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Pet Insurance in South Dakota

It might surprise you to learn that South Dakota has the third highest percentage of pet ownership in America, with more than 65% of households owning at least one cat or dog. Pet insurance can often be the best way for loving pet owners to care for their gorgeous Persians or adorable mutts without having the stress of wondering if needed treatments will be affordable.

Pet insurance policies are similar to human health care insurance in few ways. Both kinds of insurance generally have annual deductibles, copayments, and monthly premiums that increase with the amount of coverage desired. However, pet insurance differs in a few important ways. Policies covering companion animals are allowed to refuse coverage of pre-existing conditions, elderly pets, and specific breeds of dogs (Rottweilers and pitbulls are the ones most commonly denied or offered only limited coverage). Pet insurance companies are also allowed to establish annual and lifetime payout limits.

Nonetheless, pet insurance can help most South Dakota owners get treatment for their beloved furry friends. Some customers prefer lower premiums for plans that only address more catastrophic injuries and illnesses, while others choose higher premiums to access more comprehensive veterinary care for both severe illnesses and accidents as well as regular preventative medicine (for example vaccinations, spaying and neutering, tests, and annual wellness visits).

As veterinary costs are on the rise - an average cancer treatment for a dog or cat can easily be more than $1,000 - pet insurance can make such care more affordable. These plans are helping South Dakota pet lovers avoid having to incur significant amounts of debt in order to make sure that their furry friends are healthy and happy for years to come.

 

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Pet Insurance In The News

Wells Fargo's Latest Challenge: Refunds for Pet Insurance, Legal Services

Wells Fargo WFC -0.42% & Co. is in the process of refunding tens of millions of dollars for products ranging from pet insurance to legal services added to hundreds of thousands of customers' accounts ...

Published:  Thu, 19 Jul 2018 11:20:00 GMT



Report: Wells Fargo will pay millions in refunds for pet insurance, other add-on products

Wells Fargo & Co. will refund tens of millions of dollars to customers who paid for identity-theft protection, pet insurance and other add-on services offered by the bank, the Wall Street Journal repo...

Published:  Thu, 19 Jul 2018 18:25:00 GMT



Wells Fargo is now refunding customers for pet insurance and other add-ons

Scandal-ridden Wells Fargo & Co. is not out of the woods yet. The San Francisco-based lender WFC, -0.42% is in the midst of refunding customers for products including pet insurance and legal services ...

Published:  Thu, 19 Jul 2018 12:06:00 GMT



Another Wells Fargo mess: Pet insurance ripoff

Not even pet insurance is safe from Wells Fargo's scandals. Wells Fargo (WFC) has begun refunding customers who were harmed when the bank charged them for products including pet insurance, legal servi...

Published:  Thu, 19 Jul 2018 10:39:17 GMT



Wells Fargo Begins Refunding Customers Charged for Unauthorized Products Including Pet Insurance

Not even pet insurance is safe from Wells Fargo's scandals. Wells Fargo has begun refunding customers who were harmed when the bank charged them for products including pet insurance, legal services, h...

Published:  Thu, 19 Jul 2018 19:07:00 GMT




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