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In Kansas, more than half of all households have at least one pet. Pet insurance policies are helping pet owners to get the treatment their Rovers and Fifis need without it breaking the bank.
Pet insurance policies run the gamut from bare-bones catastrophic coverage (in the event of illness or accidental injury) to comprehensive plans that include spaying and neutering, vaccinations, and other routine preventative care. Kansans shopping for pet insurance should be sure to compare multiple policies, taking note of any deductibles, copayments, or annual coverage limits. Also, many plans have specific exclusions for pre-existing or hereditary conditions, for elderly pets, or have limited coverage for certain breeds (e.g. Rottweilers, pit bulls, Lhasa Apsos, and chow chows). It is also important to be aware of how payment amounts are determined; some policies choose to cover only "reasonable and customary" fees that may be considerably less than those actually charged by a veterinarian, so policies that pay a percentage of any fees incurred might be preferable for most customers.
Regardless of the type of policy chosen, pet insurance can help make it unnecessary to go into debt for life-saving surgery or treatment, thus avoiding the painful decision to have a beloved pet humanely euthanized solely because treatment was not affordable. Given the high costs of certain common treatments, pet insurance is becoming more common in Kansas and elsewhere; even something as seemingly simple as a tooth extraction for a cat can cost nearly $1,000, and more complicated treatment plans for conditions like canine liver cancer typically result in a veterinarian bill of nearly $9,000. And, unfortunately, these conditions are not atypical; one report from a pet insurance company indicated as many as 1,600 claims in a year for feline tooth extraction alone.
Pet Insurance In The News
New video shares tips for introducing dogs to each other and to new people. CLEVELAND, Nov. 14, 2018 /PRNewswire-PRWeb/ -- With the holidays just around the corner and loved ones coming to town ...
Published: Wed, 14 Nov 2018 09:10:00 GMT
The National Association of Insurance Commissioners is meeting in San Francisco this weekend, Pet Insurance is on the agenda. Additionally, the Property and Casualty Insurance Committee will be ...
Published: Tue, 13 Nov 2018 12:07:00 GMT
New video shares tips for introducing dogs to each other and to new people. "While dogs are naturally social animals that are brilliant in their species-to-species communications, they don't always au...
Published: Wed, 14 Nov 2018 09:36:00 GMT
ROCKVILLE, Md., Nov. 13, 2018 /PRNewswire/ -- Given the size of the U.S. pet population, market penetration for pet insurance in the U.S. remains comparatively low. This is particularly true when comp...
Published: Tue, 13 Nov 2018 08:41:00 GMT
it is uniquely positioned to give pet parents peace of mind with pet insurance. PetInsuranceQuotes.com is Petco's answer for a market that is virtually wide open. Some 85 million U.S. households own a ...
Published: Tue, 13 Nov 2018 04:01:00 GMT
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