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Were you aware that pet ownership is very common in West Virginia? In fact, the state ranks fifth in terms of dog owners, with 45.8% of households owning at least one canine companion, sixth with respect to cats at 38.1% of West Virginia homes with one feline friend or more, and eighth overall in the United States.
If you have a pet in West Virginia, you should consider pet insurance as a smart way to make sure that your four-legged family member can get the coverage she may need at a price your budget can manage. Pet insurance policies are like health care plans for humans in several ways; both kinds tend to have annual deductibles that need to be met, monthly premiums that vary depending on the breadth of the coverage purchased, and some policies require users to seek treatment from in-network providers in order to receive maximum benefits.
On the other hand, pet insurance is different in a few important ways. For one, pet insurance providers have no obligation to cover pre-existing conditions, so if you are thinking of purchasing a policy, make sure that any such conditions that your pet has will actually be covered by the plan you select. Also, companies can set limits for annual and lifetime payouts, which can also affect your decision.
Sometimes pet owners prefer to pay lower premiums and have insurance for only the most catastrophic veterinary expenses (e.g. removing a malignant skin mass, the cost of which averages $1,500 for dogs and cats alike), while others have no problem with paying higher premiums if it means that the majority of their pets' needs will be paid for by their pet insurance policy. Your best bet is to compare policies offered by multiple companies, and then choose a plan that has the amount of coverage you think your pet needs and that you can afford.
Pet Insurance In The News
Payouts by pet insurers hit a record £785m in 2018, even though the number of claims submitted fell, according to the industry trade body. The Association of British Insurers (ABI) said this was down ...
Published: Thu, 18 Apr 2019 16:09:00 GMT
You could qualify for low cost treatments if you receive child tax, working tax credit and Universal Credit (without a housing element) Average policy prices fell by £2 from £281 a year in 2017 to ...
Published: Fri, 19 Apr 2019 03:11:00 GMT
Human resources is all about the perks these days, especially when it comes to younger workers at this year's Top Workplaces. At CardConnect in King of Prussia, fresh, locally grown produce is ...
Published: Fri, 19 Apr 2019 01:34:00 GMT
UK pet insurers paid out a record-breaking £785m in 2018 to cover the unexpected costs of owning a pet, even though the number of claims submitted fell. The Association of British Insurers (ABI), who ...
Published: Fri, 19 Apr 2019 05:13:00 GMT
Disclosure: This is a sponsored article on behalf of Armed Forces Insurance. Are you one of the 62% of households in the U.S. who has a pet? There are so many benefits to having a family pet, ...
Published: Sat, 20 Apr 2019 13:23:00 GMT
British pet insurance payouts hit a record of 785 million pounds (about 1 billion U.S. dollars) in 2018, driven by a significant jump in average claim size, according to a report issued by the ...
Published: Sun, 21 Apr 2019 06:52:00 GMT
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