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Pet Insurance in Missouri

Missouri MapMissouri ranks fourth in the nation in terms of dog ownership: nearly 46% of all households in the state own at least one dog. For both dog and cat owners, the joys of having a pet are obvious: companionship, protection, and even better health, as research has shown that pet owners are happier and experience increased well-being in comparison with non-pet owners.

Pet ownership also carries its fair share of expenses. Of course, caring for a pet will always require buying food and other necessary supplies. However, veterinary care is often an unknown variable; owners expect to pay for routine care such as vaccinations and spaying or neutering, but no one can predict if and when a cat will get cancer, or a dog will be hit by a car. Sadly, some pet owners find themselves facing extremely high veterinarian bills due to such unforeseen circumstances and have to choose humane euthanasia because they can't afford the treatment their four-legged friends need.

Pet insurance is gaining popularity in Missouri as a way of making sure that no pet has to be put to sleep due to a lack of money. These plans usually reimburse policyholders for a predetermined percentage of covered veterinary costs, and the premiums for such plans depend on the level of coverage selected. Some pet owners opt for catastrophic coverage that will help in the event of a major illness or accident, choosing to pay for routine care out of their own pockets; others prefer to pay higher monthly premiums for policies that include vaccinations, annual check-ups, and even spaying or neutering.

Both levels of coverage can differ significantly from plans offered for humans; pet insurance is allowed to exclude pre-existing conditions, certain dog breeds, and even elderly pets, so prospective customers should make sure that any plan they consider will meet the needs of their particular pets.

 

Don't let puppy love blind you to the expense of owning a dog

"A good rule of thumb is the bigger the dog, the bigger the budget," says Sarah Javier, president and executive director of the Animal Protective Association of Missouri ... How to save: "¢ Pet insuran...

Published:  Sun, 16 Sep 2018 03:55:00 GMT



With Tigers Living Next Door, Exotic Pet Insurance Business Soars

Missouri, and Texas. California requires insurance too, but only for circuses and shows, according to the Humane Society of the United States. While the liability insurance is an important part of exo...

Published:  Sat, 25 Feb 2012 07:08:00 GMT



Judge pares back "˜lavish lifestyle' of men sued in sweepstakes scheme to $18K a month

Brandes and Graham were sued in February by the Federal Trade Commission and Missouri Attorney General Josh Hawley ... restaurants, fuel, pet expenses and health insurance if his asset-frozen business...

Published:  Tue, 11 Sep 2018 03:30:00 GMT



Puppy love -- it's better than you think

The University of Missouri-Columbia study was funded by The Skeeter Foundation, a group headed by Dr. Jack Stephens, founder of Veterinary Pet Insurance, a nationwide insurer of pet medical coverage. ...

Published:  Wed, 25 Apr 2018 16:24:00 GMT



Tips to be prepared when facing natural disasters

Prepare a kit in a waterproof container that contains ready-to-eat food, pet food, extra shoes ... and any other supplies that are specific for one's family. Include copies of insurance and other impo...

Published:  Sat, 15 Sep 2018 00:02:00 GMT



St. Louis Pet Expo Canceled, Organizer Denies Allegations Of Fraud

CHARLES, MO - Some vendors are accusing Sheila and Bryan Rilenge, the organizers of Amazing Pet Expos, of fraud after the St. Louis ... They also plan to use a pending employee negligence insurance cl...

Published:  Mon, 23 Oct 2017 23:20:00 GMT



Radiation clinic in Wentzville treats pets with cancer

And because of the University of Missouri-Columbia College of Veterinary Medicine ... Owners are also briefed on what this could cost them. Pet insurance may cover up to 80 percent of the treatment, d...

Published:  Sat, 10 Aug 2013 17:00:00 GMT



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