TopConsumerReviews.com Best Pet Insurance
      October 21, 2019

Home  >  Pet Insurance  >  Articles

Best

Pet Insurance

  1. Embrace
  2. Healthy Paws
  3. Figo
  4. PetPremium
  5. ASPCA
  6. Trupanion
  7. Petplan
  8. Pet Assure
  9. Nationwide
  10. Pet First
  11. 24 Pet Watch

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
The Perfect Handbook for Imperfect Dog Owners Newsletter

Latest Reviews

Ballroom Dancing Lessons

Copyright Registration

Drum Lessons

Health Insurance

Keto Diets

Online Fitness

Painting Lessons

Self Publishing Companies

Teeth Whiteners

VOIP Services

Wedding Planning Software

Wills

 

Related Articles

Can Pet Wellness Plans Replace Pet Insurance?

Should You Adopt a Pet with Special Needs?

Summer Safety Tips for Dogs

The Complete Guide to Adopting Your First Dog

Unusual Pets and How to Care For Them

What You Should Expect From Pet Insurance

What You Should Know Before Buying Pet Insurance

Why Has Pet Insurance Become So Popular?

Why Pet Insurance Is Easier Than You Think

Why Veterinarians Appreciate Pet Insurance

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What You Should Know Before Buying Pet Insurance

Pet owners have a special affection for their furry companions. Oftentimes, they think of them not only as pets, but as members of their families. As such, they want to ensure their pets live long, happy and healthy lives.

One of the best ways to make sure your pet stays in tip-top condition is to purchase a pet insurance plan.

The first official pet healthcare policy was sold in Britain in 1947. Britain trails only Sweden in the number of pet owners who provide insurance for their pets. Dogs are the most-insured pet, followed by cats and small exotic animals. While it is sold under the name “healthcare insurance,” pet health insurance is actually under the insurance umbrella for property. According to insurance laws, pets are seen as property, so the insurance policy which covers them is similar to that for any other property owned by an individual.

There are a few things you should know before buying pet insurance.

First and foremost is cost. Pet insurance plans should provide the kind of coverage needed at a cost that is affordable. There are 10 companies that offer pet insurance plans within the United States. Of those companies, plans range in cost from $15 a month to $50 or more. Some plans require the holder to meet a deductible prior to paying claims, much as health insurance plans for humans. If in order to afford a monthly premium the client has to have a deductible that is too high to reasonably afford, then the insurance plan is not a good choice. Annual limits for covered services also create problems for clients who own pets with chronic health conditions. There are a few plans that do not have annual limits, so it may be best to choose one of those plans if your pet will need continual care.

Another issue to consider is the way the pet insurance company handles veterinary cost reimbursements. Some insurers do not cover veterinarian exam charges, and restrict the reimbursement amount to a set amount per diagnosis.

For most pet owners, regular wellness exams, vaccinations and routine preventative health care are the most common procedures their pet undergoes. However, several of the pet insurance companies on the U.S. market do not include coverage for these routine services, leaving the customer to pay for a monthly insurance premium, as well as routine veterinarian care. In these instances, the insurance plan is not worth the monthly cost to the pet owner.

Another important factor in choosing a plan that is right for you is what the customer is required to do in order to have covered services paid for by the insurance plan. Some plans allow the veterinarian to bill them directly, much as human health insurance companies do, while others require the policyholder to pay the costs up front and then submit the receipts for reimbursement. Some customers of companies which require up-front payment have complained that it is difficult to have those costs reimbursed by the insurance plan later. So if guaranteeing that the costs will be covered is important, it is best to choose a plan that has a guaranteed coverage percentage plan.

Pet owners in the U.S. spend roughly $12 billion dollars annually for veterinarian care for their pets. This number is only expected to increase as more advanced medications become available to our pets. Choose a plan that best suits your needs and those of your pet to ensure a pleasant experience.

Do you really need pet insurance? How to tell whether it's worth it

Maybe a friend once told you about pet insurance, but you weren't listening closely because your dog was just a pup at the time or your cat was merely a kitten and old age and surgeries seemed ...

Published:  Fri, 11 Oct 2019 04:27:00 GMT



Pet Insurance Market value to hit $10 billion by 2025: Global Market Insights, Inc.

Global Pet Insurance Market revenue is expected to surpass USD 10 billion by 2025; according to a new research report by Global Market Insights, Inc. The demand for pet insurance is rapidly gaining ...

Published:  Mon, 14 Oct 2019 17:25:00 GMT



Choice Shonky Awards 2019 IKEA, Medibank Kogan, AMP, pet insurance, Freedom Foods

Australian consumer watchdog CHOICE has named and shamed brands and businesses at the 2019 Shonky Awards. The entire pet insurance industry, major superannuation and private health firms, and a retail ...

Published:  Wed, 09 Oct 2019 11:44:00 GMT



Choice Shonky award goes to 'emotionally manipulating' pet insurance

Paul Cullen thought he was doing the responsible thing by taking out pet insurance for his beloved kitten Lenny, but he has been left upset and out of pocket more than $1,000 over a product consumer ...

Published:  Wed, 09 Oct 2019 16:31:00 GMT



Marsh Launches Next-Gen Pet Insurance Program

Will Donate 1% of Profits to Organizations That Help Abandoned Pets Marsh, the world's leading insurance broker and risk adviser, in collaboration with Zurich North America, announces the launch of ...

Published:  Mon, 07 Oct 2019 12:10:00 GMT



Nationwide: Alpharetta cat one of 2019's unusual pet insurance claims

An adventurous Alpharetta area cat is up for what has to be the most prestigious award in the world of pet insurance claims. Nationwide insurance says Minnow the cat missing for three weeks from her ...

Published:  Tue, 15 Oct 2019 11:18:00 GMT



Alpharetta Cat A Finalist In Nationwide Insurance Contest

(Nationwide Pet) ALPHARETTA, GA - The story of a cat that went missing who later returned home, may end up benefiting the veterinarian's office that saved her. Minnow the tabby cat from Alpharetta is ...

Published:  Wed, 16 Oct 2019 10:05:00 GMT



Protecting your pets: Halloween reminders for pet owners

"Ingested in even the smallest amounts, xylitol can be extremely dangerous to dogs, leading to liver failure or worse, and the veterinary care required is also costly for owners," said Jenna Mahan, ...

Published:  Mon, 14 Oct 2019 13:13:00 GMT



GLOBAL PET INSURANCE MARKET 2013 CURRENT INDUSTRY TRENDS, SALES, PRODUCTION, SUPPLY, DEMAND, ANALYSIS & FORECAST TO 2023

WiseGuyReports has added new market study to its database, titled "Pet Insurance-Global Market Status and Trend Report 2013-2023" . Pet Insurance-Global Market Status and Trend Report 2013-2023 offers ...

Published:  Thu, 17 Oct 2019 03:35:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure