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Pet Insurance in Indiana

Indiana MapIndiana residents love their pets; the state even ranks ninth in the nation with respect to cat ownership, with more than 34% of households in the state owning at least one. However, rising costs of veterinary care are affecting all pet owners in the state.

While advances in modern medicine have made it possible to give pets life-saving surgery and other treatments, that progress has come at a price. For example, the ninth most common surgery for dogs - to treat cancer of the liver - has an average bill of $8,500. In cats, even something as seemingly simple as a tooth extraction can cost more than $900. Unfortunately, for some pet owners, unexpected veterinary bills can result in the difficult decision to humanely euthanize a pet rather than go into debt to pay for the treatment.

On the other hand, pet insurance is one way for Indiana pet owners to get the care their pets need without having to be stressed out about their finances. A variety of plans exist to cover veterinary expenses, from catastrophic coverage only (i.e. illness and/or accident) to comprehensive packages that include annual checkups and tests, vaccinations, and other preventative care. Pet insurance plans can also differ in terms of deductibles and copayments, annual and lifetime coverage limits, and how payments are determined (e.g. by a percentage of the bill vs. "usual, reasonable, and customary" amounts), so people in Indiana should be sure to compare a number of policies to find the one that best meets their needs.

Finally, it is important to note that pet insurance policies are not subject to the same rules that apply to human health care policies, so certain pre-existing conditions are not required to be covered (though some plans may cover them anyway). There are also a few dog breeds that may only be eligible for limited coverage, if any.


Dogged by discrimination: Regionwide effort targets problem dogs and owners, not breeds

"If we reduce the homeless (pet) population, we'll reduce bites," she said. The various entities targeted by the new Indiana Coalition of Animal Rescue Efforts are spending millions of dollars that could be better put to use in a combined and comprehensive ...

Published:  Thu, 10 May 2018 06:07:00 GMT

ELITE Network awarded $1.28 million grant

DWD is committed to innovating and invigorating Indiana's economic future by providing WorkOne Career Centers, Unemployment Insurance, Labor Market Information, Regional Workforce Strategies and Professional Training. Through these services, DWD is able ...

Published:  Wed, 09 May 2018 07:26:00 GMT

Pet Insurance: Know Your Coverage

UNITED STATES -- The cost of pet insurance varies depending on the age of your pet, the breed, and, like insurance for humans, the amount of your deductible. It tends to average several hundred dollars a year, so consumer reporter Lynda Baquero ...

Published:  Tue, 02 May 2017 13:37:00 GMT

Floyd County homeowners still recovering after historic flooding

Those affected by the flood need to bring receipts, a copy of their insurance policy ... to help control the city's pet population. After decades of covering southern Indiana communities, Green Banner publishing will soon close its doors.

Published:  Mon, 21 May 2018 20:11:00 GMT

Veterinarians see the value of medical insurance firsthand with their own pets

As medical insurance for pets continues to rise in popularity among pet owners, veterinarians and their staff are ... to myself in February," said Dr. Tyler S., DVM, in Kokomo, Indiana. He discovered the bump on the leg of Nestle, his Labrador Retriever ...

Published:  Tue, 21 Nov 2017 23:10:00 GMT

Indiana Ranks Ninth In Dog-Related Injury Claims

Indiana ranked ninth with 124 claims last year resulting ... insurance coverage because of the breed of dog owned. Instead, the insurance company educates about responsible pet ownership and understanding dog body language. Being bitten or attacked by ...

Published:  Thu, 12 Apr 2018 11:52:00 GMT

Leaving a Legacy For Your Pets

According to the Insurance Information Institute, nearly 68 percent of American households own a pet. Chances are your home is one of ... A political campaign rally in northern Indiana featuring President Donald Trump and Vice President Mike Pence is ...

Published:  Mon, 26 Feb 2018 12:46:00 GMT

Executive order speeds up 1si program launch, but plan is controversial nationally

SOUTHERN INDIANA - An executive order ... also helped 1si put together its ancillary insurance program. It was launched in March and offered organization members life, disability, vision, dental and pet insurance, as well as a section 125 Premium-Only ...

Published:  Sun, 12 Nov 2017 17:15:00 GMT

Mad Minute stories from Monday, March 5th

INDIANAPOLIS (AP) - Indiana could become the second state to effectively ... Like all insurance, you're gambling with whether you'll use pet insurance or not. But before you buy in, make sure you consider the following from the Washington Office ...

Published:  Mon, 05 Mar 2018 20:56:00 GMT

SMALL-BUSINESS SPOTLIGHT: Paws Around Town Mobile Dog Grooming

Helmus runs the business, which services Northwest Indiana communities ... especially fuel, insurance and supplies is large," he said. "But the finished result makes the job worth the work. The dogs are so happy to be clean, and the pet owners enjoy ...

Published:  Sun, 23 Nov 2014 04:00:00 GMT

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