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Pet Insurance in South Dakota

It might surprise you to learn that South Dakota has the third highest percentage of pet ownership in America, with more than 65% of households owning at least one cat or dog. Pet insurance can often be the best way for loving pet owners to care for their gorgeous Persians or adorable mutts without having the stress of wondering if needed treatments will be affordable.

Pet insurance policies are similar to human health care insurance in few ways. Both kinds of insurance generally have annual deductibles, copayments, and monthly premiums that increase with the amount of coverage desired. However, pet insurance differs in a few important ways. Policies covering companion animals are allowed to refuse coverage of pre-existing conditions, elderly pets, and specific breeds of dogs (Rottweilers and pitbulls are the ones most commonly denied or offered only limited coverage). Pet insurance companies are also allowed to establish annual and lifetime payout limits.

Nonetheless, pet insurance can help most South Dakota owners get treatment for their beloved furry friends. Some customers prefer lower premiums for plans that only address more catastrophic injuries and illnesses, while others choose higher premiums to access more comprehensive veterinary care for both severe illnesses and accidents as well as regular preventative medicine (for example vaccinations, spaying and neutering, tests, and annual wellness visits).

As veterinary costs are on the rise - an average cancer treatment for a dog or cat can easily be more than $1,000 - pet insurance can make such care more affordable. These plans are helping South Dakota pet lovers avoid having to incur significant amounts of debt in order to make sure that their furry friends are healthy and happy for years to come.


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Pet Insurance In The News

Is pet insurance worth it

When my 8-month old puppy nabbed a chicken thigh bone off a plate and swallowed it whole, I was worried about many things, but the veterinarian bill was not one of them. Standing at the front counter ...

Published:  Mon, 19 Nov 2018 23:09:00 GMT

Embrace Pet Insurance and Certified Dog Trainer Laura Nativo Partner to Protect Pets & People By Promoting Safe Dog Introductions

New video shares tips for introducing dogs to each other and to new people. CLEVELAND, Nov. 14, 2018 /PRNewswire-PRWeb/ -- With the holidays just around the corner and loved ones coming to town ...

Published:  Wed, 14 Nov 2018 09:10:00 GMT

Trupanion: NAIC To Address Pet Insurance This Weekend

The National Association of Insurance Commissioners is meeting in San Francisco this weekend, Pet Insurance is on the agenda. Additionally, the Property and Casualty Insurance Committee will be ...

Published:  Tue, 13 Nov 2018 12:07:00 GMT

3 Pet Insurance Companies to Watch in Billion Dollar Market, according to Packaged Facts

ROCKVILLE, Md., Nov. 13, 2018 /PRNewswire/ -- Given the size of the U.S. pet population, market penetration for pet insurance in the U.S. remains comparatively low. This is particularly true when comp...

Published:  Tue, 13 Nov 2018 08:41:00 GMT

Embrace Pet Insurance and Certified Dog Trainer Laura Nativo Partner"

New video shares tips for introducing dogs to each other and to new people. "While dogs are naturally social animals that are brilliant in their species-to-species communications, they don't always au...

Published:  Wed, 14 Nov 2018 09:36:00 GMT

'My landlord charged me £3,000 to have a cat': how pet owners are routinely ripped off

Vet bills have risen sharply as a result of new drugs and medical technologies coming to the market. The average pet insurance claim is now more than £750, according to the Association of British Insu...

Published:  Tue, 20 Nov 2018 02:02:00 GMT

Aging Cats and Dogs Drive Market for Functional Pet Foods

and supplements supported by newer payment options such as pet insurance. Moreover, as pets age, the human/animal bond deepens, creating an increased willingness among pet owners to do whatever it ...

Published:  Mon, 19 Nov 2018 13:29:00 GMT

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