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Pet Insurance in California

More than 50% of California households own at least one pet. Because of advances in medicine, veterinarians can provide life-saving treatment to sick or injured cats and dogs, significantly improving both their life expectancy and their owner's peace of mind. Unfortunately, these modern procedures can come with a hefty price tag.

A routine examination with preventative tests and vaccinations can cost from $200 to $400. However, that is the lower end of the price range for veterinary bills; for gravely ill pets, chemotherapy, hip replacement, and other treatments can easily reach totals of $5000 or more.

Pet Insurance allows loving pet owners to enjoy their pets' company for many years without having to consider putting it to sleep rather than paying for expensive procedures. Many pet insurance companies exist today that can defray the costs of life-saving procedures and other care. But, these companies vary in terms of services covered, premiums, customer service, and timeframes for claim reimbursement.

Californians should consider several factors when comparing pet insurance plans, particularly because plans can be quite different from the health insurance used by humans. For instance, some insurers do not cover hereditary conditions (e.g. feline kidney failure or canine hip dysplasia), pre-existing conditions, or preventable conditions (such as periodontal disease). Also, if coverage is used to treat a particular ailment in one year, that disorder may then be excluded in the following year or an additional fee may be charged because it is then viewed as a pre-existing condition. While typical plans cover predominantly catastrophic situations involving accidents or illnesses, some do offer add-on "wellness coverage" for yearly checkups, spaying/neutering, and routine vaccinations.

From "designer" dogs to adorable kittens adopted from a rescue organization, California pets and their owners can benefit from the coverage offered by pet insurance and worry less about what may happen in the future.

 

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Pet Insurance In The News

Pet insurance: How to get the best price and coverage

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How to be a smart shopper when it comes to pet insurance

Just like the human members of the family, our pets can get sick or injured. And when they do, the vet bills can be staggering, even prohibitive. Cancer treatment for a dog can easily top $13,000 ...

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Published:  Tue, 18 Sep 2018 13:35:00 GMT



Introducing Peppermint: Refreshingly Simple Pet Insurance

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Published:  Tue, 18 Sep 2018 06:30:00 GMT



Healthy Paws Pet Insurance Announces Fall 2018 Student Scholarship Winners

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Published:  Wed, 12 Sep 2018 08:55:00 GMT



Hong Kong-based OneDegree gets $25.5M Series A to make coverage more accessible, starting with pet insurance

OneDegree, a Hong Kong-based insurance technology startup, announced today that it has closed a Series A totaling HKD $200 million (about $25.5 million). Half of that amount was pledged by ...

Published:  Mon, 10 Sep 2018 01:15:00 GMT



TC Consumers' Checkbook looks at pet insurance

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Published:  Thu, 13 Sep 2018 12:02:00 GMT




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