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Were you aware that pet ownership is very common in West Virginia? In fact, the state ranks fifth in terms of dog owners, with 45.8% of households owning at least one canine companion, sixth with respect to cats at 38.1% of West Virginia homes with one feline friend or more, and eighth overall in the United States.
If you have a pet in West Virginia, you should consider pet insurance as a smart way to make sure that your four-legged family member can get the coverage she may need at a price your budget can manage. Pet insurance policies are like health care plans for humans in several ways; both kinds tend to have annual deductibles that need to be met, monthly premiums that vary depending on the breadth of the coverage purchased, and some policies require users to seek treatment from in-network providers in order to receive maximum benefits.
On the other hand, pet insurance is different in a few important ways. For one, pet insurance providers have no obligation to cover pre-existing conditions, so if you are thinking of purchasing a policy, make sure that any such conditions that your pet has will actually be covered by the plan you select. Also, companies can set limits for annual and lifetime payouts, which can also affect your decision.
Sometimes pet owners prefer to pay lower premiums and have insurance for only the most catastrophic veterinary expenses (e.g. removing a malignant skin mass, the cost of which averages $1,500 for dogs and cats alike), while others have no problem with paying higher premiums if it means that the majority of their pets' needs will be paid for by their pet insurance policy. Your best bet is to compare policies offered by multiple companies, and then choose a plan that has the amount of coverage you think your pet needs and that you can afford.
Pet Insurance In The News
SEATTLE, Feb. 12, 2019 /PRNewswire/ -- Two students were awarded scholarships to help with their college tuition, courtesy of Healthy Paws Pet Insurance's academic scholarship program. Both recipients ...
Published: Tue, 12 Feb 2019 09:13:00 GMT
News from QY Research, Inc. Global Automobile Transmission System Market report presents a detailed analysis of the competitive landscape along with company profiling of key players competing in the w...
Published: Wed, 13 Feb 2019 22:06:00 GMT
The insurance trial is available for adopted dogs and cats, according to the Humane Society. Adopters who extend their coverage can do so starting at $26 per month for cats and $32 per month for dogs.
Published: Tue, 12 Feb 2019 21:11:00 GMT
SAN DIEGO - The San Diego Humane Society announced a partnership Tuesday with PetFirst to offer one month of pet insurance with each pet adoption. The insurance trial is available for adopted ...
Published: Tue, 12 Feb 2019 19:00:00 GMT
Pets are often considered to be members of the family, but decisions about getting a dog or cat the medical help needed often come down to how much the care costs. Many pet owners ponder signing up fo...
Published: Mon, 04 Feb 2019 20:05:00 GMT
News 12's Kristie Reeter and money expert Jamila Souffrant dive into how to add a furry friend into your expenses. News 12's Kristie Reeter and money expert Jamila Souffrant show that while being ...
Published: Wed, 06 Feb 2019 17:21:00 GMT
It's like anything in life." The top two ways Dr. L'Heureux suggests planning ahead are by getting pet insurance or a pet savings plan. Pet insurance can offset major expenses, but owners need to ...
Published: Fri, 08 Feb 2019 21:05:00 GMT
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