TopConsumerReviews.com
      August 15, 2018

Home  >  Pet Insurance  >  Articles

Best

Pet Insurance

  1. Embrace
  2. Healthy Paws
  3. Figo
  4. PetPremium
  5. ASPCA
  6. Trupanion
  7. Petplan
  8. Pet Assure
  9. Nationwide
  10. Pet First
  11. 24 Pet Watch

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
The Perfect Handbook for Imperfect Dog Owners Newsletter

Latest Reviews

Coffee Clubs

Company Incorporation

CPA Exam Reviews

Credit Repair Companies

Home Warranties

Meal Delivery Programs

Medical Alert Systems

Mobility Scooters

Pet Insurance

Whiskey Clubs

 

Related Articles

Should You Adopt a Pet with Special Needs?

Summer Safety Tips for Dogs

The Complete Guide to Adopting Your First Dog

Unusual Pets and How to Care For Them

What Are Pet Wellness Plans and Can They Replace Pet Insurance?

What You Should Expect From Pet Insurance

What You Should Know Before Buying Pet Insurance

Why Has Pet Insurance Become So Popular?

Why Pet Insurance Is Easier Than You Think

Why Veterinarians Appreciate Pet Insurance

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What You Should Expect From Pet Insurance

Owning a pet can be a very rewarding experience. For most people, their pets are more than just furry companions – they are members of the family.

Like any other family member, pets can be expensive to maintain, especially as they age. Like human beings, older pets are prone to certain diseases, including diabetes and heart disease. Medical procedures and interventions for these services can be quite costly, and pet owners can find themselves racking up thousands of dollars at the veterinarian to keep their pets healthy.

Now there is a solution beyond unnecessary euthanasia – pet health insurance.

The first official pet healthcare policy was sold in Britain in 1947. Britain trails only Sweden in the number of pet owners who provide insurance for their pets. Dogs are the most-insured pet, followed by cats and small exotic animals. While it is sold under the name “healthcare insurance,” pet health insurance is actually under the property insurance umbrella. According to insurance laws, pets are seen as property, so the insurance policy which covers them is similar to that for any other property owned by an individual.

But what should you expect from pet insurance?

  • Affordability. The most important factor in purchasing a health insurance policy for your pet is affordability. Pet owners are more likely to purchase the coverage if it fits within their monthly budget. Policies range from as low as $15 a month to $75 a month or more. As with insurance policies for people, more costly plans tend to offer more bells and whistles when it comes to coverage.
  • Coverage Length. There are two kinds of insurance policies for pets: lifetime and non-lifetime coverage. Lifetime coverage policies are designed to provide coverage for the pet without limitations. Non-lifetime policies must be renewed annually, and with most plans in this category, any health condition for which a claim was filed in the previous year will automatically be placed on the list of non-covered procedures/conditions for the following year. Lifetime policies are designed to continue to provide coverage for any condition for which the pet has received veterinary care.
  • Coverage Type. When pet insurance policies first came onto the scene, most did not cover preventative care for pets, such as annual exams, vaccinations and spaying/neutering. Within the last couple of years, however, pet insurance companies in Canada, the United States and the United Kingdom have begun to include routine preventative healthcare coverage in their plans.
  • Limitations. As with human health insurance plans, many plans for pets exclude pre-existing conditions. Even companies which cover pre-existing conditions generally place exclusions on how much will be covered and how often. It is best to research this if you have a pet that already suffers from a health condition which will require extensive monitoring.

As with health insurance policies for humans, those which cover our furry friends come with a variety of benefits. More expensive plans will cover more services at a higher coverage rate, while the majority of inexpensive plans contain coverage exclusions for select services. Before choosing any policy, do your research: ask for customer recommendations, compare coverage and cost factors, and seek out information from the veterinarian who provides health services to your pet.

State Farm Insurance Agent Brian Pinkstaff Insuring Pets

I want to be able to provide that same service to my clients who have pets. Pet medical insurance provides for one's pet when it needs it the most. The policyholder pays the day of any needed medical ...

Published:  Tue, 14 Aug 2018 01:18:00 GMT



Pet pampering surges as millennials practice parenting

"That's where some of this demand and willingness to spend anything on your pets is coming from," says Curran. Witness pet health insurance, where revenue has more than doubled in the last five years ...

Published:  Mon, 13 Aug 2018 09:24:00 GMT



Canine Journal Ranks Healthy Paws Pet Insurance #1

SEATTLE: Healthy Paws Pet Insurance - the #1 customer-rated provider of insurance for dogs and cats - has been listed as the "Best Dog Insurance" provider by Canine Journal, the experts on "all things ...

Published:  Sun, 12 Aug 2018 06:35:00 GMT



Pet Insurance: Security for the whole family

If you are the one looking at the vet bill that goes along with that puppy (or cat or bird), there may be something you should consider: pet insurance. Pet insurance is for pet owners who do not have ...

Published:  Wed, 08 Aug 2018 12:54:00 GMT



Shelters hope fur flies out the door during pet adoption campaign

RHS adoptions include spay/neuter surgery, vaccinations, tattoo, microchip, a complimentary vet exam and 30 days of pet insurance. Koch noted all those extras would normally cost around $700, but are ...

Published:  Sat, 11 Aug 2018 13:26:00 GMT



Here's how you should choose your pet's veterinarian

Will they give you a hard time if you want to get a second opinion Do they take pet insurance or offer pet credit/payment plans As far as cost goes, sometimes you do need to shop around. News 6 comp...

Published:  Mon, 06 Aug 2018 05:40:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure