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      February 18, 2019

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Pet Insurance in Indiana

Indiana MapIndiana residents love their pets; the state even ranks ninth in the nation with respect to cat ownership, with more than 34% of households in the state owning at least one. However, rising costs of veterinary care are affecting all pet owners in the state.

While advances in modern medicine have made it possible to give pets life-saving surgery and other treatments, that progress has come at a price. For example, the ninth most common surgery for dogs - to treat cancer of the liver - has an average bill of $8,500. In cats, even something as seemingly simple as a tooth extraction can cost more than $900. Unfortunately, for some pet owners, unexpected veterinary bills can result in the difficult decision to humanely euthanize a pet rather than go into debt to pay for the treatment.

On the other hand, pet insurance is one way for Indiana pet owners to get the care their pets need without having to be stressed out about their finances. A variety of plans exist to cover veterinary expenses, from catastrophic coverage only (i.e. illness and/or accident) to comprehensive packages that include annual checkups and tests, vaccinations, and other preventative care. Pet insurance plans can also differ in terms of deductibles and copayments, annual and lifetime coverage limits, and how payments are determined (e.g. by a percentage of the bill vs. "usual, reasonable, and customary" amounts), so people in Indiana should be sure to compare a number of policies to find the one that best meets their needs.

Finally, it is important to note that pet insurance policies are not subject to the same rules that apply to human health care policies, so certain pre-existing conditions are not required to be covered (though some plans may cover them anyway). There are also a few dog breeds that may only be eligible for limited coverage, if any.


Bereavement time for pets Some Northwest Indiana employers offer flexibility when a 4-legged friend dies

The survey said 11 percent of all pet owners report their workplace ... GSI is an 80-year-old independent insurance agency with 62 employees and offices in Hobart, LaPorte, Michigan City and Valparais...

Published:  Sat, 02 Feb 2019 09:08:00 GMT

PetFirst Pet Insurance Moving Headquarters to Accommodate Rapid Growth

July 26, 2017 /PRNewswire/ -- Due to the continued growth in revenue and personnel, PetFirst Pet Insurance is moving its headquarters ... we are excited to invest locally in Indiana." PetFirst has out...

Published:  Wed, 26 Jul 2017 03:07:00 GMT

Veterinary product and company updates, plus more VMX highlights

In other Blue Buffalo news, the company has built a new manufacturing and R&D plant in Richmond, Indiana ... meaning the pet owner is not out of pocket on the portion of the transaction covered by pet ...

Published:  Fri, 08 Feb 2019 21:10:00 GMT

JA Benefits Announces Leadership Changes

Bedford, Indiana-based insurance agency JA Benefits has announced leadership ... with plans to establish its first U.S. operations in Vigo County. Last month, the pet food manufacturer made its plans ...

Published:  Wed, 06 Feb 2019 09:16:00 GMT

Veterinarians see the value of medical insurance firsthand with their own pets

As medical insurance for pets continues to rise in popularity among pet owners, veterinarians and their staff are ... to myself in February," said Dr. Tyler S., DVM, in Kokomo, Indiana. He discovered ...

Published:  Tue, 21 Nov 2017 11:21:00 GMT

Nationwide's grain bin safety contest to promote awareness

This year, Grain Bin Safety Week is Feb. 17-23 and has been officially recognized by the following states: Illinois, Indiana ... insurance; public- and private-sector retirement plans, annuities and m...

Published:  Thu, 14 Feb 2019 10:08:00 GMT

COLUMN: 20 years of saving lives

As the voice for the forgotten cats and kittens in Southern Indiana, we want to share their stories ... For example, you can designate the trustee of your pet trust as the beneficiary of a life insura...

Published:  Thu, 14 Feb 2019 08:36:00 GMT

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