars
Figo

FIGO

Figo's pet insurance plans are easy to understand and very affordable: the only policies on the market that include a 100% reimbursement option, in addition to unlimited annual coverage limits. The only thing missing with this provider are routine/wellness care options. In all other aspects, Figo is a first-rate choice for pet insurance.

Read Full Review Visit Site
3.5 stars
Pet Premium

PET PREMIUM

One of the newest pet insurance providers in the pack, Pet Premium aims to keep your furry friend "happy, healthy, and protected". Their robust site includes a wealth of information about pets, from breeds to routine care, and even offers a puppy/breeder search. One downside is that claims are paid based on established limits for each condition, not on what you actually spent at the vet's office.

Read Full Review Visit Site
3.5 stars
ASPCA

ASPCA

The ASPCA offers pet insurance that is competitive with other providers; noteworthy perks include available unlimited coverage plans and zero enrollment fees to get started. But, especially for younger pets, ASPCA's premiums tend to me more expensive, including a $2 per-payment fee on any plan not paid on an annual basis.

Read Full Review Visit Site
3.5 stars
Trupanion Pet Insurance

TRUPANION

Trupanion has been a trusted provider of pet insurance since 2000 in Canada and 2008 in the US. All of their plans pay 90% of eligible claims, and premiums are based on deductibles ranging from $0 to $1000. You can use any licensed veterinarian/animal hospital, some of whom have a direct pay relationship that means you don't have to pay the bill and wait for reimbursement. However, a broader-than-average definition of "pre-existing condition" leaves some customers with unpaid claims.

Read Full Review Visit Site
3 stars
Petplan

PETPLAN

Petplan has a wide variety of pet insurance plans to choose from, depending on the deductible/annual limits/coverage amounts you want. They're accredited with the BBB as an "A+" rated company, and their website is cute and simple to use. However, you'll pay much more for their pet insurance when compared with other providers. You may also have a hard time getting your claims paid in a timely fashion.

Read Full Review Visit Site
3 stars
Pet Assure

PET ASSURE

Petplan has a wide variety of pet insurance plans to choose from, depending on the deductible/annual limits/coverage amounts you want. They're accredited with the BBB as an "A+" rated company, and their website is cute and simple to use. However, you'll pay much more for their pet insurance when compared with other providers. You may also have a hard time getting your claims paid in a timely fashion.

Read Full Review Visit Site
3 stars
Nationwide

NATIONWIDE

Nationwide is well known for insuring people, but they've also been covering dogs, cats, and even more unusual pets since 1982. Their pricing is simple to understand and covers a broader range of illnesses, accidents, and even wellness if you choose their Whole Pet plan. But, you should expect to provide detailed medical histories of your pets; numerous policyholders complain that their claims were denied outright due to missing documentation or pre-existing conditions.

Read Full Review Visit Site
2.5 stars
Pet First

PET FIRST

Pet First has been a part of the pet insurance industry since 2004. While they enjoy an A+ rating with the BBB, their plans will almost definitely cost you more than the competition, especially with deductibles that are per-incident instead of annual and coverage limits that are lower than most. Pet First probably will not have your tail wagging when it comes to pet insurance.

Read Full Review Visit Site
1.5 stars
24 Pet Watch

24 PET WATCH

24 Pet Watch has been providing pet insurance as a subsidiary of Pethealth Inc. since 2003. Although they've come a long way - updating their website and making it much easier to purchase a plan - numerous customer reviews still put this provider well behind the pack, citing unexpected increases in premiums, dropped coverage, and denied claims. We recommend that you choose a pet insurance company with a stronger reputation.

Read Full Review Visit Site

Continued from above

Just like their owners, pets can be protected with pet insurance plans that help ease the financial strain of medical care. Pet insurance has become very popular in the last few years, with dozens of companies offering to help you keep your pet healthy for a long time. But, every pet insurance plan is different with respect to deductibles and fees, covered services, and claims processing.

As you decide which pet insurance company is the best fit for you and your pet, keep in mind the following criteria:

  • Cost. What will you pay for your coverage? Is there a deductible, and is it annual or per incident? Will you pay any enrollment fees?
  • Coverage. What services and procedures are covered in the plan you have selected? Does it cover preventative measures like annual checkups? Are there any noteworthy exclusions? Does the company offer a variety of plans to meet your needs?
  • Reputation. Is the pet insurance provider rated by the Better Business Bureau? What do other customers say about their experience? Are claims paid quickly, or do you have to jump through a lot of hoops to file paperwork? Do many claims get denied? Are the company's customer service representatives knowledgeable and friendly?

TopConsumerReviews.com has reviewed and ranked the best Pet Insurance companies available today. We hope this information helps you find the best pet insurance plan for you and your animal companion!

How Pet Insurance Can Save You Money

If you asked every pet lover you encountered in a day how they feel about their pets, they'd likely tell you they view them as family members, not pets. As such, most pet owners want their furry family members to live long and healthy lives.

One of the best ways to make sure that happens is by investing in a pet insurance policy.

Like their human counterparts, animals can get sick or be involved in accidents which can cause severe injury. They also need routine preventative healthcare in order to stay healthy all of which can cost a pretty penny. Pet insurance plans are designed to help shoulder the burden of these costs, helping pet owners to have the choice in caring for their pet, versus euthanasia due to insufficient funding to pay for necessary medical procedures.

Currently, only one percent of the U.S. pet population just under 3 million animals is insured. However, industry trends indicate that pet health insurance policies are growing in popularity in the U.S., with an anticipated increase of up to 10 percent within the next five years.

The first official pet healthcare policy was sold in Britain in 1947. Britain trails only Sweden in the number of pet owners who provide insurance for their pets. Dogs are the most-insured pet, followed by cats and small exotic animals. While it is sold under the name "healthcare insurance," pet health insurance is actually under the insurance umbrella for property. According to insurance laws, pets are seen as property, so the insurance policy which covers them is similar to that for any other property owned by an individual.

Most pet owners understand that cost for care, as well as the likelihood that the pet will suffer from certain diseases and conditions, significantly increases as the pet ages. However, not many pet owners have stopped to ask themselves what they would do if their pet suffered a serious or unexpected injury. Average cost for mending a broken leg, for instance, can run between $2,000 and $5,000 without insurance coverage. Dogs, which are known for eating and swallowing items which can be harmful, may need emergency surgery to remove the item and repair any internal damage that may have been caused. That kind of procedure can cost up to $3,000. Many pet owners cannot afford such high up-front costs and most veterinarians require payment in full at the time of the procedure. That leaves many pet owners struggling with what to do for their pet when they can't afford the procedure that could help them.

Other conditions, such as diabetes mellitus, are on the rise in the pet population. One out of every 400 dogs and cats will be diagnosed with diabetes at some point in their lives. With the advent of medical procedures and interventions not previously available to our pets, many are living longer, which increases their chances of developing age-related conditions and injuries. Take for instance, a pet which develops diabetes. That animal would require insulin injections, much as its human counterpart diagnosed with the same condition would need. Monthly costs between insulin and the syringes needed to administer it can cost a couple hundred dollars. Then there is the glucose monitoring system required to keep track of your pet's insulin levels. Animal-specific monitors such as AlphaTrak can cost $200 by the time you purchase the monitor, the lancets and the testing strips.

Most pet policies cover these issues and many more, making them a good investment for pet owners. With a variety of plans from which to choose, pet owners can find one that is not only affordable to them, but which also covers their pet's annual medical needs.

 

Pawlicy Advisor Reveals Unique Statistics of Pet Parents Interested in Pet Insurance 2019-2020

See the full report for free, here. Pawlicy Advisor is the first pet insurance marketplace actively endorsed by veterinarians across the US. Since early 2019, Pawlicy Advisor has provided personalized ...

Published:  Tue, 23 Jun 2020 05:46:00 GMT



Pet Insurance Through Non-Profit Veterinarian Organizations

The other day I was talking to a volunteer veterinarian who worked for a non-profit group that helped save animals and low-income pet owners. If you've ...

Published:  Thu, 02 Jul 2020 10:36:00 GMT



Insurance Is Available for Pet Caretakers (Sitters and Dog walkers)

They have been good at spotting change in society and family life and have come forward to meet the needs of many pet owners. In the past, animals were free to move around and many were pets outside.

Published:  Tue, 30 Jun 2020 04:37:00 GMT



"I Love My Dog So Much" Launches the First-Ever Emergency Pet Accident Coverage

I Love My Dog So Much has partnered with 3P Risk Services, an innovative Insurtech startup, to offer a specialized suite of coverages ...

Published:  Tue, 30 Jun 2020 08:36:00 GMT



Pet Insurance Market 2020: Global Opportunities, Industry Analysis, Top Key Players, Application, Share, Size Scope and Outlook - 2026

The global "Pet Insurance Market Size" is projected to reach USD 11.25 billion by 2026. The increasing pet adoption in leading countries across the world ...

Published:  Mon, 22 Jun 2020 00:04:00 GMT



Lemonade's CFO Says It's Digitizing the Insurance Industry. Its IPO Soared More Than 100% Today.

Our stock values are about the future, not the past." Started in 2015 and launched a year later by Daniel Schreiber, Lemonade's CEO, and Shai Wininger, president and chief operating officer, Lemonade ...

Published:  Thu, 02 Jul 2020 14:09:00 GMT



Pet Insurance Market Top Key Players, Size Estimation, Industry Share, Business Analysis 2019 and Growth Forecast to 2026

Pet Insurance Market Top Key Players, Size Estimation, Industry Share, Business Analysis 2019 and Growth Forecast to 2026 Posted on Jun 23 2020 5:27 AM Pet Insurance Market by Top Key Players are ...

Published:  Tue, 23 Jun 2020 03:51:00 GMT



Our Latest Reviews

Credit Counseling

Credit Counseling

Feather Pillows

Feather Pillows

GMAT Test Prep

GMAT Test Prep

GRE Test Prep

GRE Test Prep

Homeschool Supplies

Homeschool Supplies

Investment Newsletters

Investment Newsletters

LSAT Test Prep

LSAT Test Prep

MCAT Test Prep

MCAT Test Prep

Senior Care

Senior Care

Thyroid Health

Thyroid Health

Share Us!   

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure