TopConsumerReviews.com
      August 15, 2018

Home  >  Pet Insurance  >  Articles

Best

Pet Insurance

  1. Embrace
  2. Healthy Paws
  3. Figo
  4. PetPremium
  5. ASPCA
  6. Trupanion
  7. Petplan
  8. Pet Assure
  9. Nationwide
  10. Pet First
  11. 24 Pet Watch

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
The Perfect Handbook for Imperfect Dog Owners Newsletter

Latest Reviews

Coffee Clubs

Company Incorporation

CPA Exam Reviews

Credit Repair Companies

Home Warranties

Meal Delivery Programs

Medical Alert Systems

Mobility Scooters

Pet Insurance

Whiskey Clubs

 

Related Articles

Should You Adopt a Pet with Special Needs?

Summer Safety Tips for Dogs

The Complete Guide to Adopting Your First Dog

Unusual Pets and How to Care For Them

What Are Pet Wellness Plans and Can They Replace Pet Insurance?

What You Should Expect From Pet Insurance

What You Should Know Before Buying Pet Insurance

Why Has Pet Insurance Become So Popular?

Why Pet Insurance Is Easier Than You Think

Why Veterinarians Appreciate Pet Insurance

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What You Should Know Before Buying Pet Insurance

Pet owners have a special affection for their furry companions. Oftentimes, they think of them not only as pets, but as members of their families. As such, they want to ensure their pets live long, happy and healthy lives.

One of the best ways to make sure your pet stays in tip-top condition is to purchase a pet insurance plan.

The first official pet healthcare policy was sold in Britain in 1947. Britain trails only Sweden in the number of pet owners who provide insurance for their pets. Dogs are the most-insured pet, followed by cats and small exotic animals. While it is sold under the name “healthcare insurance,” pet health insurance is actually under the insurance umbrella for property. According to insurance laws, pets are seen as property, so the insurance policy which covers them is similar to that for any other property owned by an individual.

There are a few things you should know before buying pet insurance.

First and foremost is cost. Pet insurance plans should provide the kind of coverage needed at a cost that is affordable. There are 10 companies that offer pet insurance plans within the United States. Of those companies, plans range in cost from $15 a month to $50 or more. Some plans require the holder to meet a deductible prior to paying claims, much as health insurance plans for humans. If in order to afford a monthly premium the client has to have a deductible that is too high to reasonably afford, then the insurance plan is not a good choice. Annual limits for covered services also create problems for clients who own pets with chronic health conditions. There are a few plans that do not have annual limits, so it may be best to choose one of those plans if your pet will need continual care.

Another issue to consider is the way the pet insurance company handles veterinary cost reimbursements. Some insurers do not cover veterinarian exam charges, and restrict the reimbursement amount to a set amount per diagnosis.

For most pet owners, regular wellness exams, vaccinations and routine preventative health care are the most common procedures their pet undergoes. However, several of the pet insurance companies on the U.S. market do not include coverage for these routine services, leaving the customer to pay for a monthly insurance premium, as well as routine veterinarian care. In these instances, the insurance plan is not worth the monthly cost to the pet owner.

Another important factor in choosing a plan that is right for you is what the customer is required to do in order to have covered services paid for by the insurance plan. Some plans allow the veterinarian to bill them directly, much as human health insurance companies do, while others require the policyholder to pay the costs up front and then submit the receipts for reimbursement. Some customers of companies which require up-front payment have complained that it is difficult to have those costs reimbursed by the insurance plan later. So if guaranteeing that the costs will be covered is important, it is best to choose a plan that has a guaranteed coverage percentage plan.

Pet owners in the U.S. spend roughly $12 billion dollars annually for veterinarian care for their pets. This number is only expected to increase as more advanced medications become available to our pets. Choose a plan that best suits your needs and those of your pet to ensure a pleasant experience.

State Farm Insurance Agent Brian Pinkstaff Insuring Pets

I want to be able to provide that same service to my clients who have pets. Pet medical insurance provides for one's pet when it needs it the most. The policyholder pays the day of any needed medical ...

Published:  Tue, 14 Aug 2018 01:18:00 GMT



Pet pampering surges as millennials practice parenting

"That's where some of this demand and willingness to spend anything on your pets is coming from," says Curran. Witness pet health insurance, where revenue has more than doubled in the last five years ...

Published:  Mon, 13 Aug 2018 09:24:00 GMT



Canine Journal Ranks Healthy Paws Pet Insurance #1

SEATTLE: Healthy Paws Pet Insurance - the #1 customer-rated provider of insurance for dogs and cats - has been listed as the "Best Dog Insurance" provider by Canine Journal, the experts on "all things ...

Published:  Sun, 12 Aug 2018 06:35:00 GMT



Pet Insurance: Security for the whole family

If you are the one looking at the vet bill that goes along with that puppy (or cat or bird), there may be something you should consider: pet insurance. Pet insurance is for pet owners who do not have ...

Published:  Wed, 08 Aug 2018 12:54:00 GMT



Shelters hope fur flies out the door during pet adoption campaign

RHS adoptions include spay/neuter surgery, vaccinations, tattoo, microchip, a complimentary vet exam and 30 days of pet insurance. Koch noted all those extras would normally cost around $700, but are ...

Published:  Sat, 11 Aug 2018 13:26:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure