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Pet Insurance in Indiana

Indiana MapIndiana residents love their pets; the state even ranks ninth in the nation with respect to cat ownership, with more than 34% of households in the state owning at least one. However, rising costs of veterinary care are affecting all pet owners in the state.

While advances in modern medicine have made it possible to give pets life-saving surgery and other treatments, that progress has come at a price. For example, the ninth most common surgery for dogs - to treat cancer of the liver - has an average bill of $8,500. In cats, even something as seemingly simple as a tooth extraction can cost more than $900. Unfortunately, for some pet owners, unexpected veterinary bills can result in the difficult decision to humanely euthanize a pet rather than go into debt to pay for the treatment.

On the other hand, pet insurance is one way for Indiana pet owners to get the care their pets need without having to be stressed out about their finances. A variety of plans exist to cover veterinary expenses, from catastrophic coverage only (i.e. illness and/or accident) to comprehensive packages that include annual checkups and tests, vaccinations, and other preventative care. Pet insurance plans can also differ in terms of deductibles and copayments, annual and lifetime coverage limits, and how payments are determined (e.g. by a percentage of the bill vs. "usual, reasonable, and customary" amounts), so people in Indiana should be sure to compare a number of policies to find the one that best meets their needs.

Finally, it is important to note that pet insurance policies are not subject to the same rules that apply to human health care policies, so certain pre-existing conditions are not required to be covered (though some plans may cover them anyway). There are also a few dog breeds that may only be eligible for limited coverage, if any.

 

Cancer center partnership links IRMC, UPMC, Punxs'y

"Any insurance accepted ... a fixed PET/CT scanner, and new pharmacy." Richards said Punxsutawney Area Hospital owns a small percentage share of the IRMC center, which will serve areas within 25 miles ...

Published:  Thu, 20 Sep 2018 06:56:00 GMT



News briefs: Book sale, league meeting

The following is just a list of some of organizations who will have representatives to meet and greet attendees: Purdue Northwest, Indiana University Northwest, Ivy Tech, Army, Air Force, Marines, Arm...

Published:  Wed, 19 Sep 2018 07:00:00 GMT



Veterinarians see the value of medical insurance firsthand with their own pets

As medical insurance for pets continues to rise in popularity among pet owners, veterinarians and their staff are ... to myself in February," said Dr. Tyler S., DVM, in Kokomo, Indiana. He discovered ...

Published:  Tue, 21 Nov 2017 11:21:00 GMT



Elanco shares rise 40 percent in first day after $1.5B animal-health IPO

"We're in a very strong position to provide solutions to livestock owners and pet owners and veterinarians for some of ... There's also not typically an insurance component, he said. While Zoetis's pe...

Published:  Thu, 20 Sep 2018 09:50:00 GMT



Leaving a Legacy For Your Pets

According to the Insurance Information Institute, nearly 68 percent of American households own a pet. Chances are your home is one of ... Only six cities received rankings higher... One of Indiana's b...

Published:  Mon, 26 Feb 2018 05:51:00 GMT



Indiana Ranks Ninth In Dog-Related Injury Claims

Indiana ranked ninth with 124 claims last year resulting ... insurance coverage because of the breed of dog owned. Instead, the insurance company educates about responsible pet ownership and understan...

Published:  Wed, 11 Apr 2018 05:24:00 GMT



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