Rankings ⇾

Best Pet Insurance

  1. Pets Best
  2. Embrace
  3. Healthy Paws
  4. Figo
  5. Pet Premium
  6. Aspca
  7. Trupanion
  8. Petplan
  9. Pet Assure
  10. Nationwide
  11. Pet First
  12. 24 Pet Watch

Click on any of these items to see their review

Best Pet Insurance for July 2019

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Go To Reviews >

Pet Insurance in West Virginia

Were you aware that pet ownership is very common in West Virginia? In fact, the state ranks fifth in terms of dog owners, with 45.8% of households owning at least one canine companion, sixth with respect to cats at 38.1% of West Virginia homes with one feline friend or more, and eighth overall in the United States.

If you have a pet in West Virginia, you should consider pet insurance as a smart way to make sure that your four-legged family member can get the coverage she may need at a price your budget can manage. Pet insurance policies are like health care plans for humans in several ways; both kinds tend to have annual deductibles that need to be met, monthly premiums that vary depending on the breadth of the coverage purchased, and some policies require users to seek treatment from in-network providers in order to receive maximum benefits.

On the other hand, pet insurance is different in a few important ways. For one, pet insurance providers have no obligation to cover pre-existing conditions, so if you are thinking of purchasing a policy, make sure that any such conditions that your pet has will actually be covered by the plan you select. Also, companies can set limits for annual and lifetime payouts, which can also affect your decision.

Sometimes pet owners prefer to pay lower premiums and have insurance for only the most catastrophic veterinary expenses (e.g. removing a malignant skin mass, the cost of which averages $1,500 for dogs and cats alike), while others have no problem with paying higher premiums if it means that the majority of their pets' needs will be paid for by their pet insurance policy. Your best bet is to compare policies offered by multiple companies, and then choose a plan that has the amount of coverage you think your pet needs and that you can afford.

Go To Reviews >

Pet Insurance In The News

Will pet insurance cover teeth cleaning? What do insurers cover in terms of dental care?

For many, caring for a pet is one of life's greatest enjoyments. However, that's not to say that looking after the lovable creatures will come without its costs. In fact, some veterinary bills can ...

Published:  Mon, 15 Jul 2019 02:12:00 GMT

What's the best pet insurance policy on the market? There isn't one, according to Choice

Nearly two thirds of Australian households own a pet and we collectively spend $500 million a year on insurance in the event our furry friends get into trouble. But according to Choice, you're better ...

Published:  Wed, 03 Jul 2019 23:02:00 GMT

With so many caveats and exclusions, is pet insurance worth it?

Pet insurance is so hopeless the nation's top consumer researchers say they can't recommend any policy. Australians are spending well over $500 million on insurance for their dogs and cats but unlike ...

Published:  Wed, 03 Jul 2019 16:01:00 GMT

Pet owners have some tools to fight veterinary sticker shock

Block noted that a $20 vaccine could prevent a dog from coming down with an expensive illness. Pet insurance also can protect against future bills, although it may come with a reimbursement cap and ...

Published:  Thu, 11 Jul 2019 00:57:00 GMT

Exotic pet insurance: Australia

Don't be cold-blooded; protect your not-so-furry friend with exotic pet insurance. Just like cats and dogs, exotic pets such as reptiles, birds and small mammals also get injured and ill. Often, ...

Published:  Mon, 08 Jul 2019 19:30:00 GMT

- View Desktop Site -